Skyline Benefit is an independent health insurance agency.
We were created to provide innovative and flexible health insurance options for individuals and businesses. With our knowledge and trusted insurance partners, we represent many insurance companies with a wide variety of Medicare, Individual and business health insurance options and price points.
We do the shopping and you do the saving!
Based on 245 reviews
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Kim Palmer
21:10 29 Apr 25
We met with David and he explained all of my options for Medicare. I was so impressed with his knowledge. There are so many plans, but with David's help I picked the perfect one for me. Thank you Skyline Benefit. I am recommending you to all of my family and friends.
Danielle Nava-Mijares
22:29 16 Apr 25
Working with David K has been 100% a total life saver for us. He is really quick to respond even when frantically reached out to after hours. He worked with us to get us exactly the coverage we needed.
Jina Hua
23:26 28 Feb 25
Thanks to Michael, our whole family was able to find a great health plan. We had a hard time with other plans before, but now we can visit the doctor with peace of mind. Thank you so much, Michael!
Victoria Brown
21:45 26 Feb 25
HALVING DEALT WITH MANY AGENTS, DAVID HAS BEEN THE BEST YET! HIGHLY RECOMENT SKYLINE
Shelley Dam
00:21 22 Feb 25
David Keum is an exceptional professional! His knowledge and expertise are truly impressive, making every interaction smooth and informative. He is outstanding in follow-up, ensuring that nothing falls through the cracks. Every time I reached out to him, he was incredibly helpful, providing clear guidance and support. His dedication and responsiveness make him a pleasure to work with—I highly recommend him!
H “미르” K
07:12 01 Feb 25
I'm very satisfied with Mr. David Keum for a few years, is a Agent of Heath insurance of Skyline. I know He always tries his best and help what his clients need. He also helped my husband and I to favorably renew our heath insurance this year. So I'd be delight to mention about him. Thanks.
Brian H.
01:35 25 Nov 24
Skyline Benefit has helped my wife and I find the best insurance option for the last 2 years. A co-worker recommended David Keum a year ago and we are both extremely happy to have found him. David is both friendly and very knowledgeable in the various health ins. options on the market. He listened to our situation and then helped guide us to find the best option to fit our individual needs. Then after helping us pick our coverage, David also work with me to straighten out a billing issue we experienced later in the year between Covered California and our insurance providers. I will be looking forward to his help in educating me on the Medicare plan options in a couple years, when I become eligible. I would highly recommend David Keum to anyone that is looking for help navigating the medical insurance market and would give him 5+ stars if I could!
Jacob Waggener
21:47 21 Nov 24
David went above and beyond to help me figure out my insurance needs and solve many issues that were preventing me from getting top notch service. David is for the people and if you’re looking for a representative to connect you with the best Insurance for your situation, he is your go to person! Thank you again sir
Joy Yang
03:43 21 Nov 24
Thank you so much for helping us with my husband’s Medicare application. As this was our first time, we didn’t know much about the process. You explained the differences between Medicare and regular insurance, the application process, and the various plans in great detail. You were incredibly kind, patient, and made everything easy to understand. We truly appreciate your follow-up support even after the application was completed. Thank you! If anyone is applying for Medicare for the first time, I highly recommend this insurance agent.
Monica Castaneda
05:47 20 Nov 24
Not knowing where to turn when it came to finding health insurance, I found Skyline Benefit through a Google search and was beyond thrilled with their service. David Keum has been extremely helpful throughout the process. Response time is quick and he goes above and beyond to make sure I make a well informed decision about my health insurance plan
I would highly recommend this business to anyone.
I would highly recommend this business to anyone.
In Jeong Lee
02:58 09 Nov 24
Skyline benefit has helped my family to find the best health insurance since 2020.
Agent David is very knowledgeable, efficient and reliable.
He is good at returning calls and emails.
He helped my husband’s first Medicare plan too.
The process was quick and seamless.
Now we are all ready for another year with great health care plans!
Agent David is very knowledgeable, efficient and reliable.
He is good at returning calls and emails.
He helped my husband’s first Medicare plan too.
The process was quick and seamless.
Now we are all ready for another year with great health care plans!
Alan Duncan
20:54 06 Nov 24
David Keum at Skyline Benefit has been an excellent representative for me and my family when navigating the California Covered system. I give him the highest recommendation.
Marina Meza
02:19 06 Nov 24
David was great! He was able to help me with getting medical insurance. He was knowledgeable and clear with what I should expect next. I would definitely recommend skyline benefit to anyone needing insurance or help applying.
Barbara Russo
18:14 28 Oct 24
I worked with David Keum to enroll in a Medicare Advantage plan…he was awesome! Great customer service, he answered all my questions and I was approved in just a few days. Thank you David!
Marilyn Bates
23:14 23 Oct 24
Our experience working with Syline Benefit, and David Keum in particular, exceeded our expectations. David was professional, prompt with answers and suggestions, thorough, and extremely knowledgeable. He helped us navigate our transition expertly. We couldn’t be happier with our experience.
Veronica Taylor
15:54 23 Oct 24
We had a great experience working with Michael Jang. He was helpful and was on top of things. We highly recommend working with Michael at Skyline.
Monica K
23:08 20 Oct 24
I was glad to come across this company through Google search. Michael Jang has been super helpful and attentive in assisting me find a health insurance that fits my criteria. He was courteous, honest, and prompt in responding to my questions and concerns both by phone calls and emails. For those who are looking for a good and reliable insurance agent, I highly recommend Michael Jang from Skyline Benefit.
Karl Kurdi
01:12 16 Oct 24
I recently had the pleasure of working with Skyline Benefits to select my Medicare plan, and I couldn't be happier with my experience. From the moment I reached out, David Keum was incredibly knowledgeable and attentive. He took the time to explain the different options available to me, ensuring I fully understood my choices.
What impressed me the most was their personalized approach. David listened to my specific needs and concerns and tailored recommendations accordingly. This truly made me feel valued as a client. David was patient and never rushed me, which I greatly appreciated.
Skyline Benefits also provided me with helpful resources and tools that made the decision-making process much easier. Their expertise in navigating the complexities of Medicare was evident, and I felt confident in my final plan choice.
I highly recommend Skyline Benefits to anyone looking for assistance with Medicare. Their professionalism, dedication, and excellent customer service set them apart. Thank you, Skyline Benefits, for making this experience so positive!
What impressed me the most was their personalized approach. David listened to my specific needs and concerns and tailored recommendations accordingly. This truly made me feel valued as a client. David was patient and never rushed me, which I greatly appreciated.
Skyline Benefits also provided me with helpful resources and tools that made the decision-making process much easier. Their expertise in navigating the complexities of Medicare was evident, and I felt confident in my final plan choice.
I highly recommend Skyline Benefits to anyone looking for assistance with Medicare. Their professionalism, dedication, and excellent customer service set them apart. Thank you, Skyline Benefits, for making this experience so positive!
Brian Burch
23:22 20 Sep 24
Both David and Michael provided timely service and communication. Will definitely use Skyline my future insurance needs.
Mila's Way
14:38 11 Sep 24
David helped my family and I get health insurance. His experience helped me not only get medi-cal for my kids but also for me since I am currently expecting. He is very professional and works fast to get what you need. David made all the calls amd sent all the paper work needed for me. No regrets going with David! Thank you David for all your help really. My husband was lost without you lol
Megan Llambias
22:42 06 Sep 24
Sky insurance ja so efficient and kind. I highly recommend these services to anyone I know.
Myrna Klose
20:14 26 Aug 24
David Keum is the most knowledgeable, competent and supportive health insurance agent I've ever dealt with. He is always available to assist in whatever and however he can and is always prompt with his responses to my questions by email, texts and/or calls. Appreciate his care and compassion and as we say in Hawaii, "David, No Ka Oe." David "second to none!"
Sandra Jackson
01:08 24 Aug 24
I’m very satisfied and grateful for David Keum & Skyline Benefit for always finding the Medicare advantage insurance that fits my specific needs. He is very knowledgeable ,helpful , & dependable.Thank you, Skyline Benefit!
Scott Padgett
00:57 24 Aug 24
I’ve used this service twice and David is very helpful, knowledgeable and quick.
Jeffrey Coons
04:20 21 Aug 24
David is thorough, professional and a pleasure to work with. He is very solution oriented.
da da
23:02 17 Aug 24
I recently had the pleasure of working with Michael, and I couldn't be more impressed. Their attention to detail and commitment to customer satisfaction were evident throughout the entire process. Michael was incredibly responsive and addressed all my concerns promptly. I highly recommend Michael to anyone looking for top-notch health insurance needs.
Nora
02:55 09 Aug 24
David Keum has helped me several times with my health insurance needs, he is extremely professional, courteous and efficient. All it took was a phone call to David and he quickly made the necessary changes to my policy and put my mind at ease in literally 3 minutes flat. I know that I will not find a better agent than David. I highly recommend him to anyone seeking assistance.
Annie Nelson
02:01 08 Aug 24
Michael was a great help! I needed an insurance plan for my daughter and not only did he give me all the info I needed to pick a great plan, he found one at a better price and did all the paperwork so all I had to do was send him her information once she was born. They made it so easy!
Mike Kim
00:25 08 Aug 24
Excellent service. Needed to change insurance last minute, and they took care of it right away. Highly recommend their service.
young lee
23:11 07 Aug 24
David provides reliable client consulting and management with a wealth of experience and knowledge. Recommended!
