{"id":17727,"date":"2026-04-11T15:16:40","date_gmt":"2026-04-11T22:16:40","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=17727"},"modified":"2026-04-11T15:16:40","modified_gmt":"2026-04-11T22:16:40","slug":"2026%eb%85%84-%ec%82%ac%ec%97%85%ec%9e%90-%ea%b7%b8%eb%a3%b9-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-ichra-%ec%84%a0%ed%83%9d-%ec%9d%b4%ec%9c%a0%ec%99%80-%ec%84%a4%ea%b3%84-%ea%b8%b0%ec%a4%80","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%ec%82%ac%ec%97%85%ec%9e%90-%ea%b7%b8%eb%a3%b9-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-ichra-%ec%84%a0%ed%83%9d-%ec%9d%b4%ec%9c%a0%ec%99%80-%ec%84%a4%ea%b3%84-%ea%b8%b0%ec%a4%80\/","title":{"rendered":"2026\ub144 \uc0ac\uc5c5\uc790 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 ICHRA \uc120\ud0dd \uc774\uc720\uc640 \uc124\uacc4 \uae30\uc900"},"content":{"rendered":"<p><span data-contrast=\"auto\">2026\ub144\uc744\u00a0\uae30\uc900\uc73c\ub85c\u00a0\uc0ac\uc5c5\uc790\u00a0\uadf8\ub8f9\u00a0\uac74\uac15\ubcf4\ud5d8\u00a0\ud658\uacbd\uc740\u00a0\ube44\uc6a9\u00a0\uad6c\uc870\uc640\u00a0\uc120\ud0dd\u00a0\ubc29\uc2dd\u00a0\uce21\uba74\uc5d0\uc11c\u00a0\uc810\ucc28\u00a0\ubcc0\ud654\ud558\uace0\u00a0\uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubcf4\ud5d8\ub8cc \uc0c1\uc2b9 \ucd94\uc138\ub294 \uc5ec\uc804\ud788 \uc9c0\uc18d\ub418\uace0 \uc788\uc73c\uba70 \ubcf4\ud5d8\uc0ac \uc911\uc2ec\uc73c\ub85c \uacb0\uc815\ub418\ub294 \uac31\uc2e0 \uad6c\uc870 \uc5ed\uc2dc \ud070 \ubcc0\ud654\ub97c \ubcf4\uc774\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774\ub7ec\ud55c \uad6c\uc870\uc5d0\uc11c\ub294 \uc0ac\uc5c5\uc790\uac00 \uc7a5\uae30\uc801\uc778 \ube44\uc6a9\uc744 \uc608\uce21\ud558\uace0 \uc548\uc815\uc801\uc73c\ub85c \uc608\uc0b0\uc744 \uc124\uacc4\ud558\ub294 \ub370 \ud55c\uacc4\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774\uc640 \uac19\uc740 \ud750\ub984 \uc18d\uc5d0\uc11c \uc0ac\uc5c5\uc790\uac00 \ube44\uc6a9\uc744 \uc9c1\uc811 \uc124\uacc4\ud558\uace0 \uc9c1\uc6d0 \uc120\ud0dd\uc744 \ubc18\uc601\ud560 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c ICHRA \uae30\ubc18 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870\uac00 \ud558\ub098\uc758 \ub300\uc548\uc73c\ub85c \uac80\ud1a0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">ICHRA\u00a0\uad6c\uc870\u00a0\uc774\ud574\ud558\uae30<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">ICHRA\ub294\u00a0\uc0ac\uc5c5\uc790\uac00\u00a0\ud2b9\uc815\u00a0\ubcf4\ud5d8\u00a0\ud50c\ub79c\uc744\u00a0\uc120\uc815\ud558\uc5ec\u00a0\uc81c\uacf5\ud558\ub294\u00a0\ubc29\uc2dd\uc774\u00a0\uc544\ub2c8\ub77c\u00a0\uc9c1\uc6d0\uc774\u00a0\uac1c\ubcc4\uc801\uc73c\ub85c\u00a0\ubcf4\ud5d8\uc744\u00a0\uc120\ud0dd\ud558\uace0,\u00a0\uc0ac\uc5c5\uc790\uac00\u00a0\uadf8\u00a0\ube44\uc6a9\uc744\u00a0\uc77c\uc815\u00a0\uae08\uc561\u00a0\uc9c0\uc6d0\ud558\ub294\u00a0\uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774\ub54c \uc911\uc694\ud55c \uc810\uc740 \ubcf4\ud5d8 \uacc4\uc57d\uc758 \uc8fc\uccb4\ub294 \uc9c1\uc6d0 \uac1c\uc778\uc774\uba70 \ube44\uc6a9 \uad6c\uc870\uc758 \uc124\uacc4 \uc8fc\uccb4\ub294 \uc0ac\uc5c5\uc790\ub77c\ub294 \uc810\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uae30\uc874\u00a0\uadf8\ub8f9\ubcf4\ud5d8\uacfc\u00a0\uad6c\uc870\uc801\u00a0\ucc28\uc774<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uae30\uc874 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8\uc740 \uc0ac\uc5c5\uc790\uac00 \ubcf4\ud5d8\uc0ac\uc640 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uace0 \ub3d9\uc77c\ud55c \ud50c\ub79c\uc744 \uc9c1\uc6d0\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubc18\uba74\u00a0<\/span><span data-contrast=\"auto\">ICHRA\ub294<\/span><span data-contrast=\"auto\">\u00a0\ubcf4\ud5d8 \uc120\ud0dd\uc740 \uac1c\uc778 \ub2e8\uc704\ub85c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc0ac\uc5c5\uc790\ub294 \uc9c0\uc6d0 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \ube44\uc6a9\uc744 \uad00\ub9ac\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uc124\uacc4\u00a0\uad00\uc810\uc5d0\uc11c\uc758\u00a0\ud575\uc2ec\u00a0\uae30\ub2a5<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">ICHRA\ub294\u00a0\ub2e8\uc21c\u00a0\uc9c0\uc6d0\u00a0\ubc29\uc2dd\uc774\u00a0\uc544\ub2c8\ub77c\u00a0\uc9c1\uc6d0\u00a0\uadf8\ub8f9(Class)\uc5d0\u00a0\ub530\ub77c\u00a0\uc9c0\uc6d0\u00a0\uae08\uc561\uc744\u00a0\ucc28\ub4f1\u00a0\uc124\uc815\ud560\u00a0\uc218\u00a0\uc788\ub294\u00a0\uad6c\uc870\ub97c\u00a0\ud3ec\ud568\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Full-time\u00a0\/ Part-time\u00a0\uad6c\ubd84<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c0\uc5ed\ubcc4 \uc9c1\uc6d0 \ubd84\ub9ac<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\ubb34 \ub610\ub294 \uadfc\uc18d \uae30\uc900<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774\uc640 \uac19\uc740 \uc870\uac74\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\uc6d0 \uae08\uc561\uc744 \ub2e4\ub974\uac8c \uc124\uacc4\ud560 \uc218 \uc788\uc73c\uba70 \uc774\ub294 \uae30\uc874 \uadf8\ub8f9\ubcf4\ud5d8\uc5d0\uc11c\ub294 \uad6c\ud604\ud558\uae30 \uc5b4\ub824\uc6b4 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\ube44\uc6a9 \ubc0f \uc138\uae08 \ucc98\ub9ac \uad6c\uc870<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790 \uae30\uc900<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">ICHRA<\/span><span data-contrast=\"auto\">\ub97c\u00a0\ud1b5\ud574 \uc9c0\uae09\ub418\ub294 \uc9c0\uc6d0\uae08\uc740\u00a0<\/span><span data-contrast=\"auto\">Tax-deductible\u00a0business\u00a0expense\ub85c\u00a0\ucc98\ub9ac\ub420\u00a0\uc218\u00a0\uc788\uc73c\uba70\u00a0\uc774\ub294\u00a0\uacfc\uc138\u00a0\ub300\uc0c1\u00a0\uc18c\ub4dd\uc744\u00a0\uac10\uc18c\uc2dc\ud0a4\ub294\u00a0\ud6a8\uacfc\ub85c\u00a0\uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc989, \ubcf4\ud5d8\ub8cc\ub97c \ub2e8\uc21c\u00a0\uc9c0\ucd9c\ud558\ub294\u00a0\uad6c\uc870\uac00 \uc544\ub2c8\ub77c\u00a0\uc138\uc804\u00a0\ube44\uc6a9\uc73c\ub85c \ubc18\uc601\ub418\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\uc9c1\uc6d0 \uae30\uc900<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\uc774\u00a0<\/span><span data-contrast=\"auto\">ICHRA\ub97c<\/span><span data-contrast=\"auto\">\u00a0\ud1b5\ud574 \uc9c0\uc6d0\ubc1b\ub294 \uae08\uc561\uc740 \uc758\ub8cc\ube44\ub85c \uc0ac\uc6a9\ub418\ub294 \uacbd\uc6b0\u00a0<\/span><span data-contrast=\"auto\">Tax-free\u00a0reimbursemnet\ub85c\u00a0\ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub2e4\ub9cc \ud61c\ub2f9\u00a0\ud574\ud0dd\uc740\u00a0<\/span><span data-contrast=\"auto\">Minimum<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Essential<\/span><span data-contrast=\"auto\">\u00a0<\/span><span