{"id":16884,"date":"2026-01-25T18:14:18","date_gmt":"2026-01-26T02:14:18","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=16884"},"modified":"2026-01-25T18:14:18","modified_gmt":"2026-01-26T02:14:18","slug":"2026%eb%85%84-%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%9d%b8%ec%bb%b4-%ea%b8%b0%ec%a4%80-%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%9d%b8%ec%bb%b4-%ea%b8%b0%ec%a4%80-%ec%a0%95%eb%a6%ac\/","title":{"rendered":"2026\ub144 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc778\ucef4 \uae30\uc900 \uc815\ub9ac"},"content":{"rendered":"

\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\ud5d8\uc744\u00a0\uc2e0\uccad\ud560\u00a0\ub54c\u00a0\uac00\uc7a5\u00a0\uc911\uc694\ud55c\u00a0\uae30\uc900\uc740\u00a0\ubc14\ub85c\u00a0\uc18c\ub4dd(<\/span>Income<\/span>)\uc785\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\ub294\u00a0\ub2e8\uc21c\ud788\u00a0\uc6d4\uae09\ub9cc\u00a0\ubcf4\ub294\u00a0\uac83\uc774\u00a0\uc544\ub2c8\ub77c<\/span>, 2026\ub144 \ud55c \ud574\u00a0<\/span>\ub3d9\uc548\uc758\u00a0\uc804\uccb4\u00a0\uc18c\ub4dd\uc744\u00a0\uae30\uc900\uc73c\ub85c\u00a0\ubcf4\ud5d8\ub8cc\uc640\u00a0\uc815\ubd80\u00a0\ubcf4\uc870\uae08<\/span>(Premium\u00a0Tax<\/span>\u00a0<\/span>Credit<\/span>)\uc744\u00a0\uacc4\uc0b0\ud558\uae30\u00a0\ub54c\ubb38\uc785\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ud83d\udd39\u00a0<\/span>\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\u00a0\ub9d0\ud558\ub294\u00a0\uc778\ucef4(\uc18c\ub4dd)\u00a0\uae30\uc900\uc774\ub780?<\/span><\/b>\u00a0<\/span><\/h3>\n

\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\u00a0\ub9d0\ud558\ub294\u00a0\uc18c\ub4dd\u00a0\uae30\uc900\uc740\u00a0\ub2e8\uc21c\ud788\u00a0\ud604\uc7ac\u00a0\ubc1b\uace0\u00a0\uc788\ub294\u00a0\uc6d4\uae09\uc774\ub098\u00a0\uae09\uc5ec\ub9cc\uc744\u00a0\uc758\ubbf8\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ubcf4\ud5d8\ub8cc\uc640\u00a0\uc815\ubd80\u00a0\ubcf4\uc870\uae08\uc744\u00a0\uacc4\uc0b0\ud560\u00a0\ub54c\ub294\u00a0<\/span>MAGI(Modified<\/span>\u00a0<\/span>Adjusted<\/span>\u00a0<\/span>Gross\u00a0Income)<\/span>\ub77c\ub294\u00a0\uae30\uc900\uc744\u00a0\uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc774 MAGI\u00a0\uae30\uc900\uc5d0\ub294\u00a0\uc9c1\uc7a5\uc5d0\uc11c\u00a0\ubc1b\ub294\u00a0\uae09\uc5ec\ubfd0\ub9cc\u00a0\uc544\ub2c8\ub77c\u00a0<\/span>\ud504\ub9ac\ub79c\uc11c\u00b7\uc790\uc601\uc5c5\u00a0\uc18c\ub4dd, \uc774\uc790\ub098 \ud22c\uc790 \uc218\uc775, \uadf8\ub9ac\uace0 \uacb0\ud63c\ud55c \uacbd\uc6b0 \ubc30\uc6b0\uc790\uc758 \uc18c\ub4dd\uae4c\uc9c0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc989, \u2018\uc774\ubc88 \ub2ec\u00a0\uc18c\ub4dd\u2019\uc774\u00a0\uc544\ub2c8\ub77c 2026\ub144 \ud55c \ud574 \ub3d9\uc548 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uc804\uccb4 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \ubcf4\ud5d8\ub8cc\uc640 \ubcf4\uc870\uae08\uc744 \uc0b0\uc815\ud558\uac8c \ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc774 \uc18c\ub4dd \uae30\uc900\uc774 \uc5b4\ub5bb\uac8c\u00a0\uc124\uc815\ub418\ub290\ub0d0\uc5d0\u00a0\ub530\ub77c \ub9e4\ub2ec \ubd80\ub2f4\ud558\ub294 \ubcf4\ud5d8\ub8cc\uc640 \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ubcf4\uc870\uae08 \uae08\uc561\uc774 \ub2ec\ub77c\uc9c0\uac8c \ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ud83d\udd39\u00a0\uc18c\ub4dd\u00a0\uae30\uc900\uc774\u00a0\ubcf4\ud5d8\ub8cc\uc640\u00a0\ubcf4\uc870\uae08\uc5d0\u00a0\ubbf8\uce58\ub294\u00a0\uc601\ud5a5<\/span><\/b>\u00a0<\/span><\/h3>\n