Victoria Botica
19:49 02 Aug 24
I was in a real bind trying to secure some health insurance for my daughter on super short notice. David was really helpful and helped me find the perfect policy. I highly recommend their services!
Elizabeth McIntosh
22:53 30 Jul 24
Great experience. David was a big help. Went above and beyond. I would diffently refer business his way. Thanks again.
Jennifer Sunderland
04:02 14 Jul 24
David’s knowledge of Medicare helped us find the best option for our unique sitch. He is very attentive and responsive. I’m so glad I was referred to Skyline.
Kim Nierman-Smith
04:06 11 Jul 24
David was so nice and answered all my questions about changing insurance mid year. I was overwhelmed and he helped me understand the process. I have been very happy with his help and service
HeeJin Kwak
23:48 01 Jul 24
David Keum is very professional, knowledgeable and warm hearted. He find my insurance that I need exactly. Meeting him is a blessing.
Edil Christian
04:21 01 Jun 24
Michael was genuine,friendly, knowledgeable and professional. I appreciated that he was on top of everything and made sure I had fast, hassle-free service. He was thorough and emailed me a copy of everything I needed. Definitely recommended this office. Great vibes!
박미현
22:26 28 May 24
I came here for an insurance consultation, and I'm so glad I did! I learned so much about the different types of insurance available to me, and I was able to easily understand the information. I used to find California insurance really confusing, but the consultant here made it all so clear and easy to understand. He helped me figure out which options were the best for me, and I'm so grateful for his help. I'm definitely going to leave a positive review for this place!
jandy fregoso
22:39 24 May 24
David took care of us in a very helpful and professional manner. We can’t be more satisfied!
I will highly recommend David and Skyline Benefit to anyone for your insurance needs.
I will highly recommend David and Skyline Benefit to anyone for your insurance needs.
Adena Pak
02:18 09 May 24
David was really helpful and very knowledgeable in serving his clients! My husband and I were so glad that we went to see him for our quest for new health insurance! We were more than happy and satisfied with his help. He was very nice, listened with care, and was very polite to answer to all of our questions. Most of all, we got a health insurance far better than what we've expected! I will definitely refer him to anyone who needs help!
Maddison Haworth
02:04 09 May 24
David was wonderful to work with and was able to help me out with my coverage asap. Highly recommend Skyline Benefit .
Faithe Roberson
18:00 30 Apr 24
My husband and I were having multiple compounded issues with our insurance due to moving counties and getting married, and Skyline Benefit was so incredibly helpful, explanatory, and patient with us and helped us figure out everything! We will be returning if we ever have any questions because we are so confident in their abilities!
jai huh
01:02 13 Apr 24
I was ignorant about Medicare plans, but David Keum was very helpful.
Helped in a friendly and detailed manner.
Thank you very much
Helped in a friendly and detailed manner.
Thank you very much
SI
00:05 13 Apr 24
In one word, David is an “outstanding agent” in every way. I thought that in order to express David's service as A+, the average score of Korean health insurance agents had to be lowered to F to express the difference.
1. Manners that are more important than anything else = good language and attitude (friendly yet respectful attitude), and above all, never push or bother customer candidates. From my perspective, this is a very important point.
2. Knowledge and proactiveness = Knows “properly” about one’s product (in my personal judgment, such agents are rare, as there are few agents who speak English), and responds actively/voluntarily/even almost immediately to all questions from customer candidates. This is an agent who gave an “accurate answer (including presentation of evidence)” and makes you feel like “the investment of time and effort in the answer is significant.” He doesn't even bother asking detailed questions. Of course, this is a very important point for me.
1. Manners that are more important than anything else = good language and attitude (friendly yet respectful attitude), and above all, never push or bother customer candidates. From my perspective, this is a very important point.
2. Knowledge and proactiveness = Knows “properly” about one’s product (in my personal judgment, such agents are rare, as there are few agents who speak English), and responds actively/voluntarily/even almost immediately to all questions from customer candidates. This is an agent who gave an “accurate answer (including presentation of evidence)” and makes you feel like “the investment of time and effort in the answer is significant.” He doesn't even bother asking detailed questions. Of course, this is a very important point for me.
JDG707
20:48 12 Apr 24
David was very nice and patient with me as I was very uninformed when it came to knowing which health care insurance was right for me. He guided me in the right direction every step of the way. Thanks!
Don Harris
20:40 12 Apr 24
Visit was quick and easy; I told David what I wanted and he made it happen. Early on he reassured me regarding my doubts about whether or not I was even able to get insurance which made the whole experience much more welcoming. Go David!!
Hector Gannon
16:01 22 Mar 24
We would give 10 ⭐️ if we could.. Wow, knowledgeable efficient and professional as they come. David got us informed and directed our every move through his experience and made this a seamless transition into the best medical insurance coverage we have ever had and at the most competitive price for our needs! Thank you David for all you do.. you were a blessing and prayers answered🙏
Taylor Swift
18:28 13 Mar 24
David Keum was awesome! Professional, positive, knowledgeable, and very helpful!
Jennifer Kamerer
00:23 19 Feb 24
It was my first time applying for Covered California & David helped me every step of the way. He also asked me to return or call him if I had any problems. I highly recommend Skyline Benefit !
Elizabeth Kim
02:18 14 Feb 24
David's quick response and detailed explanation help us to review and to choose a suitable plan for our circumstances. Thank you.
Avecita Eco
07:06 03 Feb 24
David Keum is easy to deal with. He has helped me with my and my son’s health insurance. Grateful to Have found this place. Highly Recommended.
Anthony Rossi
00:05 03 Feb 24
Great team and customer service. Made the process simple and fast. Would recommend!
Kim Marshall
01:40 06 Jan 24
David Keum was great to work with. I needed help right away and he was quick to give me quotes and answer any questions I had regarding my healthcare needs. Highly recommend.
Ryan Hudgens
16:28 26 Dec 23
David is the best he makes everything simple & understandable 100% recommend him
Beverly Herbert
03:43 25 Nov 23
Hi David, your services were awesome!! You were very informative and clear about all the health plan choices and explained them for us to understand. You were the most personable, knowledgeable and friendly guy that's easy to talk to. I will definitely recommend you to friends and family about your services. I would give you more than 5 stars if I could!! Thank you!!!!
Song Moon
04:31 22 Nov 23
I highly recommend David from Skyline Benefit to anyone needing health insurance. His business skills help you find the insurance that's right for you and resolve it quickly. 👍
민하
18:32 21 Nov 23
I had the pleasure of working with David for my son's health coverage plan, and I couldn't be more grateful. He explained everything in Korean, making it easy for me to understand. What impressed me most was his dedication—he even took calls after working hours to expedite the process. David's professionalism and exceptional service made a significant difference for my family. I highly recommend him to anyone seeking assistance with their health coverage plans. Thank you, David, for your outstanding support!
처음부터 끝까지 한국말로 너무 잘 설명해주시고, 빠르게 진행해주셔서 정말 감사합니다! :)
처음부터 끝까지 한국말로 너무 잘 설명해주시고, 빠르게 진행해주셔서 정말 감사합니다! :)
Thomas Walsh
03:06 02 Nov 23
David has always been attentive and responsive. I highly recommend him and Skyline.
Hanh Dao
02:16 04 Oct 23
David went out of his way to find a plan that worked for my parents. Thanks to him we got the treatment and support needed for all of our medical needs.
Joy Sooin Cho
01:52 27 Sep 23
David Keum kindly explained Covered California to me, who was unfamiliar with it, from beginning to end and helped me register. thank you. 👍
Sue Hong
20:31 31 Aug 23
David is just the best!!
He has been going above and beyond to help me with my health insurance.
He is very nice and kind.
He has been going above and beyond to help me with my health insurance.
He is very nice and kind.
Sarah Grant
17:36 29 Aug 23
The best and easiest experience, very helpful answered all my questions and got me exactly what I needed very quickly.
Denise Teeple
01:10 19 Aug 23
Great service, knowledgeable and very professional & thorough. David is wonderful to work with. Highly recommend Skyline
James Franklin
23:32 31 Jul 23
David Kuen deserves the AwRd for the best Insurance Agent in California. He not only is superiorly informed but incredibly kind and efficient. Thank you David, Thank you!
Aeri Kim
23:46 20 Jul 23
I just had to share my amazing experience with Skyline Benefit.
David truly saved the day and made my husband’s Medicare enrollment/supplement plan on time.
He also provided us with all the necessary information we needed. He guided us through the entire process, answering all questions and addressing any concerns we had. Thanks to Skyline Benefit!! If you’re looking for a Health Insurance co. that goes above & beyond to assist you, I highly recommend Skyline Benefit. They truly care about their customers and will make sure you have all the necessary information to make informed decisions. Thank you David!!
David truly saved the day and made my husband’s Medicare enrollment/supplement plan on time.
He also provided us with all the necessary information we needed. He guided us through the entire process, answering all questions and addressing any concerns we had. Thanks to Skyline Benefit!! If you’re looking for a Health Insurance co. that goes above & beyond to assist you, I highly recommend Skyline Benefit. They truly care about their customers and will make sure you have all the necessary information to make informed decisions. Thank you David!!
Allison Crosland
23:10 06 Jul 23
David was amazing at helping me. Walked me through the entire process and made it so easy. Something that is normally such a hassle was made so easy thanks to their team. Would highly recommend!
Paul Gonzalez
15:52 19 Jun 23
David is the consumate professional, he personally walked me through the application process for both Medicaid and Social Security, with great success..! He is very service orientated and is a person that I can highly recommend..! Paul G
Jane Gilleland
12:29 11 Jun 23
Living on the east coast and trying to figure out health insurance for a family member in CA was made so much easier by working with David. He’s efficient, knowledgeable and a pleasure to work with. Thank you David!
