{"id":17540,"date":"2026-03-23T12:00:25","date_gmt":"2026-03-23T19:00:25","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=17540"},"modified":"2026-03-23T12:00:25","modified_gmt":"2026-03-23T19:00:25","slug":"2026%eb%85%84-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%82%ac%ec%97%85%ec%9e%90-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%84%a0%ed%83%9d-%ea%b0%80%ec%9d%b4%eb%93%9c","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%82%ac%ec%97%85%ec%9e%90-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%84%a0%ed%83%9d-%ea%b0%80%ec%9d%b4%eb%93%9c\/","title":{"rendered":"2026\ub144 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8 \uc120\ud0dd \uac00\uc774\ub4dc: CCSB vs CalChoice"},"content":{"rendered":"<p><span data-contrast=\"auto\">\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \uc0ac\uc5c5\uccb4\ub97c \uc6b4\uc601\ud558\ub294 \uace0\uc6a9\uc8fc\uc5d0\uac8c \uc9c1\uc6d0 \uac74\uac15\ubcf4\ud5d8\uc740 \uc778\uc7ac \uc720\uc9c0\uc640 \ucc44\uc6a9 \uacbd\uc7c1\ub825\uc744 \uacb0\uc815\uc9d3\ub294 \ud575\uc2ec\uc801\uc778 \ubcf5\uc9c0 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud558\uc9c0\ub9cc \ub9e4\ub144 \uc0c1\uc2b9\ud558\ub294 \ubcf4\ud5d8\ub8cc\uc640 \ubcf5\uc7a1\ud55c \ud589\uc815 \uc808\ucc28\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\uc5d0\uac8c \ud070 \ubd80\ub2f4\uc774 \ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud604\uc7ac \uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \ub450 \uac00\uc9c0 \ud50c\ub7ab\ud3fc\uc740, \uc815\ubd80 \uc8fc\ub3c4\uc758 CCSB(<\/span><span data-contrast=\"auto\">Covered<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">California<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Small\u00a0Business)\uc640\u00a0\ubbfc\uac04\u00a0\uae30\ubc18\uc758\u00a0CalChoice(California Choice)\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub450 \uad6c\uc870\ub294 \ubc29\uc2dd\uc740 \uc720\uc0ac\ud558\uc9c0\ub9cc, \uc2e4\uc81c \uc124\uacc4 \ubc29\ud5a5\uacfc \uacb0\uacfc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\uacf5\ud1b5 \uad6c\uc870 \ud2b9\uc9d5<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">\ub450 \ud504\ub85c\uadf8\ub7a8 \ubaa8\ub450 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc8fc\uc758 \uc608\uc0b0 \uad00\ub9ac\uc640 \uc9c1\uc6d0\uc758 \ub9cc\uc871\ub3c4\ub97c \ub3d9\uc2dc\uc5d0 \ucda9\uc871\uc2dc\ud0a4\uae30 \uc704\ud574 \ub3d9\uc77c\ud55c \uc6b4\uc601 \ubc29\uc2dd\uc744 \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reference<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Plan<\/span><span data-contrast=\"auto\">(\uae30\uc900 \ud50c\ub79c): \uc0ac\uc5c5\uc8fc\ub294 \ud2b9\uc815 \ub4f1\uae09(<\/span><span data-contrast=\"auto\">Metal<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Tier<\/span><span data-contrast=\"auto\">) \ub0b4\uc5d0\uc11c \uae30\uc900\uc774 \ub418\ub294 \ud50c\ub79c\uc744 \uc815\ud574 \ubcf4\ud5d8\ub8cc \uc9c0\uc6d0 \uc0c1\ud55c\uc120\uc744 \uc124\uc815\ud558\uc5ec \ubcf4\ud5d8 \ube44\uc6a9\uc744 \uc608\uce21\ud558\uace0 \ud1b5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Employee\u00a0Choice(\uc9c1\uc6d0\u00a0\uc120\ud0dd\uad8c):\u00a0\uc9c1\uc6d0\uc740\u00a0\uc0ac\uc5c5\uc8fc\uac00\u00a0\uc124\uc815\ud55c\u00a0\ub4f1\uae09\u00a0\ub0b4\uc5d0\uc11c\u00a0\ubcf8\uc778\uc774\u00a0\uc120\ud638\ud558\ub294\u00a0\ubcf4\ud5d8\uc0ac\uc640\u00a0\ub124\ud2b8\uc6cc\ud06c\ub97c\u00a0\uc790\uc720\ub86d\uac8c\u00a0\uc120\ud0dd\ud560\u00a0\uc218\u00a0\uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>CCSB\u00a0vs\u00a0CalChoice\u00a0\uad6c\uc870 \ubc0f\u00a0\ud2b9\uc9d5<\/h3>\n<p><b><span data-contrast=\"auto\">\u2714 CCSB (Covered<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">California<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Small\u00a0Business)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc8fc\uc815\ubd80\uac00 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\uc758 \ubcf4\ud5d8 \uc81c\uacf5 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc9c1\uc811 \uc124\uacc4\ud55c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Blue\u00a0Shield, Kaiser \ub4f1\u00a0\uc8fc\uc694\u00a0\ud575\uc2ec\u00a0\ubcf4\ud5d8\uc0ac\u00a0\uc704\uc8fc\ub85c\u00a0\uad6c\uc131\ub418\uc5b4\u00a0\uc120\ud0dd\u00a0\ud3ed\uc740\u00a0\uc0c1\ub300\uc801\uc73c\ub85c\u00a0\uc881\uc744\u00a0\uc218\u00a0\uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0 25\uba85 \ubbf8\ub9cc, \ud3c9\uade0 \uc784\uae08 \uc57d $60,000\uc774\ud558 \ub4f1 \ud2b9\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0 \ubcf4\ud5d8\ub8cc\uc758 \ucd5c\ub300 50%\uae4c\uc9c0 \uc138\uc561 \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0California<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Choice<\/span><\/b><b><span data-contrast=\"auto\">\u00a0(<\/span><\/b><b><span data-contrast=\"auto\">CalChoice<\/span><\/b><b><span data-contrast=\"auto\">)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc5ec\ub7ec \ub300\ud615\u00a0\ubcf4\ud5d8\uc0ac\uc758 \ud50c\ub79c\uc744 \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ube44\uad50\ud558\uace0 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \uad6c\uc131\ub41c \ubbfc\uac04 \uae30\ubc18 \ub2e8\uccb4 \uac74\uac15\ubcf4\ud5d8\u00a0\ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc785\ub2c8\ub2e4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Anthem<\/span><span data-contrast=\"auto\">,\u00a0<\/span><span data-contrast=\"auto\">UnitedHealthcare<\/span><span data-contrast=\"auto\">,\u00a0<\/span><span data-contrast=\"auto\">Cigna<\/span><span data-contrast=\"auto\">\u00a0\ub4f1\u00a0<\/span><span data-contrast=\"auto\">CCSB\uc5d0\ub294<\/span><span data-contrast=\"auto\">\u00a0\uc5c6\ub294 \ub2e4\uc591\ud55c \ub300\ud615 \ubcf4\ud5d8\uc0ac\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uc73c\uba70, HMO \ubfd0\ub9cc \uc544\ub2c8\ub77c PPO, EPO \ub4f1 \ub124\ud2b8\uc6cc\ud06c \uc120\ud0dd\uc9c0\uac00 \ub9e4\uc6b0 \ub113\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uace0\uc6a9\uc8fc\uac00 \uc124\uc815\ud55c \ubcf4\uc7a5\u00a0\ub4f1\uae09 \ub0b4\uc5d0\uc11c \uc9c1\uc6d0\uc740 \ubcf4\ud5d8\uc0ac\uc640 \ub124\ud2b8\uc6cc\ud06c \uc720\ud615\uc744 \uc790\uc720\ub86d\uac8c \uc120\ud0dd\ud560 \uc218 \uc788\uc5b4, \uac1c\uc778\ubcc4 \uc758\ub8cc \uc774\uc6a9 \ud328\ud134\uc744 \ubc18\uc601\ud55c \uc124\uacc4\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3><b><span data-contrast=\"auto\">\ucc28\uc774\uc810\u00a0\ud55c \ub208\uc5d0 \ubcf4\uae30<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<table