\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\ub294\u00a0\uc18c\ub4dd \uae30\uc900\uc5d0 \ub530\ub77c \ubcf4\ud5d8\ub8cc\uc640 \uc815\ubd80 \ubcf4\uc870\uae08\uc774 \ub2e8\uacc4\uc801\uc73c\ub85c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc774 \uae30\uc900\uc740 \ub2e8\uc21c\ud788 \ubcf4\ud5d8\ub8cc\ub97c \uc800\ub834\ud558\uac8c \ub0ae\ucdb0\uc8fc\ub294 \uae30\uc900\uc774 \uc544\ub2c8\ub77c, \uc5bc\ub9c8\ub9cc\ud07c\uc758 \uc815\ubd80 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\ub97c \uacb0\uc815\ud558\ub294 \uae30\uc900\uc785\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ub530\ub77c\uc11c, \uc608\uc0c1 \uc18c\ub4dd\uc774 \ub0ae\uc744\uc218\ub85d \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ubcf4\uc870\uae08\uc740 \ub298\uc5b4\ub098\uace0, \ub9e4\ub2ec \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ubc18\ub300\ub85c \uc18c\ub4dd\uc774 \ub192\uc544\uc9c8\uc218\ub85d \ubcf4\uc870\uae08\uc740 \uc810\uc810 \uc904\uc5b4\ub4e4\uac70\ub098 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc73c\uba70, \uac19\uc740 \ud50c\ub79c\uc774\ub77c\ub3c4 \uac1c\uc778\uc774 \uc2e4\uc81c\ub85c \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \ubcf4\ud5d8\ub8cc\ub294 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ud83d\udd39 2026\ub144\u00a0\uc18c\ub4dd\u00a0\uae30\uc900\u00a0\uc801\uc6a9\u00a0\ubc29\uc2dd<\/span><\/b>\u00a0<\/span><\/h3>\n

2026\ub144\u00a0<\/span>\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\ud5d8\uc744 \uc2e0\uccad\ud560 \ub54c\ub294<\/span>\u00a02026\ub144 \ud55c \ud574 \ub3d9<\/span><\/b>\uc548\uc758 \uc608\uc0c1 \uc5f0\uac04 \uc18c\ub4dd<\/span><\/b>\uc744 \uae30\uc900\uc73c\ub85c \uc2e0\uccad\ud558\uac8c \ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc774\ub54c \uc785\ub825\ud558\ub294 \uc18c\ub4dd\uc740 \ud655\uc815\ub41c \uae08\uc561\uc774 \uc544\ub2c8\ub77c \uc608\uc0c1 \uc18c\ub4dd\uc774\uba70, \uc774 \uc218\uce58\ub294 \uc774\ud6c4 \uc138\uae08 \uc2e0\uace0 \uacfc\uc815\uc5d0\uc11c \uc2e4\uc81c \uc18c\ub4dd\uacfc \ube44\uad50\ub418\uc5b4 \uc815\uc0b0\ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc989, \ubcf4\ud5d8 \uc2e0\uccad \ub2f9\uc2dc\uc5d0\ub294\u00a0\uc608\uc0c1\u00a0\uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \ubcf4\uc870\uae08\uc744 \uba3c\uc800\u00a0\uc801\uc6a9\ubc1b\uace0, \ub2e4\uc74c \ud574 \uc138\uae08 \uc2e0\uace0 \uc2dc \uadf8 \ubcf4\uc870\uae08\uc774 \uc801\uc808\ud588\ub294\uc9c0\ub97c \ub2e4\uc2dc \ud655\uc778\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

2026\ub144\uc5d0\ub294\u00a0\ubcf4\uc870\uae08\u00a0\uae30\uc900\uacfc\u00a0\uc801\uc6a9\u00a0\ubc29\uc2dd\uc5d0\u00a0\uc77c\ubd80\u00a0\ubcc0\ud654\uac00\u00a0\uc788\uae30\u00a0\ub54c\ubb38\uc5d0\u00a0\uc18c\ub4dd\u00a0\uae30\uc900\uc744\u00a0\uc774\ud574\ud558<\/span>\uace0\u00a0\uc2e0\uccad\ud558\ub294 \uac83\uc774 \ub354\uc6b1\u00a0\uc911\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ud83d\udccc\u00a02026\ub144\u00a0\ubcc0\uacbd\ub41c\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\uc870\uae08 \uae30\uc900 \ud655\uc778\ud558\uae30\u00a0<\/strong><\/a><\/p>\n