Cisco cali
19:17 07 Jun 23
David saved my day. I was looking for health insurance and called this one agent. Well, this one guy threw in some life insurance without me knowing. I knew because I know the process too well. So, blocked the guy then proceeded to give David a call. David helped me right away. I got the coverage I needed and I would highly recommend David. He's fast, honest, and reliable. More agents should learn from him.
DENISE GOODE
19:10 07 Jun 23
After receiving more than 200 phone calls from online insurance brokers, we found David at Skyline Benefit. David has an office and a desk and you can sit in front of him and feel comfortable that you are getting honest advice on the best policy for you. Having a physical location to go seek help was important to us. David made this process easy, informative and stress free. We recommend David to anyone who has insurance needs. David, again, thank you for making g this process super easy!!
Hannah Munoz
23:48 31 Mar 23
David was a huge help to me! I worked as a freelancer for a few years and had to manage my own health insurance. It's always been something that has caused me a lot of stress. But then a friend recommended Skyline benefits and working with David made figuring out health insurance so much simpler and straightforward. He was very communicative (I always heard back within a couple of hours, but usually within a few minutes). He was also very knowledgeable and helped me understand my options and figure out the best plan for me each time it came around to it. Super thankful for his help!
Jeff James
22:06 20 Mar 23
My experience with David was excellent. He was extremely helpful with finding the best insurance policies for myself, my wife and my son. I called on him on many occasions with questions and he was always quick to respond. Thank you.
Minjung Kim
15:55 02 Mar 23
The agent was very knowledgeable and a expertise in terms of finding the right policy for us even though our case was a little more complicated. He also gave us thorough advices to choose the plan. I would definitely refer him to my friends and families!
Diana Suarez
02:01 01 Mar 23
I recommend this place. I received excellent customer service from Sky Benefit. They helped me to find a very good Health insurance 👍
jean kim
01:10 01 Mar 23
David is very professional. I submit it last minute but he was very kind and helpful. process was very smooth and swift.
Jung Christopher
22:49 30 Dec 22
I have trouble with finding health insurance for my family, but I was able to solve everything with the help of a kind and experienced agent here. I want to continue to have a relationship with this agent in the future, and I am very satisfied.
Dave Kim
20:37 14 Jul 22
Highly recommended! Our family needed a coverage ASAP and David helped us with the whole process. Professional and kind. Thank you David!
Stephen Pullano
21:34 15 Jun 22
David was infinitely patient and made the complexity of benefits simple to understand. He was willing to answer questions and always did so with a pleasant demeanor. Will seek him out for all my health care needs. You can’t ask for a more professional experience.
tonocats
21:24 15 Jun 22
Excellent service from representative David. He straightened out a problem I’d been having for months with the Covered California website in less than 20 minutes. He had my insurance set up the same day and I was finally able to get into my account which I’d been locked out of for months. A couple of days later he followed up with a message that provided me with my member ID ahead of getting my card in the mail so I could get an appointment set up sooner. He then assisted me with changing medical groups when I messaged him that I wanted a different doctor. He stayed on the line until he was certain everything was set up correctly. I asked him a ton of questions and I can’t praise this guy enough for his outstanding help and his knowledge of how the system works.
Gayle Hollenbaugh
23:48 12 May 22
David did an excellent job helping me get the type of insurance I wanted in a very quick time frame. Hugely helpful.
Valerie Gonzales
17:20 04 Apr 22
David is extremely helpful. He is knowledgeable, professional and personable. He was very attentive and always available to answer questions and offer support. David made what seemed like an overwhelming process very easy. He took care of business and made me feel like I had an advocate. I highly recommend him.
jeanette gonzalez
22:53 17 Mar 22
David K. at Skyline Benefit made the process of finding insurance with California Coverage very easy. David is professional, knowledgeable and understanding. I’m very thankful to have found him.
Magda
21:05 17 Mar 22
I appreciate all the patience and expertise I received from David. He helped navigate the complexity of signing up for Medicare by clearly helping me understand all my options. Skyline has my highest recommendation. I am grateful that I found this service.
Julie kim
05:54 23 Feb 22
David is fantastic!
He helped me find the right coverage insurance for me that I could afford. He got in touch with me very quickly after I left him a text message. He explained many options and made me choose the right insurance. He is super knowlegeable and very good at what he does. He was recommended to me by a friend. I would definitely recommend him to my friend and family if they need any insurance.
David is such an expert in all matters relating to covered california. He made it all easy!
Thank you|~
He helped me find the right coverage insurance for me that I could afford. He got in touch with me very quickly after I left him a text message. He explained many options and made me choose the right insurance. He is super knowlegeable and very good at what he does. He was recommended to me by a friend. I would definitely recommend him to my friend and family if they need any insurance.
David is such an expert in all matters relating to covered california. He made it all easy!
Thank you|~
Michelle Kerns
19:25 22 Feb 22
I worked with Mr. David Keum of Skyline Benefits to investigate health insurance options. I am quite pleased with the excellent customer service and am now gratefully insured, and at a cost that fits my current income and budget. Thank you and God Bless.
Karl Fleer
16:02 15 Jan 22
David at Skyline Benefit helped us navigate the covered California health care options and determine the best plan for us. He is very helpful, responsive, and helped us save on our insurance by taking the time to point out all of the differences between the various plans. We would highly recommend Skyline Benefit and look forward to working with David in the future.
Seunghwan Yoon
23:08 12 Jan 22
Mr Keum helped me sincerely
We can buy the insurance properly and save money too
We can buy the insurance properly and save money too
Philip C
08:10 16 Dec 21
Left voice message. David called twice until he reached me same day. It was reassuring when I was concerned about lacking health coverage. He was patient and very helpful. Definitely recommend and I am in Northern California!
Irene melendez
22:42 23 Nov 21
David always got back to me when I called to ask a questions.
All my questions were always answered. I feel he did the best for me.
I would highly recommend Skyline Benefit. David helped me to fine the best Medicare supplement that would work for me.
All my questions were always answered. I feel he did the best for me.
I would highly recommend Skyline Benefit. David helped me to fine the best Medicare supplement that would work for me.
Sierra N.
21:07 02 Nov 21
Wow, I am so impressed with David and Skyline Benefit. Picking a health insurance plan is something that fills me with anxiety and dread. I filled out the information on Covered CA to have an expert call me and I received a call from David very quickly. He sent me estimates and answered every question I had. He even texts! He even called Covered CA to try and work something out for me. After all his work, he actually advised me that COBRA may be my best option and our conversation ended without him getting my business. However, overnight, my circumstances changed and the next day David handled every single aspect and got me enrolled in a Covered CA plan. It is terrific to have someone handle the complicated business of health insurance and I would recommend David to anyone that needs help wading through the swamps of health coverage.
Giang Nguyen
16:39 23 Sep 21
I was always confused about getting a plan with Covered Ca until i spoke with David. He was very thorough in explaining how it works and explaining the whole process. The best thing is David will help you apply for coverage after getting all the details from you. This does help a lot. I did recommend this company to quite a few of my friends. Thank you David, Thank you Skyline.
UPDATE: I recently was in need of a Medicare plan and once again, David was very helpful in helping me selecting a Medicare plan that suits my needs, including Medicare Supplement and Medicare Advantage. Again, I totally recommend David.
UPDATE: I recently was in need of a Medicare plan and once again, David was very helpful in helping me selecting a Medicare plan that suits my needs, including Medicare Supplement and Medicare Advantage. Again, I totally recommend David.
JUNGEUN KIM
19:25 20 Sep 21
Overall: Above and beyond
Service: Prompt and accurate
Agent: Kind and professional
Thank you, Mr. David Keum! Super appreciated his help.
Service: Prompt and accurate
Agent: Kind and professional
Thank you, Mr. David Keum! Super appreciated his help.
Jon Straub
23:52 03 Aug 21
David helped me when I needed to find good affordable health insurance. He was kind and understanding and very knowledgable. He was very quick and helped me save money on health insurance. I wish more insurance brokers were like him.
Adrianna
18:39 29 Jul 21
David is great! He was very informative and helped my family and I to choose the perfect plan for each of us. Would recommend to family and friends.
Katherine Rogers
04:47 29 Jul 21
David was a marvelous help and a marvelous person. Had no idea picking health care plans could be fun, but somehow it was. Thank you so much David for your help and definitely, completely would recommend!
Edit: seeing how happy everyone else was with David came as no surprise.
Edit: seeing how happy everyone else was with David came as no surprise.
Terry Eby
01:33 14 Jul 21
David is the best, I can't believe how hard he worked to help me. Before my insurance started I ended up in the hospital, he worked so hard to get Medi-cal to pay my medical bills. And today he helped me sign up for Medicare, I can't thank him enough. 5 stars is not enough, he's a 10 in my opinion.
Taylor Burkhardt
16:23 12 Jul 21
David from Skyline helped me out and very quickly with my covered California application and payment when the covered California website was not working for me. He actually made me want to continue to work with him in the future after we spoke on the phone. He is such a cool personable guy.
Thanks David!
Thanks David!
Brandy Eats
17:36 16 Jun 21
David is the BEST! Always has great service. Is patient when I have questions and answers me immediately! The absolute best when it comes to helping with my family’s health insurance.
