2026 SCAN Medicare Advantage Plans: What’s New in Premiums, Benefits, and Coverage

Wondering how SCAN Medicare Advantage will look in 2026? You’re not alone. Many seniors want to know if premiums are staying low, whether benefits like dental, vision, and prescriptions are changing, and how new features compare to last year. The good news is that 2026 SCAN Medicare Advantage plans are rolling out with stable premiums, $0 generics, expanded dental coverage, and special perks, such as Part B givebacks in certain counties.

Skyline Benefit is an independent Medicare insurance broker helping seniors compare SCAN with other top carriers, confirm their doctors and prescriptions, and choose the right plan at no extra cost. Here’s a breakdown of what’s new for 2026 — and what it means for you.

How Much Will SCAN Medicare Advantage Plans Cost in 2026?

Premiums remain one of the biggest questions during Medicare Open Enrollment. In 2026, SCAN is keeping most plans at a $0 monthly premium across counties, with Part B givebacks available in Venture and Essential Savings plans. This means many members will continue paying little to nothing for coverage while still getting access to supplemental benefits.

What Benefits Stand Out in SCAN Medicare Advantage 2026?

SCAN has built its reputation on rich extras — and 2026 raises the bar again:

• $0 Tier 1 & 2 prescriptions at preferred pharmacies.
• $2,100 annual out-of-pocket cap on Part D drugs (federal requirement).
• Dental upgrades on certain plans, including coverage for dentures and implants.
• FlexEssentials card for groceries, OTC items, utilities, and transportation (on eligible plans).
• Expanded vision and hearing benefits, including eyewear and hearing aids.

Which SCAN Plans Are the Best Picks for 2026?

Each region has standout options:

• SCAN Classic (Orange County, LA, Inland Empire): Consistently popular, $0 premium, low MOOP, balanced extras.
• SCAN Venture (LA, OC, Inland Empire): Includes a Part B giveback, making it attractive for those wanting monthly savings.
• SCAN Select (San Diego): Exclusive access to UCSD providers alongside strong supplemental benefits.
• Special Needs Plans (C-SNPs & D-SNPs): Designed for members with chronic conditions or dual eligibility, offering $0 cost-sharing, transportation, meals, and personalized care.

How Do SCAN Medicare Advantage Plans Compare to Other Carriers in 2026?

SCAN competes directly with Kaiser, UnitedHealthcare, and Blue Shield in California. SCAN and UnitedHealthcare offer broader networks. With $0 premiums, stable drug copays, and rich extras like FlexEssentials, SCAN often provides equal or better value, but the right choice depends on your doctors and prescriptions.

When Can You Enroll in a 2026 SCAN Medicare Advantage Plan?

Enrollment is available during Medicare Open Enrollment, October 15 – December 7, 2025. This is the time to switch from Original Medicare, move between Advantage plans, or adjust drug coverage. Any changes take effect on January 1, 2026.

Need Help With 2026 SCAN Medicare Advantage plans?

Skyline Benefit is an independent Medicare broker that helps seniors review 2026 SCAN Medicare Advantage updates, compare costs and benefits, and make smart enrollment choices. We work for you — not the carriers — to ensure your coverage fits your health and financial needs.

Schedule a consultation today. Call us at: (714) 888-5112