{"id":16247,"date":"2025-11-07T22:15:45","date_gmt":"2025-11-08T06:15:45","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=16247"},"modified":"2025-11-07T22:15:45","modified_gmt":"2025-11-08T06:15:45","slug":"2026%eb%85%84-%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-%eb%b3%80%ea%b2%bd%ec%82%ac%ed%95%ad-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4-%eb%b3%80%ea%b2%bd%ec%82%ac%ed%95%ad-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c\/","title":{"rendered":"2026\ub144 \uba54\ub514\ucf00\uc5b4 \ubcc0\uacbd\uc0ac\ud56d \uc644\ubcbd \uac00\uc774\ub4dc"},"content":{"rendered":"<h2 data-start=\"117\" data-end=\"147\">\ud83c\udfe5 2026\ub144 \uba54\ub514\ucf00\uc5b4 \ubcc0\uacbd\uc0ac\ud56d \uc644\ubcbd \uac00\uc774\ub4dc<\/h2>\n<h3 data-start=\"148\" data-end=\"176\">\uc2dc\ub2c8\uc5b4\uac00 \uaf2d \uc54c\uc544\uc57c \ud560 \ube44\uc6a9\u00b7\ubcf4\uc7a5\u00b7\uac00\uc785 \ubcc0\ud654<\/h3>\n<p data-start=\"178\" data-end=\"294\">2026\ub144\ubd80\ud130 \uba54\ub514\ucf00\uc5b4 \uc11c\ube44\uc2a4\uc5d0 \uc5ec\ub7ec \uac00\uc9c0 \uc911\uc694\ud55c \ubcc0\ud654\uac00 \uc0dd\uae41\ub2c8\ub2e4. \ubcf4\ud5d8\ub8cc\uc640 \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \uc624\ub974\uae30\ub3c4 \ud558\uace0, \uc57d\uac12 \uc0c1\ud55c\uc120\uc740 \ub0b4\ub824\uac00\uba70, \uac00\uc785 \ubc0f \ud50c\ub79c \uc120\ud0dd \uc808\ucc28\ub3c4 \uac1c\uc120\ub429\ub2c8\ub2e4.<\/p>\n<p data-start=\"178\" data-end=\"294\">\uc544\ub798\uc5d0\uc11c \ud575\uc2ec\uc0ac\ud56d\uc744 \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uc138\uc694.<\/p>\n<hr data-start=\"296\" data-end=\"299\" \/>\n<h2 data-start=\"301\" data-end=\"323\">1. \ubcf4\ud5d8\ub8cc \ubc0f \ubcf8\uc778\ubd80\ub2f4\uae08 \ubcc0\ud654<\/h2>\n<ul data-start=\"324\" data-end=\"763\">\n<li data-start=\"324\" data-end=\"432\">\n<p data-start=\"326\" data-end=\"432\">Medicare Part B(\uc678\ub798\uc758\uc0ac\u00b7\uc7a5\ube44\ubcf4\ud5d8)\uc758 \ud45c\uc900 \ubcf4\ud5d8\ub8cc\ub294 \uc57d <strong data-start=\"364\" data-end=\"384\">$185 \u2192 $206.50\/\uc6d4<\/strong>\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"433\" data-end=\"536\">\n<p data-start=\"435\" data-end=\"536\">Part B\uc758 \uc5f0\uac04 \uacf5\uc81c\uae08(deductible)\uc740 \uc57d <strong data-start=\"465\" data-end=\"480\">$257 \u2192 $288<\/strong>\ub85c \uc778\uc0c1\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"537\" data-end=\"661\">\n<p data-start=\"539\" data-end=\"661\">Medicare Part D(\ucc98\ubc29\uc57d \ubcf4\ud5d8)\uc758 \ubcf8\uc778 \ubd80\ub2f4 \uc0c1\ud55c\uc120(out-of-pocket cap)\uc774 <strong data-start=\"594\" data-end=\"613\">$2,000 \u2192 $2,100<\/strong>\ub85c \uc778\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"662\" data-end=\"763\">\n<p data-start=\"664\" data-end=\"763\">\uba54\ub514\ucf00\uc5b4 \uc5b4\ub4dc\ubc34\ud2f0\uc9c0 \ud50c\ub79c(MA)\uc758 \ub124\ud2b8\uc6cc\ud06c \ub0b4 \ucd5c\ub300 \ubcf8\uc778\ubd80\ub2f4\uae08(MOOP)\uc774 \uc57d\uac04 <strong data-start=\"709\" data-end=\"715\">\uac10\uc18c<\/strong>\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"765\" data-end=\"768\" \/>\n<h2 data-start=\"770\" data-end=\"788\">2. \ubcf4\uc7a5 \ubc0f \uc808\ucc28 \uac1c\uc120<\/h2>\n<ul data-start=\"789\" data-end=\"1087\">\n<li data-start=\"789\" data-end=\"891\">\n<p data-start=\"791\" data-end=\"891\">\uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc758\uc0ac\u00b7\ubcd1\uc6d0 \ub4f1\uc774 \ud50c\ub79c \ub0b4\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\ub294\uc9c0 \uac80\uc0c9\ud558\uace0 \ube44\uad50\ud558\uae30 \uc26c\uc6b4 \uae30\ub2a5\uc774 \uac15\ud654\ub429\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"892\" data-end=\"980\">\n<p data-start=\"894\" data-end=\"980\">\ucc98\ubc29\uc57d \ube44\uc6a9\uc744 \uc6d4\ubcc4 \ubd84\ud560 \ub0a9\ubd80\ud560 \uc218 \uc788\ub294 \uc81c\ub3c4(\uc57d\uac12 \uc9c0\ubd88 \uacc4\ud68d)\uac00 \ub354\uc6b1 \uc26c\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"981\" data-end=\"1087\">\n<p data-start=\"983\" data-end=\"1087\">MA \ubc0f Part D \ud50c\ub79c\uc758 \uaddc\uce59 \ubc0f \uad00\ub9ac \uc808\ucc28\uac00 \uc5c5\ub370\uc774\ud2b8 \ub429\ub2c8\ub2e4 \u2014 \ub9ac\uc2a4\ud06c \uc870\uc815, HCC (\uc9c8\ubcd1\uad70) \uc815\uc758 \ubcc0\uacbd \ub4f1.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"1089\" data-end=\"1092\" \/>\n<h2 data-start=\"1094\" data-end=\"1121\">3. \uac00\uc785\uc790 \ubc0f \ud50c\ub79c \uac00\uc785 \uae30\uac04 \uc720\uc758\uc0ac\ud56d<\/h2>\n<ul data-start=\"1122\" data-end=\"1359\">\n<li data-start=\"1122\" data-end=\"1234\">\n<p data-start=\"1124\" data-end=\"1234\">\uc5f0\ub840 \uac00\uc785 \uae30\uac04(AEP)\uc740 <strong data-start=\"1139\" data-end=\"1159\">10\uc6d4 15\uc77c ~ 12\uc6d4 7\uc77c<\/strong>\uc785\ub2c8\ub2e4. \uc774 \uae30\uac04\uc5d0 \ud50c\ub79c\uc744 \ubc14\uafb8\uac70\ub098 \uc0c8\ub85c \uac00\uc785\ud560 \uc218 \uc788\uc5b4\uc694.<\/p>\n<\/li>\n<li data-start=\"1235\" data-end=\"1298\">\n<p data-start=\"1237\" data-end=\"1298\">\ud50c\ub79c \ubcc0\uacbd \uc804\uc5d0\ub294 \uc790\uc2e0\uc758 <strong data-start=\"1251\" data-end=\"1283\">\uc8fc \ub2f4\ub2f9 \uc758\uc0ac, \ubcf5\uc6a9 \uc911\uc778 \uc57d, \ub124\ud2b8\uc6cc\ud06c \ud3ec\ud568 \uc5ec\ubd80<\/strong> \ub4f1\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"1299\" data-end=\"1359\">\n<p data-start=\"1301\" data-end=\"1359\">\ubcf4\ud5d8\ub8cc \uc778\uc0c1 \ub4f1\uc73c\ub85c \uc778\ud574 \uc790\uc2e0\uc758 <strong data-start=\"1319\" data-end=\"1332\">\uc2e4\uc9c8 \uc758\ub8cc\ube44 \ubd80\ub2f4<\/strong>\uc774 \uc5b4\ub5bb\uac8c \ubc14\ub014\uc9c0 \ubbf8\ub9ac \uacc4\uc0b0\ud574\ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"1361\" data-end=\"1364\" \/>\n<h2 data-start=\"1366\" data-end=\"1387\">4. \uc65c \uc774 \ubcc0\ud654\uac00 \uc911\uc694\ud55c\uac00?<\/h2>\n<ul data-start=\"1388\" data-end=\"1567\">\n<li data-start=\"1388\" data-end=\"1435\">\n<p data-start=\"1390\" data-end=\"1435\">\ubcf4\ud5d8\ub8cc\u00b7\ubcf8\uc778\ubd80\ub2f4\uae08 \uc0c1\uc2b9\uc740 \uace0\uc815 \uc218\uc785\uc744 \uac00\uc9c4 \uc2dc\ub2c8\uc5b4\uc5d0\uac8c \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"1436\" data-end=\"1505\">\n<p data-start=\"1438\" data-end=\"1505\">\ubcf4\uc7a5 \ubcc0\uacbd\uacfc \ub124\ud2b8\uc6cc\ud06c \ubcc0\uacbd\uc740 \uc758\ub8cc \uc774\uc6a9 \uc2dc \u2018\uc6d0\ud558\ub358 \uc758\uc0ac\u00b7\ubcd1\uc6d0\u2019\uc744 \uacc4\uc18d \uc774\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<li data-start=\"1506\" data-end=\"1567\">\n<p data-start=\"1508\" data-end=\"1567\">\uc808\ucc28 \uac1c\uc120\uc740 \ud50c\ub79c \uc120\ud0dd \ubc0f \uc774\uc6a9 \uacfc\uc815\uc5d0\uc11c \uc694\uc998\ucc98\ub7fc \uc815\ubcf4 \ud63c\ub780\uc774 \ub9ce\uc740 \uc2dc\uae30\uc5d0 <strong data-start=\"1550\" data-end=\"1560\">\ud604\uba85\ud55c \uc120\ud0dd<\/strong>\uc744 \ub3d5\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"1569\" data-end=\"1572\" \/>\n<h3 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"30\" data-lineheight=\"45px\">2026\ub144 \uba54\ub514\ucf00\uc5b4 \uc0c1\ub2f4 \ud544\uc694\ud558\uc138\uc694?