John Youngmin Hong
02:27 21 Apr 21
Thank you so much for being kind and explaining in detail with professional knowledge, and finishing well to the end. It is highly recommended to anyone who needs medical insurance ^^
Elle S
03:15 15 Apr 21
I am not one to write reviews, but in this case I absolutely had to. My experience with Skyline Benefit was wonderful. I recently called because I had questions regarding Covered California. David, a Skyline Benefit agent, answered the phone. From the get go, David was above and beyond helpful, very friendly, funny, knowledgeable and a top-of-the-line professional. Talking to David felt as if I was speaking to a long time friend, and honestly, his desire to help you and get you what need is truly sincere. He was able to answer all of my questions, and what’s more, he helped me find a health insurance plan that was both affordable and awesome! I would highly recommend this company to not just my family or friends—I would highly recommend this company to anyone who needs help with their insurance. David is a true gem, and anyone who seeks his help will surely see that he is.
Franky Leon
15:47 14 Apr 21
Great experience! Was able to answer all my questions and we were able to get through the process quickly. Would definitely recommend to see them if there are any questions or doubts.
leslie oneil
22:56 13 Apr 21
David was extremely helpful in finding me a healthcare plan that suited my needs. I appreciated how quick he was to respond to my messages and any concerns I had. Definitely recommend Skyline Benefit to anyone! Thank you David for your help!
ROSA ELENA MONTELONGO
16:26 19 Mar 21
I have experienced with David his knowledge and professionalism. he is always available to answer your questions and help you out with your health insurance needs. Excellent customer service. I strongly recommend his services.
Cesar Espinal
01:44 19 Mar 21
I strongly recommend David Keum with all your health insurance needs.
He acted in a professional way as he guided me through the whole process of buying health insurance. He is very knowledgeable of what he is selling to the public and genuinely cared about my health insurance needs.
The whole buying process was simple, quick and informative.
Thanks again David Keum @ Skyline Benefit.
He acted in a professional way as he guided me through the whole process of buying health insurance. He is very knowledgeable of what he is selling to the public and genuinely cared about my health insurance needs.
The whole buying process was simple, quick and informative.
Thanks again David Keum @ Skyline Benefit.
nadia rivera
02:26 27 Feb 21
David was so much help! He is very knowledgeable and answered all my questions. Would definitely recommend.
rich gross
18:33 18 Feb 21
David Keum conducted himself in a very professional manner. He had a clear understanding of what I needed in terms of an insurance plan to meet my pre-existing conditions. I was very happy with what he was able to deliver and I would highly recommend him for anybody looking for medical insurance. Thank you.
Amy King
20:01 12 Jan 21
David made the entire process easy. He is genuine, professional and easily guides you through the options. David follows up and I feel good knowing he is looking out for me. Highly recommend!
Paul Stacey
18:52 02 Dec 20
David Keum, he is the best, looked after my and wife to include working with my kids. 100 % recommend David.. HE RULES
Nicole Keally
18:21 02 Dec 20
David is very helpful and responds promptly. He even went into work on his day off to help me because I only had two days before the beginning of the month. Would definitely recommend.
Christina Floe
16:37 21 Nov 20
David and Skyline Benefit Insurance were very helpful for my family. Very prompt. He found us the best deal that met our needs. Thank you David!
Joe Leveque
04:03 06 Nov 20
I met David one year ago seeking help securing health insurance . He explained all procedures and introduced me to health insurance options.
His knowledge and professionalism allowed the complicated process to go through without any problems or misunderstandings. I felt so lucky to have met him.
Well this year, he topped what he did for me last year.
He helped secure a better health plan going into 2021.
Although I wasn’t looking to save cost, he got me a lower price than what I was paying before
And have a better plan?
Who would think that was possible?.
Well, David accomplished just that. Truly amazing care and willingness to go the extra distance all to satisfy his customer.
I’m so so lucky.
On a scale of 1 to 10, skyline insurance is a 11.
Lonne Leveque
His knowledge and professionalism allowed the complicated process to go through without any problems or misunderstandings. I felt so lucky to have met him.
Well this year, he topped what he did for me last year.
He helped secure a better health plan going into 2021.
Although I wasn’t looking to save cost, he got me a lower price than what I was paying before
And have a better plan?
Who would think that was possible?.
Well, David accomplished just that. Truly amazing care and willingness to go the extra distance all to satisfy his customer.
I’m so so lucky.
On a scale of 1 to 10, skyline insurance is a 11.
Lonne Leveque
Maria Aragones
21:35 20 Oct 20
David is very helpful and kind. My husband and I are so glad to know him . He has a big heart and wants to help people get good and affordable insurance. He is very professional.
Wayne Alagna
17:19 09 Oct 20
I highly highly recommend David at Skyline Benefit Ins. His help in selecting a Medicare Supplement Plan was absolutely fantastic. If you have any questions about the Medicare Supplement process you will very pleased with the knowledge and service of David at Skyline. The best.
Vinnie
02:07 23 Sep 20
I couldn’t have had a better experience than with Skyline. I always felt since day one that they sincerely care about you and what’s your best interest at heart. David specifically, worked so hard to go through all my options and really helped me pick the best insurance for my daughter and I. Never did I think someone could be so sincere and honest in business. I’m so glad I found this company!
Courtney Taylor
18:56 18 Sep 20
David is the most helpful insurance agent I've ever met. He takes the time to understand your needs and then advises accordingly. He answered all of my questions and always responded within the hour! Moving forward I will be recommending David and Skyline Benefit Insurance to all my family and friends.
Kelsey Toyoda
07:52 18 Sep 20
David was incredibly helpful and made the process very simple. This was the first time that I had ever found a plan through Covered California and it was much easier than I thought it would be because of David. I was able to enroll in a plan for the following month the very same day. He also went above and beyond answered questions I had about my COBRA insurance.
Katherine Reagan
19:29 17 Sep 20
I highly recommend David!! I recently became a Covered California member and David was extremely knowledgeable of the products. He took the time to ask me questions that allowed me to find the best coverage for my situation. His offices are very modern and clean. Thank you very much David! I’m looking forward to doing business with you in the future!
Elva Real Estate
03:04 03 Sep 20
Great experience David surpasses all my expectations I highly recommend him and his business shopping for health Insruance look no further
Shenali Silva
19:20 25 Aug 20
David was extremely helpful in helping me find an insurance plan especially during a time like this. I was having difficulties with my previous insurance and he helped walk me through getting the best deal for my needs. He also works very quick!
Taylor Menke
17:22 25 Aug 20
Easy and great service. David Keum was especially helpful and got me set up with what I needed.
김진희
20:25 21 Jul 20
This agent is very professional and kind.
It was lucky for me to get help from him. He is the best agent I have worked with ever.
If you need health insurance agent, he is the right person.
It was lucky for me to get help from him. He is the best agent I have worked with ever.
If you need health insurance agent, he is the right person.
Bryan Kilduff
14:46 02 Jul 20
I needed health coverage quick and David Keum was great. He got us all the information we needed, was very patient, and responded very quickly to our questions. I would highly recommend David!
Morena Luevano
13:57 28 May 20
Finding David was a God sent miracle. He is knowledgeable and efficient. I called many agencies and Spoke to So many insurance brokers than went on and on with no results. No one was able to help us. We had given up on finding a good insurance for our family. Everything changed when I met David. All he had was the right answers to every question. I could not believe it!! David was able to find the best coverage for our family at a more than reasonable price. Everything was done quickly and within days I had coverage for our family. I was speechless and amazed at how efficient David is. During a difficult time in our lives he came and gave us the peace that comes with knowing your family had medical coverage. I am so thankful for this wonderful company!!!
I will recommend it to everyone that ever finds themselves in need of medical insurance. The peace of mind he gave us is priceless.
I will recommend it to everyone that ever finds themselves in need of medical insurance. The peace of mind he gave us is priceless.
Monika Corrales
06:05 28 May 20
I highly recommend. David help me every step of the way. I felt like he went above and beyond my expectations and he always made time to answer any question I had. He was personable & professional and i think that is a trait hard to find these day's. I would highly recommend and I will always keep in contact with David. He is not just good at what he does. He is GREAT. Thank you for all your assistance.
Dora Orozco
15:05 12 May 20
Highly recommend Skyline Benefits to EVERYONE! David you are amazing for helping me and my family get insurance . So convenient and hassle free with my busy schedule he was able to do most of the work with me sending a simple message to him. Thank you again David :) We appreciate you.
Jessica Beak
08:03 07 May 20
I encountered some issues during Covered California's special enrollment period due to COVID-19 and somehow ended up with an incomplete status. I am grateful that there is someone out there such as David whom I was able to turn to and offered assistance in completing the enrollment process. He is very responsive and professional. You can count on David for any Covered California needs. Thanks for your help and I am a very satisfied customer.
Joomi Yi
06:55 02 May 20
David is one of the best, if not the best, Insurance agent I ever met.
He helped to select and enroll in a health insurance coverage and I was impressed with his knowledge, experience, promptness in response to many questions I had, his patience and his sincerity. He stated that he wants to be the best in his field and it shows. I would definitely recommend him and I am sure you won't regret it.
He helped to select and enroll in a health insurance coverage and I was impressed with his knowledge, experience, promptness in response to many questions I had, his patience and his sincerity. He stated that he wants to be the best in his field and it shows. I would definitely recommend him and I am sure you won't regret it.
min yu
04:36 29 Apr 20
David made process very smooth and easy. He will make sure you'll get all the details and information about insurance. He' s not pushing you for any answer and, he wait until You make right decision. He seems caring and try to understand your situation. Thank s david.