\ub610\ud55c \uc774\ub807\uac8c\u00a0\uc801\uc6a9\ubc1b\uc740\u00a0\ubcf4\uc870\uae08\uc740 \ub2e4\uc74c \ud574 \uc138\uae08 \uc2e0\uace0 \uc2dc 1095-A \uc138\uae08 \uc11c\ub958\ub97c \ud1b5\ud574 \uc815\uc0b0\ud558\uac8c \ub429\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ud83d\udccc\u00a01095-A\u00a0\uc138\uae08\u00a0\uc2e0\uace0\uac00\u00a0\ud544\uc694\ud55c\u00a0\uc774\uc720\uc640\u00a0\ud655\uc778\u00a0\ubc29\ubc95\u00a0<\/a><\/strong><\/p>\n

\ud83d\udd39\u00a0\uc18c\ub4dd\u00a0\uae30\uc900\uc744\u00a0\uc815\ud655\ud788\u00a0\uc774\ud574\ud574\uc57c\u00a0\ud558\ub294\u00a0\uc774\uc720<\/span><\/b>\u00a0<\/span><\/h3>\n

\ubcf4\ud5d8 \uc2e0\uccad \uc2dc \uc785\ub825\ud558\ub294 \uc18c\ub4dd\uc740 \ud655\uc815\ub41c \uae08\uc561\uc774 \uc544\ub2c8\ub77c \uc608\uc0c1 \uc18c\ub4dd\uc774\uae30 \ub54c\ubb38\uc5d0, \uc774\ud6c4 \uc2e4\uc81c \uc18c\ub4dd\uacfc \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\uc774 \ucc28\uc774\ub294 \ub2e4\uc74c \ud574 \uc138\uae08 \uc2e0\uace0 \uacfc\uc815\uc5d0\uc11c \uc815\ubd80\u00a0<\/span>\ubcf4\uc870\uae08 \uc815\uc0b0<\/span><\/b><\/a>\uc73c\ub85c\u00a0\uc774\uc5b4\uc9c0\uac8c \ub418\uba70,\u00a0\uc18c\ub4dd\uc744\u00a0\uacfc\uc18c \ub610\ub294 \uacfc\ub300 \uc785\ub825\ud55c \uacbd\uc6b0 \ucd94\uac00 \ub0a9\ubd80\ub098 \ubd88\ud544\uc694\ud55c \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc73c\ub85c \uc5f0\uacb0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\ub530\ub77c\uc11c \ubcf4\ud5d8\uc744 \uc120\ud0dd\ud560 \ub54c\ub294 \ub2e8\uc21c\ud788 \ubcf4\ud5d8\ub8cc\ub9cc \ube44\uad50\ud558\uae30\ubcf4\ub2e4, \ud604\uc7ac \uc0c1\ud669\uacfc \uc55e\uc73c\ub85c\uc758 \uc18c\ub4dd \ubcc0\ud654\ub97c \ud568\uaed8 \uace0\ub824\ud574 \ud604\uc2e4\uc801\uc778 \uc18c\ub4dd \uae30\uc900\uc744 \uc124\uc815\ud558\ub294 \uac83\uc774 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/span>\u00a0<\/span><\/p>\n

\n

2026\ub144 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0c1\ub2f4\ud558\ub294 \ubc29\ubc95<\/strong><\/h2>\n

\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uacf5\uc778 \ubcf4\ud5d8 \ube0c\ub85c\ucee4\uba70 \ud55c\uad6d\uc5b4 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\ub294 \uac00\uc871\uc218 \ubc0f \uc5f0\uac04 \uc18c\ub4dd\uc5d0 \ub530\ub77c \uac74\uac15\ubcf4\ud5d8\uc744 \uc800\ub834\ud558\uac8c \uad6c\uc785 \ud560\uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc800\uc758 \ud68c\uc0ac \ud55c\uad6d \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 2026\ub144 \ubcc0\uacbd\ub41c\u00a0\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\u00a0\ubcf4\uc870\uae08 \ubc0f \uac00\uc871\ub4e4\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758 \uac74\uac15\ubcf4\ud5d8\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc624\ub298 \uc804\ud654\ud558\uc154\uc11c\u00a0\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\u00a0 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0(714) 888-5112<\/a><\/p>\n

\uc628\ub77c\uc778 \uacac\uc801\ubc1b\uae30<\/h3>\n
\ubb34\ub8cc \uacac\uc801 \ubc1b\uae30<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

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