data-tablestyle=\"MsoNormalTable\" data-tablelook=\"1696\" aria-rowcount=\"6\">\n<tbody>\n<tr aria-rowindex=\"1\">\n<td data-celllook=\"69905\"><b><span data-contrast=\"none\">\ube44\uad50 \ud56d\ubaa9<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"69905\"><b><span data-contrast=\"none\">CCSB (\uc815\ubd80\u00a0\uc6b4\uc601)\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"69905\"><b><span data-contrast=\"none\">CalChoice<\/span><\/b><b><span data-contrast=\"none\">\u00a0(\ubbfc\uac04 \uc6b4\uc601)\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"2\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"none\">\ud575\uc2ec \uac15\uc810<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\uc138\uc561 \uacf5\uc81c \ud61c\ud0dd(<\/span><span data-contrast=\"none\">Tax<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">Credit<\/span><span data-contrast=\"none\">)<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\ub2e4\uc591\ud55c \ubcf4\ud5d8\uc0ac \ubc0f \ub124\ud2b8\uc6cc\ud06c \uc120\ud0dd \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"3\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"none\">\uc138\uae08 \ud61c\ud0dd<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\ucd5c\ub300 50% \uc138\uc561 \uacf5\uc81c \uac00\ub2a5 (\uc870\uac74 \ucda9\uc871 \uc2dc)\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\ud574\ub2f9 \uc5c6\uc74c (\ubbfc\uac04 \ud50c\ub7ab\ud3fc)<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"4\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"none\">\ubcf4\ud5d8\uc0ac \uad6c\uc131<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">Blue<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">Shield<\/span><span data-contrast=\"none\">,\u00a0<\/span><span data-contrast=\"none\">Kaiser<\/span><span data-contrast=\"none\">\u00a0\ub4f1 \uc8fc\uc694 \ubcf4\ud5d8\uc0ac \uc911\uc2ec\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">Anthem<\/span><span data-contrast=\"none\">,\u00a0<\/span><span data-contrast=\"none\">Kaiser, UHC,\u00a0Cigna<\/span><span data-contrast=\"none\">\u00a0\ub4f1\u00a0\ub300\ud615 \ubcf4\ud5d8\uc0ac\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"5\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"none\">\ub124\ud2b8\uc6cc\ud06c<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\uc8fc\ub85c\u00a0<\/span><span data-contrast=\"none\">HMO\uc640<\/span><span data-contrast=\"none\">\u00a0\uc77c\ubd80 PPO\/EPO \uad6c\uc131<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">HMO, PPO, EPO \ub4f1\u00a0\ud3ed\ub113\uc740\u00a0\ub124\ud2b8\uc6cc\ud06c\u00a0\uc120\ud0dd\uad8c\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"6\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"none\">\uad00\ub9ac \ud3b8\uc758\uc131<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\ub2e8\uc77c \uacc4\uc815 \ubc0f \uccad\uad6c \uc2dc\uc2a4\ud15c\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><span data-contrast=\"none\">\uc628\ub77c\uc778 \uad00\ub9ac \ubc0f \ubd80\uac00 \uc11c\ube44\uc2a4(<\/span><span data-contrast=\"none\">Dental<\/span><span data-contrast=\"none\">,\u00a0<\/span><span data-contrast=\"none\">Vision<\/span><span data-contrast=\"none\">\u00a0\ub4f1) \uc5f0\uacc4<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><b><span