Skyline Benefit is an independent health insurance agency.
We were created to provide innovative and flexible health insurance options for individuals and businesses. With our knowledge and trusted insurance partners, we represent major insurance companies with a variety of insurance options and price points.
Based on 245 reviews
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Kim Palmer
21:10 29 Apr 25
We met with David and he explained all of my options for Medicare. I was so impressed with his knowledge. There are so many plans, but with David's help I picked the perfect one for me. Thank you Skyline Benefit. I am recommending you to all of my family and friends.
Danielle Nava-Mijares
22:29 16 Apr 25
Working with David K has been 100% a total life saver for us. He is really quick to respond even when frantically reached out to after hours. He worked with us to get us exactly the coverage we needed.
Jina Hua
23:26 28 Feb 25
Thanks to Michael, our whole family was able to find a great health plan. We had a hard time with other plans before, but now we can visit the doctor with peace of mind. Thank you so much, Michael!
Victoria Brown
21:45 26 Feb 25
HALVING DEALT WITH MANY AGENTS, DAVID HAS BEEN THE BEST YET! HIGHLY RECOMENT SKYLINE
Shelley Dam
00:21 22 Feb 25
David Keum is an exceptional professional! His knowledge and expertise are truly impressive, making every interaction smooth and informative. He is outstanding in follow-up, ensuring that nothing falls through the cracks. Every time I reached out to him, he was incredibly helpful, providing clear guidance and support. His dedication and responsiveness make him a pleasure to work with—I highly recommend him!
H “미르” K
07:12 01 Feb 25
I'm very satisfied with Mr. David Keum for a few years, is a Agent of Heath insurance of Skyline. I know He always tries his best and help what his clients need. He also helped my husband and I to favorably renew our heath insurance this year. So I'd be delight to mention about him. Thanks.
Brian H.
01:35 25 Nov 24
Skyline Benefit has helped my wife and I find the best insurance option for the last 2 years. A co-worker recommended David Keum a year ago and we are both extremely happy to have found him. David is both friendly and very knowledgeable in the various health ins. options on the market. He listened to our situation and then helped guide us to find the best option to fit our individual needs. Then after helping us pick our coverage, David also work with me to straighten out a billing issue we experienced later in the year between Covered California and our insurance providers. I will be looking forward to his help in educating me on the Medicare plan options in a couple years, when I become eligible. I would highly recommend David Keum to anyone that is looking for help navigating the medical insurance market and would give him 5+ stars if I could!
Jacob Waggener
21:47 21 Nov 24
David went above and beyond to help me figure out my insurance needs and solve many issues that were preventing me from getting top notch service. David is for the people and if you’re looking for a representative to connect you with the best Insurance for your situation, he is your go to person! Thank you again sir
Joy Yang
03:43 21 Nov 24
Thank you so much for helping us with my husband’s Medicare application. As this was our first time, we didn’t know much about the process. You explained the differences between Medicare and regular insurance, the application process, and the various plans in great detail. You were incredibly kind, patient, and made everything easy to understand. We truly appreciate your follow-up support even after the application was completed. Thank you! If anyone is applying for Medicare for the first time, I highly recommend this insurance agent.
Monica Castaneda
05:47 20 Nov 24
Not knowing where to turn when it came to finding health insurance, I found Skyline Benefit through a Google search and was beyond thrilled with their service. David Keum has been extremely helpful throughout the process. Response time is quick and he goes above and beyond to make sure I make a well informed decision about my health insurance plan
I would highly recommend this business to anyone.
I would highly recommend this business to anyone.
In Jeong Lee
02:58 09 Nov 24
Skyline benefit has helped my family to find the best health insurance since 2020.
Agent David is very knowledgeable, efficient and reliable.
He is good at returning calls and emails.
He helped my husband’s first Medicare plan too.
The process was quick and seamless.
Now we are all ready for another year with great health care plans!
Agent David is very knowledgeable, efficient and reliable.
He is good at returning calls and emails.
He helped my husband’s first Medicare plan too.
The process was quick and seamless.
Now we are all ready for another year with great health care plans!
Alan Duncan
20:54 06 Nov 24
David Keum at Skyline Benefit has been an excellent representative for me and my family when navigating the California Covered system. I give him the highest recommendation.
Marina Meza
02:19 06 Nov 24
David was great! He was able to help me with getting medical insurance. He was knowledgeable and clear with what I should expect next. I would definitely recommend skyline benefit to anyone needing insurance or help applying.
Barbara Russo
18:14 28 Oct 24
I worked with David Keum to enroll in a Medicare Advantage plan…he was awesome! Great customer service, he answered all my questions and I was approved in just a few days. Thank you David!
Marilyn Bates
23:14 23 Oct 24
Our experience working with Syline Benefit, and David Keum in particular, exceeded our expectations. David was professional, prompt with answers and suggestions, thorough, and extremely knowledgeable. He helped us navigate our transition expertly. We couldn’t be happier with our experience.
Veronica Taylor
15:54 23 Oct 24
We had a great experience working with Michael Jang. He was helpful and was on top of things. We highly recommend working with Michael at Skyline.
Monica K
23:08 20 Oct 24
I was glad to come across this company through Google search. Michael Jang has been super helpful and attentive in assisting me find a health insurance that fits my criteria. He was courteous, honest, and prompt in responding to my questions and concerns both by phone calls and emails. For those who are looking for a good and reliable insurance agent, I highly recommend Michael Jang from Skyline Benefit.
Karl Kurdi
01:12 16 Oct 24
I recently had the pleasure of working with Skyline Benefits to select my Medicare plan, and I couldn't be happier with my experience. From the moment I reached out, David Keum was incredibly knowledgeable and attentive. He took the time to explain the different options available to me, ensuring I fully understood my choices.
What impressed me the most was their personalized approach. David listened to my specific needs and concerns and tailored recommendations accordingly. This truly made me feel valued as a client. David was patient and never rushed me, which I greatly appreciated.
Skyline Benefits also provided me with helpful resources and tools that made the decision-making process much easier. Their expertise in navigating the complexities of Medicare was evident, and I felt confident in my final plan choice.
I highly recommend Skyline Benefits to anyone looking for assistance with Medicare. Their professionalism, dedication, and excellent customer service set them apart. Thank you, Skyline Benefits, for making this experience so positive!
What impressed me the most was their personalized approach. David listened to my specific needs and concerns and tailored recommendations accordingly. This truly made me feel valued as a client. David was patient and never rushed me, which I greatly appreciated.
Skyline Benefits also provided me with helpful resources and tools that made the decision-making process much easier. Their expertise in navigating the complexities of Medicare was evident, and I felt confident in my final plan choice.
I highly recommend Skyline Benefits to anyone looking for assistance with Medicare. Their professionalism, dedication, and excellent customer service set them apart. Thank you, Skyline Benefits, for making this experience so positive!
Brian Burch
23:22 20 Sep 24
Both David and Michael provided timely service and communication. Will definitely use Skyline my future insurance needs.
Mila's Way
14:38 11 Sep 24
David helped my family and I get health insurance. His experience helped me not only get medi-cal for my kids but also for me since I am currently expecting. He is very professional and works fast to get what you need. David made all the calls amd sent all the paper work needed for me. No regrets going with David! Thank you David for all your help really. My husband was lost without you lol
Megan Llambias
22:42 06 Sep 24
Sky insurance ja so efficient and kind. I highly recommend these services to anyone I know.
Myrna Klose
20:14 26 Aug 24
David Keum is the most knowledgeable, competent and supportive health insurance agent I've ever dealt with. He is always available to assist in whatever and however he can and is always prompt with his responses to my questions by email, texts and/or calls. Appreciate his care and compassion and as we say in Hawaii, "David, No Ka Oe." David "second to none!"
Sandra Jackson
01:08 24 Aug 24
I’m very satisfied and grateful for David Keum & Skyline Benefit for always finding the Medicare advantage insurance that fits my specific needs. He is very knowledgeable ,helpful , & dependable.Thank you, Skyline Benefit!
Scott Padgett
00:57 24 Aug 24
I’ve used this service twice and David is very helpful, knowledgeable and quick.
Jeffrey Coons
04:20 21 Aug 24
David is thorough, professional and a pleasure to work with. He is very solution oriented.
da da
23:02 17 Aug 24
I recently had the pleasure of working with Michael, and I couldn't be more impressed. Their attention to detail and commitment to customer satisfaction were evident throughout the entire process. Michael was incredibly responsive and addressed all my concerns promptly. I highly recommend Michael to anyone looking for top-notch health insurance needs.
Nora
02:55 09 Aug 24
David Keum has helped me several times with my health insurance needs, he is extremely professional, courteous and efficient. All it took was a phone call to David and he quickly made the necessary changes to my policy and put my mind at ease in literally 3 minutes flat. I know that I will not find a better agent than David. I highly recommend him to anyone seeking assistance.
Annie Nelson
02:01 08 Aug 24
Michael was a great help! I needed an insurance plan for my daughter and not only did he give me all the info I needed to pick a great plan, he found one at a better price and did all the paperwork so all I had to do was send him her information once she was born. They made it so easy!
Mike Kim
00:25 08 Aug 24
Excellent service. Needed to change insurance last minute, and they took care of it right away. Highly recommend their service.
young lee
23:11 07 Aug 24
David provides reliable client consulting and management with a wealth of experience and knowledge. Recommended!
Victoria Botica
19:49 02 Aug 24
I was in a real bind trying to secure some health insurance for my daughter on super short notice. David was really helpful and helped me find the perfect policy. I highly recommend their services!
