Your Medicare Advantage plan benefits could look very different in 2026.
Your plan premiums may stay at $0, but the real changes are in MOOP limits, medical service copays and medication costs that can make or break your budget.
SCAN’s 2026 Medicare Advantage plans are rolling out with stable premiums, up to $185/month back on your Part B premium (available in certain counties),
$0 generics, expanded dental, and more robust wellness perks.
How Much Do 2026 SCAN Medicare Plans Cost?
SCAN keeps most HMO plans at $0 monthly premiums in 2026 — but remember, $0 premium ≠ $0 cost.
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Classic & Prime HMO: $0 premium; MOOP $199 – $2,499 in-network
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Venture Plans: $20 – $75 premium; Part B giveback up to $185/month, credited to your Social Security
Bottom line: Your premium is only part of the picture — doctor visits, hospital copays, and drug costs define your real spending.
Understanding the MOOP
MOOP (Maximum Out-of-Pocket) is the most important cost-protection number. After you hit it, all covered services are $0 for the rest of the year.
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Classic & Prime: $199 – $2,499
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Essential Savings Plan: $2,400 MOOP + worldwide emergency coverage
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Venture Plans: Higher MOOP, offset by the Part B giveback
For Medicare beneficiaries with frequent doctor visits or chronic care, reaching the MOOP could save thousands in 2026.
Top Benefits in SCAN’s 2026 Plans
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$0 Tier 1 & 2 generics at preferred pharmacies
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$2,100 annual drug cap under the Inflation Reduction Act — beyond that, covered prescriptions are free
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Expanded dental (including dentures & implants, higher annual maximums)
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FlexEssentials Card for groceries, OTC items, utilities, and transportation
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Vision & hearing allowances for eyewear and hearing aids
The right choice depends on your doctors, prescriptions, and budget.
Enrollment Timeline
Medicare Open Enrollment: Oct 15 – Dec 7, 2025
Changes take effect Jan 1, 2026
Use this window to:
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Switch from Original Medicare to SCAN
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Move between Advantage plans
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Adjust drug coverage as needed
Need Local SCAN Medicare Broker?
Skyline Benefit is an independent Medicare broker in California.
We help Medicare beneficiaries compare 2026 Medicare plans, review pricing, and find the best coverage for their doctors and medications.
Call us at: (714) 888-5112