data-contrast=\"auto\">\uc120\ud0dd \uae30\uc900<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714 CCSB\u00a0\uc120\ud0dd\uc774\u00a0\uc720\ub9ac\ud55c\u00a0\uacbd\uc6b0<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0 \uc218\uac00 25\uba85 \ubbf8\ub9cc\uc774\uace0 \ud3c9\uade0 \uc784\uae08\uc774 \uc57d $60,000 \uc774\ud558\uc778 \uacbd\uc6b0\uc5d0\ub294\u00a0<\/span><span data-contrast=\"auto\">Small\u00a0Business Health Care\u00a0Tax<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Credit<\/span><span data-contrast=\"auto\">\u00a0\uc801\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uac80\ud1a0\ud558\ub294 \uac83\uc774\u00a0\uc911\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud574\ub2f9 \uc870\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0 \ubcf4\ud5d8\ub8cc\uc758 \ucd5c\ub300 50%\uae4c\uc9c0 \uc138\uc561 \uacf5\uc81c\uac00 \uc801\uc6a9\ub420\u00a0\uc218 \uc788\uc5b4, \uc2e4\uc9c8\uc801\uc778 \ubcf4\ud5d8 \ube44\uc6a9\uc744 \ub0ae\ucd94\ub294\ub370 \uc720\ub9ac\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub610\ud55c \ubcf4\ud5d8 \uc124\uacc4\ub97c \ub2e8\uc21c\ud558\uac8c \uc720\uc9c0\ud558\uace0, \uc815\ubd80 \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud55c \uc548\uc815\uc801\uc778 \uc6b4\uc601\uc744 \uc120\ud638\ud558\ub294 \uc0ac\uc5c5\uccb4\uc5d0\ub3c4 \uc801\ud569\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0CalChoice<\/span><\/b><b><span data-contrast=\"auto\">\u00a0\uc120\ud0dd\uc774 \uc720\ub9ac\ud55c \uacbd\uc6b0<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\ub9c8\ub2e4 \uc120\ud638\ud558\ub294 \ubcd1\uc6d0\uc774\ub098 \ubcf4\ud5d8\uc0ac\uac00 \ub2e4\ub978 \uacbd\uc6b0\uc5d0\ub294 \ub2e8\uc77c \ubcf4\ud5d8\uc0ac \uad6c\uc870\ubcf4\ub2e4 \uc120\ud0dd \ubc94\uc704\uac00 \ub113\uc740 \uc124\uacc4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud2b9\ud788 PPO \ub124\ud2b8\uc6cc\ud06c \uc774\uc6a9\uc774 \uc911\uc694\ud558\uac70\ub098, \uc9c1\uad70 \ud2b9\uc131\uc0c1 \ub2e4\uc591\ud55c \uc758\ub8cc \uc811\uadfc\uc131\uc774 \uc694\uad6c\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac\uc640 \ub124\ud2b8\uc6cc\ud06c\ub97c \ub3d9\uc2dc\uc5d0 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uad6c\uc870\uac00 \ub354 \uc801\ud569\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub610\ud55c \uce58\uacfc, \uc548\uacfc \ub4f1 \ubd80\uac00\uc801\uc778 \ubcf4\uc7a5\uae4c\uc9c0\u00a0\ud568\uaed8\u00a0\uad6c\uc131\ud558\uac70\ub098 \ubcf4\ud5d8 \uad00\ub9ac\ub97c \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud1b5\ud569\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uace0\uc790 \ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uc2e4\ubb34\uc801\uc778 \uc6b4\uc601 \uce21\uba74\uc5d0\uc11c\u00a0<\/span><span data-contrast=\"auto\">CalChoice<\/span><span data-contrast=\"auto\">\u00a0\uad6c\uc870\uac00 \uc720\ub9ac\ud558\uac8c \uc801\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"none\">2026\ub144\u00a0<\/span><\/b><b><span data-contrast=\"none\">\uc18c\uaddc\ubaa8\u00a0\uadf8\ub8f9\u00a0\uac74\uac15\ubcf4\ud5d8\u00a0\uc0c1\ub2f4\uc774 \ud544\uc694\ud558\uc138\uc694?