Elizabeth McIntosh
22:53 30 Jul 24
Great experience. David was a big help. Went above and beyond. I would diffently refer business his way. Thanks again.
Jennifer Sunderland
04:02 14 Jul 24
David’s knowledge of Medicare helped us find the best option for our unique sitch. He is very attentive and responsive. I’m so glad I was referred to Skyline.
Kim Nierman-Smith
04:06 11 Jul 24
David was so nice and answered all my questions about changing insurance mid year. I was overwhelmed and he helped me understand the process. I have been very happy with his help and service
HeeJin Kwak
23:48 01 Jul 24
David Keum is very professional, knowledgeable and warm hearted. He find my insurance that I need exactly. Meeting him is a blessing.
Edil Christian
04:21 01 Jun 24
Michael was genuine,friendly, knowledgeable and professional. I appreciated that he was on top of everything and made sure I had fast, hassle-free service. He was thorough and emailed me a copy of everything I needed. Definitely recommended this office. Great vibes!
박미현
22:26 28 May 24
I came here for an insurance consultation, and I'm so glad I did! I learned so much about the different types of insurance available to me, and I was able to easily understand the information. I used to find California insurance really confusing, but the consultant here made it all so clear and easy to understand. He helped me figure out which options were the best for me, and I'm so grateful for his help. I'm definitely going to leave a positive review for this place!
jandy fregoso
22:39 24 May 24
David took care of us in a very helpful and professional manner. We can’t be more satisfied!
I will highly recommend David and Skyline Benefit to anyone for your insurance needs.
I will highly recommend David and Skyline Benefit to anyone for your insurance needs.
Adena Pak
02:18 09 May 24
David was really helpful and very knowledgeable in serving his clients! My husband and I were so glad that we went to see him for our quest for new health insurance! We were more than happy and satisfied with his help. He was very nice, listened with care, and was very polite to answer to all of our questions. Most of all, we got a health insurance far better than what we've expected! I will definitely refer him to anyone who needs help!
Maddison Haworth
02:04 09 May 24
David was wonderful to work with and was able to help me out with my coverage asap. Highly recommend Skyline Benefit .
Faithe Roberson
18:00 30 Apr 24
My husband and I were having multiple compounded issues with our insurance due to moving counties and getting married, and Skyline Benefit was so incredibly helpful, explanatory, and patient with us and helped us figure out everything! We will be returning if we ever have any questions because we are so confident in their abilities!
jai huh
01:02 13 Apr 24
I was ignorant about Medicare plans, but David Keum was very helpful.
Helped in a friendly and detailed manner.
Thank you very much
Helped in a friendly and detailed manner.
Thank you very much
SI
00:05 13 Apr 24
In one word, David is an “outstanding agent” in every way. I thought that in order to express David's service as A+, the average score of Korean health insurance agents had to be lowered to F to express the difference.
1. Manners that are more important than anything else = good language and attitude (friendly yet respectful attitude), and above all, never push or bother customer candidates. From my perspective, this is a very important point.
2. Knowledge and proactiveness = Knows “properly” about one’s product (in my personal judgment, such agents are rare, as there are few agents who speak English), and responds actively/voluntarily/even almost immediately to all questions from customer candidates. This is an agent who gave an “accurate answer (including presentation of evidence)” and makes you feel like “the investment of time and effort in the answer is significant.” He doesn't even bother asking detailed questions. Of course, this is a very important point for me.
1. Manners that are more important than anything else = good language and attitude (friendly yet respectful attitude), and above all, never push or bother customer candidates. From my perspective, this is a very important point.
2. Knowledge and proactiveness = Knows “properly” about one’s product (in my personal judgment, such agents are rare, as there are few agents who speak English), and responds actively/voluntarily/even almost immediately to all questions from customer candidates. This is an agent who gave an “accurate answer (including presentation of evidence)” and makes you feel like “the investment of time and effort in the answer is significant.” He doesn't even bother asking detailed questions. Of course, this is a very important point for me.
JDG707
20:48 12 Apr 24
David was very nice and patient with me as I was very uninformed when it came to knowing which health care insurance was right for me. He guided me in the right direction every step of the way. Thanks!
Don Harris
20:40 12 Apr 24
Visit was quick and easy; I told David what I wanted and he made it happen. Early on he reassured me regarding my doubts about whether or not I was even able to get insurance which made the whole experience much more welcoming. Go David!!
Hector Gannon
16:01 22 Mar 24
We would give 10 ⭐️ if we could.. Wow, knowledgeable efficient and professional as they come. David got us informed and directed our every move through his experience and made this a seamless transition into the best medical insurance coverage we have ever had and at the most competitive price for our needs! Thank you David for all you do.. you were a blessing and prayers answered🙏
Taylor Swift
18:28 13 Mar 24
David Keum was awesome! Professional, positive, knowledgeable, and very helpful!
Jennifer Kamerer
00:23 19 Feb 24
It was my first time applying for Covered California & David helped me every step of the way. He also asked me to return or call him if I had any problems. I highly recommend Skyline Benefit !
Elizabeth Kim
02:18 14 Feb 24
David's quick response and detailed explanation help us to review and to choose a suitable plan for our circumstances. Thank you.
Avecita Eco
07:06 03 Feb 24
David Keum is easy to deal with. He has helped me with my and my son’s health insurance. Grateful to Have found this place. Highly Recommended.
Anthony Rossi
00:05 03 Feb 24
Great team and customer service. Made the process simple and fast. Would recommend!
Kim Marshall
01:40 06 Jan 24
David Keum was great to work with. I needed help right away and he was quick to give me quotes and answer any questions I had regarding my healthcare needs. Highly recommend.
Ryan Hudgens
16:28 26 Dec 23
David is the best he makes everything simple & understandable 100% recommend him
Beverly Herbert
03:43 25 Nov 23
Hi David, your services were awesome!! You were very informative and clear about all the health plan choices and explained them for us to understand. You were the most personable, knowledgeable and friendly guy that's easy to talk to. I will definitely recommend you to friends and family about your services. I would give you more than 5 stars if I could!! Thank you!!!!
Song Moon
04:31 22 Nov 23
I highly recommend David from Skyline Benefit to anyone needing health insurance. His business skills help you find the insurance that's right for you and resolve it quickly. 👍
민하
18:32 21 Nov 23
I had the pleasure of working with David for my son's health coverage plan, and I couldn't be more grateful. He explained everything in Korean, making it easy for me to understand. What impressed me most was his dedication—he even took calls after working hours to expedite the process. David's professionalism and exceptional service made a significant difference for my family. I highly recommend him to anyone seeking assistance with their health coverage plans. Thank you, David, for your outstanding support!
처음부터 끝까지 한국말로 너무 잘 설명해주시고, 빠르게 진행해주셔서 정말 감사합니다! :)
처음부터 끝까지 한국말로 너무 잘 설명해주시고, 빠르게 진행해주셔서 정말 감사합니다! :)
Thomas Walsh
03:06 02 Nov 23
David has always been attentive and responsive. I highly recommend him and Skyline.
Hanh Dao
02:16 04 Oct 23
David went out of his way to find a plan that worked for my parents. Thanks to him we got the treatment and support needed for all of our medical needs.
Joy Sooin Cho
01:52 27 Sep 23
David Keum kindly explained Covered California to me, who was unfamiliar with it, from beginning to end and helped me register. thank you. 👍
Sue Hong
20:31 31 Aug 23
David is just the best!!
He has been going above and beyond to help me with my health insurance.
He is very nice and kind.
He has been going above and beyond to help me with my health insurance.
He is very nice and kind.
Sarah Grant
17:36 29 Aug 23
The best and easiest experience, very helpful answered all my questions and got me exactly what I needed very quickly.
Denise Teeple
01:10 19 Aug 23
Great service, knowledgeable and very professional & thorough. David is wonderful to work with. Highly recommend Skyline
James Franklin
23:32 31 Jul 23
David Kuen deserves the AwRd for the best Insurance Agent in California. He not only is superiorly informed but incredibly kind and efficient. Thank you David, Thank you!
Aeri Kim
23:46 20 Jul 23
I just had to share my amazing experience with Skyline Benefit.
David truly saved the day and made my husband’s Medicare enrollment/supplement plan on time.
He also provided us with all the necessary information we needed. He guided us through the entire process, answering all questions and addressing any concerns we had. Thanks to Skyline Benefit!! If you’re looking for a Health Insurance co. that goes above & beyond to assist you, I highly recommend Skyline Benefit. They truly care about their customers and will make sure you have all the necessary information to make informed decisions. Thank you David!!
David truly saved the day and made my husband’s Medicare enrollment/supplement plan on time.
He also provided us with all the necessary information we needed. He guided us through the entire process, answering all questions and addressing any concerns we had. Thanks to Skyline Benefit!! If you’re looking for a Health Insurance co. that goes above & beyond to assist you, I highly recommend Skyline Benefit. They truly care about their customers and will make sure you have all the necessary information to make informed decisions. Thank you David!!
Allison Crosland
23:10 06 Jul 23
David was amazing at helping me. Walked me through the entire process and made it so easy. Something that is normally such a hassle was made so easy thanks to their team. Would highly recommend!
Paul Gonzalez
15:52 19 Jun 23
David is the consumate professional, he personally walked me through the application process for both Medicaid and Social Security, with great success..! He is very service orientated and is a person that I can highly recommend..! Paul G
Jane Gilleland
12:29 11 Jun 23
Living on the east coast and trying to figure out health insurance for a family member in CA was made so much easier by working with David. He’s efficient, knowledgeable and a pleasure to work with. Thank you David!