<\/h3>\n<p>\uba54\ub514\ucf00\uc5b4\ub294 \uc81c\uc2dc\uac04\uc5d0 \ub4f1\ub85d\uc744 \ud558\uc9c0 \uc54a\uc73c\uc2dc\uba74 \ud3c9\uc0dd \ubc8c\uae08\uc774 \ubd80\uacfc\ub418\ub2c8 \uaf2d \uba54\ub514\ucf00\uc5b4 \uc804\ubb38\uac00 \uc0c1\ub2f4\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/0jx.08a.myftpupload.com\/ko\" target=\"_blank\" rel=\"noopener\">\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \uba54\ub514\ucf00\uc5b4 \uc804\ubb38 \uac74\uac15\ubcf4\ud5d8 \ud68c\uc0ac\uba70\u00a0 <a href=\"https:\/\/0jx.08a.myftpupload.com\/ko\/%ec%a7%81%ec%9b%90-%ec%86%8c%ea%b0%9c\/\" target=\"_blank\" rel=\"noopener\">\uba54\ub514\ucf00\uc5b4 \uc804\ubb38 \ud55c\uad6d\uc5b4 \uc5d0\uc774\uc804\ud2b8<\/a>\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc800\uc758 \ud68c\uc0ac \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \uba54\ub514\ucf00\uc5b4 \uc0c1\ub2f4 \ubc0f \ucd5c\uc0c1\uc758 \uba54\ub514\ucf00\uc5b4 \ud50c\ub79c\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud639\uc2dc 2026\ub144 <a href=\"https:\/\/0jx.08a.myftpupload.com\/ko\/%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4\/\">\uba54\ub514\ucf00\uc5b4 <\/a>\uc5b4\ub4dc\ubc34\ud2f0\uc9c0\ub098 \ubcf4\ucda9\ud50c\ub79c \uad00\ub828 \uc9c8\ubb38\uc774 \uc788\uc73c\uc2dc\uba74 \uc624\ub298 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0<a href=\"tel:7148885112\">(714) 888-5112<\/a><\/p>\n<h3 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"30\" data-lineheight=\"45px\">\uba54\ub514\ucf00\uc5b4 \ubcf4\ud5d8 \uacac\uc801<\/h3>\n<div class=\"fusion-button-wrapper\"><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/integrity7.destinationrx.com\/PC\/Agent\/u\/MTkyOTA1MjI\/Consumer?SourceSiteType=YnJva2Vy&amp;AgentLoginDomain=SW50ZWdyaXR5X1BDQnJva2VyMjAyMF9QUk9E&amp;PY=1\" target=\"_blank\" rel=\"noopener\"><span class=\"fusion-button-text\">\uc628\ub77c\uc778 \uacac\uc801\ubc1b\uae30<\/span><\/a><\/div>\n<div class=\"fusion-button-wrapper\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud83c\udfe5 2026\ub144 \uba54\ub514\ucf00\uc5b4 \ubcc0\uacbd\uc0ac\ud56d \uc644\ubcbd \uac00\uc774\ub4dc \uc2dc\ub2c8\uc5b4\uac00 \uaf2d \uc54c\uc544\uc57c \ud560 \ube44\uc6a9\u00b7\ubcf4\uc7a5\u00b7\uac00\uc785 \ubcc0\ud654 2026\ub144\ubd80\ud130 \uba54\ub514\ucf00\uc5b4 \uc11c\ube44\uc2a4\uc5d0 \uc5ec\ub7ec \uac00\uc9c0 \uc911\uc694\ud55c \ubcc0\ud654\uac00 \uc0dd\uae41\ub2c8\ub2e4. \ubcf4\ud5d8\ub8cc\uc640 \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \uc624\ub974\uae30\ub3c4 \ud558\uace0, \uc57d\uac12 \uc0c1\ud55c\uc120\uc740 \ub0b4\ub824\uac00\uba70, \uac00\uc785 \ubc0f \ud50c\ub79c \uc120\ud0dd \uc808\ucc28\ub3c4 \uac1c\uc120\ub429\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c \ud575\uc2ec\uc0ac\ud56d\uc744 \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uc138\uc694. 1. \ubcf4\ud5d8\ub8cc \ubc0f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16248,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[612],"tags":[1954,597,613,651,614,646],"class_list":["post-16247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-612","tag-2026--","tag--ko","tag-613","tag-651","tag-614","tag-646"],"acf":[],"yoast_head":"<!-- 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