<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\" target=\"_blank\" rel=\"noopener\">\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc804\ubb38 \ube0c\ub85c\ucee4\uba70 <a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%a7%81%ec%9b%90-%ec%86%8c%ea%b0%9c\/\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uc5b4 \uc0c1\ub2f4 \uc5d0\uc774\uc804\ud2b8<\/a>\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc800\uc758 \ud68c\uc0ac \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \ud68c\uc0ac\uc640 \uc9c1\uc6d0\ub4e4\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758\u00a0<a href=\"https:\/\/skylinebenefit.com\/ko\/%ea%b7%b8%eb%a3%b9-%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98\/\" target=\"_blank\" rel=\"noopener\">\ube44\uc9c0\ub2c8\uc2a4 \uac74\uac15\ubcf4\ud5d8<\/a>\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span data-contrast=\"none\">\uc0ac\uc5c5\uccb4 \uaddc\ubaa8\uc640 \uc9c1\uc6d0 \uad6c\uc131\uc5d0 \ub9de\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \ube44\uad50\ud558\uace0 \uac80\ud1a0\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<p>\uc624\ub298 \uc804\ud654\ud558\uc154\uc11c \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0 <a href=\"tel:7148885112\">(714) 888-5112<\/a><\/p>\n<h3 class=\"\" data-fontsize=\"30\" data-lineheight=\"45px\">\uadf8\ub8f9 \uac74\uac15 \ubcf4\ud5d8 \uc628\ub77c\uc778 \uacac\uc801 \ubc1b\uae30<\/h3>\n<div><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/www.quotit.net\/Quotit\/Apps\/EproV2\/ZipEntry?license_no=Z5CYX4&amp;brokerIdHash=110026659\" target=\"_blank\" rel=\"noopener\"><span class=\"fusion-button-text\"><strong>\uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uacac\uc801 \ubc1b\uae30<\/strong><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \uc0ac\uc5c5\uccb4\ub97c \uc6b4\uc601\ud558\ub294 \uace0\uc6a9\uc8fc\uc5d0\uac8c \uc9c1\uc6d0 \uac74\uac15\ubcf4\ud5d8\uc740 \uc778\uc7ac \uc720\uc9c0\uc640 \ucc44\uc6a9 \uacbd\uc7c1\ub825\uc744 \uacb0\uc815\uc9d3\ub294 \ud575\uc2ec\uc801\uc778 \ubcf5\uc9c0 \uc694\uc18c\uc785\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ud558\uc9c0\ub9cc \ub9e4\ub144 \uc0c1\uc2b9\ud558\ub294 \ubcf4\ud5d8\ub8cc\uc640 \ubcf5\uc7a1\ud55c \ud589\uc815 \uc808\ucc28\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4\uc5d0\uac8c \ud070 \ubd80\ub2f4\uc774 \ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ud604\uc7ac \uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 \ub450 \uac00\uc9c0 \ud50c\ub7ab\ud3fc\uc740, \uc815\ubd80 \uc8fc\ub3c4\uc758 CCSB(Covered\u00a0California\u00a0Small\u00a0Business)\uc640\u00a0\ubbfc\uac04\u00a0\uae30\ubc18\uc758\u00a0CalChoice(California Choice)\uc785\ub2c8\ub2e4.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":17544,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[600],"tags":[601,2052,638,2050,2053],"class_list":["post-17540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-600","tag-601","tag-2052","tag-638","tag-2050","tag-2053"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2026\ub144 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8 \uc120\ud0dd \uac00\uc774\ub4dc: CCSB vs CalChoice - Skyline Benefit<\/title>\n<meta name=\"description\" content=\"\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8\uc740 \uc800\ub834\ud558\uace0 \ub2e4\uc591\ud55c \uadf8\ub8f9 \uac74\uac15 \ubcf4\ud5d8 \uc804\ubb38 \ube0c\ub85c\ucee4 \uc785\ub2c8\ub2e4. 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