Cisco cali
19:17 07 Jun 23
David saved my day. I was looking for health insurance and called this one agent. Well, this one guy threw in some life insurance without me knowing. I knew because I know the process too well. So, blocked the guy then proceeded to give David a call. David helped me right away. I got the coverage I needed and I would highly recommend David. He's fast, honest, and reliable. More agents should learn from him.
DENISE GOODE
19:10 07 Jun 23
After receiving more than 200 phone calls from online insurance brokers, we found David at Skyline Benefit. David has an office and a desk and you can sit in front of him and feel comfortable that you are getting honest advice on the best policy for you. Having a physical location to go seek help was important to us. David made this process easy, informative and stress free. We recommend David to anyone who has insurance needs. David, again, thank you for making g this process super easy!!
Hannah Munoz
23:48 31 Mar 23
David was a huge help to me! I worked as a freelancer for a few years and had to manage my own health insurance. It's always been something that has caused me a lot of stress. But then a friend recommended Skyline benefits and working with David made figuring out health insurance so much simpler and straightforward. He was very communicative (I always heard back within a couple of hours, but usually within a few minutes). He was also very knowledgeable and helped me understand my options and figure out the best plan for me each time it came around to it. Super thankful for his help!
Jeff James
22:06 20 Mar 23
My experience with David was excellent. He was extremely helpful with finding the best insurance policies for myself, my wife and my son. I called on him on many occasions with questions and he was always quick to respond. Thank you.
Minjung Kim
15:55 02 Mar 23
The agent was very knowledgeable and a expertise in terms of finding the right policy for us even though our case was a little more complicated. He also gave us thorough advices to choose the plan. I would definitely refer him to my friends and families!
Diana Suarez
02:01 01 Mar 23
I recommend this place. I received excellent customer service from Sky Benefit. They helped me to find a very good Health insurance 👍
jean kim
01:10 01 Mar 23
David is very professional. I submit it last minute but he was very kind and helpful. process was very smooth and swift.
Jung Christopher
22:49 30 Dec 22
I have trouble with finding health insurance for my family, but I was able to solve everything with the help of a kind and experienced agent here. I want to continue to have a relationship with this agent in the future, and I am very satisfied.
Dave Kim
20:37 14 Jul 22
Highly recommended! Our family needed a coverage ASAP and David helped us with the whole process. Professional and kind. Thank you David!
Stephen Pullano
21:34 15 Jun 22
David was infinitely patient and made the complexity of benefits simple to understand. He was willing to answer questions and always did so with a pleasant demeanor. Will seek him out for all my health care needs. You can’t ask for a more professional experience.
tonocats
21:24 15 Jun 22
Excellent service from representative David. He straightened out a problem I’d been having for months with the Covered California website in less than 20 minutes. He had my insurance set up the same day and I was finally able to get into my account which I’d been locked out of for months. A couple of days later he followed up with a message that provided me with my member ID ahead of getting my card in the mail so I could get an appointment set up sooner. He then assisted me with changing medical groups when I messaged him that I wanted a different doctor. He stayed on the line until he was certain everything was set up correctly. I asked him a ton of questions and I can’t praise this guy enough for his outstanding help and his knowledge of how the system works.
Gayle Hollenbaugh
23:48 12 May 22
David did an excellent job helping me get the type of insurance I wanted in a very quick time frame. Hugely helpful.
Valerie Gonzales
17:20 04 Apr 22
David is extremely helpful. He is knowledgeable, professional and personable. He was very attentive and always available to answer questions and offer support. David made what seemed like an overwhelming process very easy. He took care of business and made me feel like I had an advocate. I highly recommend him.
jeanette gonzalez
22:53 17 Mar 22
David K. at Skyline Benefit made the process of finding insurance with California Coverage very easy. David is professional, knowledgeable and understanding. I’m very thankful to have found him.
Magda
21:05 17 Mar 22
I appreciate all the patience and expertise I received from David. He helped navigate the complexity of signing up for Medicare by clearly helping me understand all my options. Skyline has my highest recommendation. I am grateful that I found this service.
Julie kim
05:54 23 Feb 22
David is fantastic!
He helped me find the right coverage insurance for me that I could afford. He got in touch with me very quickly after I left him a text message. He explained many options and made me choose the right insurance. He is super knowlegeable and very good at what he does. He was recommended to me by a friend. I would definitely recommend him to my friend and family if they need any insurance.
David is such an expert in all matters relating to covered california. He made it all easy!
Thank you|~
He helped me find the right coverage insurance for me that I could afford. He got in touch with me very quickly after I left him a text message. He explained many options and made me choose the right insurance. He is super knowlegeable and very good at what he does. He was recommended to me by a friend. I would definitely recommend him to my friend and family if they need any insurance.
David is such an expert in all matters relating to covered california. He made it all easy!
Thank you|~
Michelle Kerns
19:25 22 Feb 22
I worked with Mr. David Keum of Skyline Benefits to investigate health insurance options. I am quite pleased with the excellent customer service and am now gratefully insured, and at a cost that fits my current income and budget. Thank you and God Bless.
Karl Fleer
16:02 15 Jan 22
David at Skyline Benefit helped us navigate the covered California health care options and determine the best plan for us. He is very helpful, responsive, and helped us save on our insurance by taking the time to point out all of the differences between the various plans. We would highly recommend Skyline Benefit and look forward to working with David in the future.
Seunghwan Yoon
23:08 12 Jan 22
Mr Keum helped me sincerely
We can buy the insurance properly and save money too
We can buy the insurance properly and save money too
Philip C
08:10 16 Dec 21
Left voice message. David called twice until he reached me same day. It was reassuring when I was concerned about lacking health coverage. He was patient and very helpful. Definitely recommend and I am in Northern California!
Irene melendez
22:42 23 Nov 21
David always got back to me when I called to ask a questions.
All my questions were always answered. I feel he did the best for me.
I would highly recommend Skyline Benefit. David helped me to fine the best Medicare supplement that would work for me.
All my questions were always answered. I feel he did the best for me.
I would highly recommend Skyline Benefit. David helped me to fine the best Medicare supplement that would work for me.
Sierra N.
21:07 02 Nov 21
Wow, I am so impressed with David and Skyline Benefit. Picking a health insurance plan is something that fills me with anxiety and dread. I filled out the information on Covered CA to have an expert call me and I received a call from David very quickly. He sent me estimates and answered every question I had. He even texts! He even called Covered CA to try and work something out for me. After all his work, he actually advised me that COBRA may be my best option and our conversation ended without him getting my business. However, overnight, my circumstances changed and the next day David handled every single aspect and got me enrolled in a Covered CA plan. It is terrific to have someone handle the complicated business of health insurance and I would recommend David to anyone that needs help wading through the swamps of health coverage.
Giang Nguyen
16:39 23 Sep 21
I was always confused about getting a plan with Covered Ca until i spoke with David. He was very thorough in explaining how it works and explaining the whole process. The best thing is David will help you apply for coverage after getting all the details from you. This does help a lot. I did recommend this company to quite a few of my friends. Thank you David, Thank you Skyline.
UPDATE: I recently was in need of a Medicare plan and once again, David was very helpful in helping me selecting a Medicare plan that suits my needs, including Medicare Supplement and Medicare Advantage. Again, I totally recommend David.
UPDATE: I recently was in need of a Medicare plan and once again, David was very helpful in helping me selecting a Medicare plan that suits my needs, including Medicare Supplement and Medicare Advantage. Again, I totally recommend David.
JUNGEUN KIM
19:25 20 Sep 21
Overall: Above and beyond
Service: Prompt and accurate
Agent: Kind and professional
Thank you, Mr. David Keum! Super appreciated his help.
Service: Prompt and accurate
Agent: Kind and professional
Thank you, Mr. David Keum! Super appreciated his help.
Jon Straub
23:52 03 Aug 21
David helped me when I needed to find good affordable health insurance. He was kind and understanding and very knowledgable. He was very quick and helped me save money on health insurance. I wish more insurance brokers were like him.
Adrianna
18:39 29 Jul 21
David is great! He was very informative and helped my family and I to choose the perfect plan for each of us. Would recommend to family and friends.
Katherine Rogers
04:47 29 Jul 21
David was a marvelous help and a marvelous person. Had no idea picking health care plans could be fun, but somehow it was. Thank you so much David for your help and definitely, completely would recommend!
Edit: seeing how happy everyone else was with David came as no surprise.
Edit: seeing how happy everyone else was with David came as no surprise.
Terry Eby
01:33 14 Jul 21
David is the best, I can't believe how hard he worked to help me. Before my insurance started I ended up in the hospital, he worked so hard to get Medi-cal to pay my medical bills. And today he helped me sign up for Medicare, I can't thank him enough. 5 stars is not enough, he's a 10 in my opinion.
Taylor Burkhardt
16:23 12 Jul 21
David from Skyline helped me out and very quickly with my covered California application and payment when the covered California website was not working for me. He actually made me want to continue to work with him in the future after we spoke on the phone. He is such a cool personable guy.
Thanks David!
Thanks David!
Brandy Eats
17:36 16 Jun 21
David is the BEST! Always has great service. Is patient when I have questions and answers me immediately! The absolute best when it comes to helping with my family’s health insurance.
John Youngmin Hong
02:27 21 Apr 21
Thank you so much for being kind and explaining in detail with professional knowledge, and finishing well to the end. It is highly recommended to anyone who needs medical insurance ^^
Elle S
03:15 15 Apr 21
I am not one to write reviews, but in this case I absolutely had to. My experience with Skyline Benefit was wonderful. I recently called because I had questions regarding Covered California. David, a Skyline Benefit agent, answered the phone. From the get go, David was above and beyond helpful, very friendly, funny, knowledgeable and a top-of-the-line professional. Talking to David felt as if I was speaking to a long time friend, and honestly, his desire to help you and get you what need is truly sincere. He was able to answer all of my questions, and what’s more, he helped me find a health insurance plan that was both affordable and awesome! I would highly recommend this company to not just my family or friends—I would highly recommend this company to anyone who needs help with their insurance. David is a true gem, and anyone who seeks his help will surely see that he is.
Franky Leon
15:47 14 Apr 21
Great experience! Was able to answer all my questions and we were able to get through the process quickly. Would definitely recommend to see them if there are any questions or doubts.
leslie oneil
22:56 13 Apr 21
David was extremely helpful in finding me a healthcare plan that suited my needs. I appreciated how quick he was to respond to my messages and any concerns I had. Definitely recommend Skyline Benefit to anyone! Thank you David for your help!
ROSA ELENA MONTELONGO
16:26 19 Mar 21
I have experienced with David his knowledge and professionalism. he is always available to answer your questions and help you out with your health insurance needs. Excellent customer service. I strongly recommend his services.
Cesar Espinal
01:44 19 Mar 21
I strongly recommend David Keum with all your health insurance needs.
He acted in a professional way as he guided me through the whole process of buying health insurance. He is very knowledgeable of what he is selling to the public and genuinely cared about my health insurance needs.
The whole buying process was simple, quick and informative.
Thanks again David Keum @ Skyline Benefit.
He acted in a professional way as he guided me through the whole process of buying health insurance. He is very knowledgeable of what he is selling to the public and genuinely cared about my health insurance needs.
The whole buying process was simple, quick and informative.
Thanks again David Keum @ Skyline Benefit.
nadia rivera
02:26 27 Feb 21
David was so much help! He is very knowledgeable and answered all my questions. Would definitely recommend.
rich gross
18:33 18 Feb 21
David Keum conducted himself in a very professional manner. He had a clear understanding of what I needed in terms of an insurance plan to meet my pre-existing conditions. I was very happy with what he was able to deliver and I would highly recommend him for anybody looking for medical insurance. Thank you.
Amy King
20:01 12 Jan 21
David made the entire process easy. He is genuine, professional and easily guides you through the options. David follows up and I feel good knowing he is looking out for me. Highly recommend!
Paul Stacey
18:52 02 Dec 20
David Keum, he is the best, looked after my and wife to include working with my kids. 100 % recommend David.. HE RULES
Nicole Keally
18:21 02 Dec 20
David is very helpful and responds promptly. He even went into work on his day off to help me because I only had two days before the beginning of the month. Would definitely recommend.
Christina Floe
16:37 21 Nov 20
David and Skyline Benefit Insurance were very helpful for my family. Very prompt. He found us the best deal that met our needs. Thank you David!
Joe Leveque
04:03 06 Nov 20
I met David one year ago seeking help securing health insurance . He explained all procedures and introduced me to health insurance options.
His knowledge and professionalism allowed the complicated process to go through without any problems or misunderstandings. I felt so lucky to have met him.
Well this year, he topped what he did for me last year.
He helped secure a better health plan going into 2021.
Although I wasn’t looking to save cost, he got me a lower price than what I was paying before
And have a better plan?
Who would think that was possible?.
Well, David accomplished just that. Truly amazing care and willingness to go the extra distance all to satisfy his customer.
I’m so so lucky.
On a scale of 1 to 10, skyline insurance is a 11.
Lonne Leveque
His knowledge and professionalism allowed the complicated process to go through without any problems or misunderstandings. I felt so lucky to have met him.
Well this year, he topped what he did for me last year.
He helped secure a better health plan going into 2021.
Although I wasn’t looking to save cost, he got me a lower price than what I was paying before
And have a better plan?
Who would think that was possible?.
Well, David accomplished just that. Truly amazing care and willingness to go the extra distance all to satisfy his customer.
I’m so so lucky.
On a scale of 1 to 10, skyline insurance is a 11.
Lonne Leveque
Maria Aragones
21:35 20 Oct 20
David is very helpful and kind. My husband and I are so glad to know him . He has a big heart and wants to help people get good and affordable insurance. He is very professional.
Wayne Alagna
17:19 09 Oct 20
I highly highly recommend David at Skyline Benefit Ins. His help in selecting a Medicare Supplement Plan was absolutely fantastic. If you have any questions about the Medicare Supplement process you will very pleased with the knowledge and service of David at Skyline. The best.
Vinnie
02:07 23 Sep 20
I couldn’t have had a better experience than with Skyline. I always felt since day one that they sincerely care about you and what’s your best interest at heart. David specifically, worked so hard to go through all my options and really helped me pick the best insurance for my daughter and I. Never did I think someone could be so sincere and honest in business. I’m so glad I found this company!
Courtney Taylor
18:56 18 Sep 20
David is the most helpful insurance agent I've ever met. He takes the time to understand your needs and then advises accordingly. He answered all of my questions and always responded within the hour! Moving forward I will be recommending David and Skyline Benefit Insurance to all my family and friends.
Kelsey Toyoda
07:52 18 Sep 20
David was incredibly helpful and made the process very simple. This was the first time that I had ever found a plan through Covered California and it was much easier than I thought it would be because of David. I was able to enroll in a plan for the following month the very same day. He also went above and beyond answered questions I had about my COBRA insurance.
Katherine Reagan
19:29 17 Sep 20
I highly recommend David!! I recently became a Covered California member and David was extremely knowledgeable of the products. He took the time to ask me questions that allowed me to find the best coverage for my situation. His offices are very modern and clean. Thank you very much David! I’m looking forward to doing business with you in the future!
Elva Real Estate
03:04 03 Sep 20
Great experience David surpasses all my expectations I highly recommend him and his business shopping for health Insruance look no further
Shenali Silva
19:20 25 Aug 20
David was extremely helpful in helping me find an insurance plan especially during a time like this. I was having difficulties with my previous insurance and he helped walk me through getting the best deal for my needs. He also works very quick!
Taylor Menke
17:22 25 Aug 20
Easy and great service. David Keum was especially helpful and got me set up with what I needed.
김진희
20:25 21 Jul 20
This agent is very professional and kind.
It was lucky for me to get help from him. He is the best agent I have worked with ever.
If you need health insurance agent, he is the right person.
It was lucky for me to get help from him. He is the best agent I have worked with ever.
If you need health insurance agent, he is the right person.
Bryan Kilduff
14:46 02 Jul 20
I needed health coverage quick and David Keum was great. He got us all the information we needed, was very patient, and responded very quickly to our questions. I would highly recommend David!
Morena Luevano
13:57 28 May 20
Finding David was a God sent miracle. He is knowledgeable and efficient. I called many agencies and Spoke to So many insurance brokers than went on and on with no results. No one was able to help us. We had given up on finding a good insurance for our family. Everything changed when I met David. All he had was the right answers to every question. I could not believe it!! David was able to find the best coverage for our family at a more than reasonable price. Everything was done quickly and within days I had coverage for our family. I was speechless and amazed at how efficient David is. During a difficult time in our lives he came and gave us the peace that comes with knowing your family had medical coverage. I am so thankful for this wonderful company!!!
I will recommend it to everyone that ever finds themselves in need of medical insurance. The peace of mind he gave us is priceless.
I will recommend it to everyone that ever finds themselves in need of medical insurance. The peace of mind he gave us is priceless.
Monika Corrales
06:05 28 May 20
I highly recommend. David help me every step of the way. I felt like he went above and beyond my expectations and he always made time to answer any question I had. He was personable & professional and i think that is a trait hard to find these day's. I would highly recommend and I will always keep in contact with David. He is not just good at what he does. He is GREAT. Thank you for all your assistance.
Dora Orozco
15:05 12 May 20
Highly recommend Skyline Benefits to EVERYONE! David you are amazing for helping me and my family get insurance . So convenient and hassle free with my busy schedule he was able to do most of the work with me sending a simple message to him. Thank you again David :) We appreciate you.
Jessica Beak
08:03 07 May 20
I encountered some issues during Covered California's special enrollment period due to COVID-19 and somehow ended up with an incomplete status. I am grateful that there is someone out there such as David whom I was able to turn to and offered assistance in completing the enrollment process. He is very responsive and professional. You can count on David for any Covered California needs. Thanks for your help and I am a very satisfied customer.
Joomi Yi
06:55 02 May 20
David is one of the best, if not the best, Insurance agent I ever met.
He helped to select and enroll in a health insurance coverage and I was impressed with his knowledge, experience, promptness in response to many questions I had, his patience and his sincerity. He stated that he wants to be the best in his field and it shows. I would definitely recommend him and I am sure you won't regret it.
He helped to select and enroll in a health insurance coverage and I was impressed with his knowledge, experience, promptness in response to many questions I had, his patience and his sincerity. He stated that he wants to be the best in his field and it shows. I would definitely recommend him and I am sure you won't regret it.
min yu
04:36 29 Apr 20
David made process very smooth and easy. He will make sure you'll get all the details and information about insurance. He' s not pushing you for any answer and, he wait until You make right decision. He seems caring and try to understand your situation. Thank s david.
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