data-contrast=\"auto\">Coverage(MEC)\ub97c\u00a0\ucda9\uc871\ud558\ub294\u00a0\ubcf4\ud5d8\uc744\u00a0\uc120\ud0dd\ud55c\u00a0\uacbd\uc6b0\uc5d0\u00a0\ud55c\ud574\u00a0\uc720\uc9c0\ub429\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">ICHRA\ub97c<\/span><\/b><b><span data-contrast=\"auto\">\u00a0\uc120\ud0dd\ud558\ub294 \uc774\uc720<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0<\/span><\/b><b><span data-contrast=\"auto\">\ube44\uc6a9 \uc608\uce21 \uac00\ub2a5\uc131 \ud655\ubcf4<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uae30\uc874 \uadf8\ub8f9\ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\uc758 \uac31\uc2e0\uc728\uc5d0 \ub530\ub77c \ub2e4\uc74c \ud574 \ubcf4\ud5d8\ub8cc\uac00 \uacb0\uc815\ub418\uc9c0\ub9cc\u00a0<\/span><span data-contrast=\"auto\">ICHRA\ub294<\/span><span data-contrast=\"auto\">\u00a0\uc0ac\uc5c5\uc790\uac00 \uc9c0\uc6d0 \uae08\uc561\uc744 \uc0ac\uc804\uc5d0 \uc124\uc815\ud558\uae30 \ub54c\ubb38\uc5d0 \uc5f0\uac04 \uc608\uc0b0\uc744 \uba85\ud655\ud558\uac8c \ud655\uc815\ud560 \uc218 \uc788\ub294 \uad6c\uc870\ub97c \ud615\uc131\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774\ub294 \ub2e8\uc21c\ud55c \ube44\uc6a9 \uc808\uac10\uc774 \uc544\ub2c8\ub77c \ube44\uc6a9\uc758 \uc608\uce21 \uac00\ub2a5\uc131\uc744 \ud655\ubcf4\ud558\ub294 \uc804\ub7b5\uc801 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0<\/span><\/b><b><span data-contrast=\"auto\">\uc9c1\uc6d0\ubcc4\u00a0\uc120\ud0dd \uad6c\uc870 \ubc18\uc601<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\ub9c8\ub2e4 \uc758\ub8cc \uc774\uc6a9 \ud328\ud134\uc740 \uc11c\ub85c \ub2e4\ub985\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud2b9\uc815 \ubcd1\uc6d0\uc744 \uc120\ud638\ud558\ub294 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ucc98\ubc29\uc57d \uc0ac\uc6a9 \uc5ec\ubd80<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uac00\uc871 \uad6c\uc131<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774\uc640 \uac19\uc740 \uc694\uc18c\ub294 \ub2e8\uc77c \ud50c\ub79c\uc73c\ub85c\ub294 \ubc18\uc601\ud558\uae30 \uc5b4\ub835\uc9c0\ub9cc,\u00a0<\/span><span data-contrast=\"auto\">ICHRA\ub97c<\/span><span data-contrast=\"auto\">\u00a0\ud1b5\ud574 \uac1c\uc778 \ub2e8\uc704 \uc120\ud0dd\uc744 \ud5c8\uc6a9\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \ucc28\uc774\ub97c \ubc18\uc601\ud560 \uc218 \uc788\ub294 \uad6c\uc870\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \uc6d0\uaca9\uadfc\ubb34 \ubc0f \ubd84\uc0b0 \uc870\uc9c1 \ub300\uc751<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ucd5c\uadfc \uc0ac\uc5c5 \ud658\uacbd\uc5d0\uc11c\ub294<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc6d0\uaca9\uadfc\ubb34<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud0c0\uc8fc\u00a0\uadfc\ubb34\uc790<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud558\uc774\ube0c\ub9ac\ub4dc \uc870\uc9c1<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774 \uc99d\uac00\ud558\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uadf8\ub8f9\ubcf4\ud5d8\uc740 \ud2b9\uc815 \uc9c0\uc5ed \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uae30\ubc18\ud558\uae30 \ub54c\ubb38\uc5d0 \uc9c1\uc6d0 \uc704\uce58\uc5d0 \ub530\ub77c \ud65c\uc6a9\uc131\uc774 \uc81c\ud55c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubc18\uba74\u00a0ICHRA\ub294\u00a0\uc9c1\uc6d0 \uac70\uc8fc \uc9c0\uc5ed \uae30\uc900\uc73c\ub85c \ubcf4\ud5d8 \uc120\ud0dd\uc774 \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0 \ubd84\uc0b0 \uc870\uc9c1 \uad6c\uc870\uc5d0 \ubcf4\ub2e4 \uc801\ud569\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\ucc38\uc5ec\uc728\u00a0\ubc0f\u00a0\uc2b9\uc778\u00a0\uc870\uac74\uc758\u00a0\uc81c\uc57d\u00a0\ud574\uc18c<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uae30\uc874 \uadf8\ub8f9\ubcf4\ud5d8\uc740 \ucd5c\uc18c \ucc38\uc5ec\uc728, \uac00\uc785 \uc778\uc6d0 \uc870\uac74 \ub4f1\uc758 \uae30\uc900\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">ICHRA\ub294\u00a0\uc774\ub7ec\ud55c\u00a0\uc870\uac74\uacfc\u00a0\ubb34\uad00\ud558\uac8c\u00a0\uc6b4\uc601\uc774\u00a0\uac00\ub2a5\ud558\uae30\u00a0\ub54c\ubb38\uc5d0\u00a0\ud2b9\ud788\u00a0\uc18c\uaddc\ubaa8\u00a0\ub610\ub294\u00a0\ubcc0\ub3d9\uc131\uc774\u00a0\uc788\ub294\u00a0\uc870\uc9c1\uc5d0\uc11c\u00a0\ud65c\uc6a9\ub3c4\uac00\u00a0\ub192\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">ICHRA\u00a0\ub3c4\uc785\u00a0\uc2dc\u00a0\uc720\uc758\uc0ac\ud56d<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\ubcf4\uc870\uae08(Premium\u00a0Tax<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Credit<\/span><\/b><b><span data-contrast=\"auto\">)\uacfc\uc758 \uad00\uacc4<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">ICHRA\ub294\u00a0\uac1c\uc778\u00a0\ubcf4\ud5d8\u00a0\ubcf4\uc870\uae08\u00a0\uad6c\uc870\uc640\u00a0\uc9c1\uc811\uc801\uc73c\ub85c\u00a0\uc5f0\uacb0\ub418\uba70,\u00a0\uc774\ub54c\u00a0\ud575\uc2ec\u00a0\uae30\uc900\uc740\u00a0Affordability(\uc801\uc815\uc131\u00a0\uae30\uc900)\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\uac00 \uc81c\uacf5\ud558\ub294 ICHRA \uc9c0\uc6d0\uae08\uc774 \uc815\ubd80 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \uacbd\uc6b0 \uc9c1\uc6d0\uc740 \ubcf4\uc870\uae08\uc744 \ud3ec\uae30\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubc18\ub300\ub85c \uc9c0\uc6d0 \uc218\uc900\uc774 \ub0ae\uc740 \uacbd\uc6b0, \uc9c1\uc6d0\uc740\u00a0ICHRA\ub97c\u00a0\uac70\uc808\ud558\uace0 \ubcf4\uc870\uae08\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub530\ub77c\uc11c \u201cICHRA\uac00\u00a0\uc720\ub9ac\ud55c\uac00\u201d\ubcf4\ub2e4\u00a0\uc9c1\uc6d0\uc774 \ubcf4\uc870\uae08 \ub300\uc0c1\uc778\uc9c0 \uc5ec\ubd80\ub97c \uba3c\uc800 \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uc9c1\uc6d0\u00a0\uc120\ud0dd\uc5d0\u00a0\ub530\ub978\u00a0\uc774\ud574\ub3c4\u00a0\ubb38\uc81c<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubcf4\ud5d8 \uc120\ud0dd\uc774 \uac1c\uc778\uc5d0\uac8c \uc704\uc784\ub418\ub294 \uad6c\uc870\uc5d0\uc11c\ub294 \ub124\ud2b8\uc6cc\ud06c, \uacf5\uc81c\uae08, \ubcf8\uc778\ubd80\ub2f4 \uad6c\uc870\uc5d0 \ub300\ud55c \uc774\ud574 \ubd80\uc871\uc73c\ub85c \uc778\ud574 \ube44\ud6a8\uc728\uc801\uc778 \uc120\ud0dd\uc774 \uc774\ub8e8\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774 \uacbd\uc6b0 \uc0ac\uc5c5\uc790\ub294 \ucd94\uac00\uc801\uc778 \uc124\uba85 \ub610\ub294 \uac00\uc774\ub4dc \uc81c\uacf5\uc774 \ud544\uc694\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\ub124\ud2b8\uc6cc\ud06c\u00a0\ubc0f\u00a0\uc758\ub8cc\u00a0\uc811\uadfc\u00a0\ucc28\uc774<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\ub9c8\ub2e4 \uc11c\ub85c \ub2e4\ub978 \ubcf4\ud5d8\uc744 \uc120\ud0dd\ud558\uac8c \ub418\uba74 \uc774\uc6a9 \uac00\ub2a5\ud55c \ubcd1\uc6d0 \ub124\ud2b8\uc6cc\ud06c\uc640 \uc758\ub8cc\ube44 \uad6c\uc870\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774\ub85c \uc778\ud574 \ud2b9\uc815 \uc9c1\uc6d0\uc740 \uc6d0\ud558\ub294 \ubcd1\uc6d0\uc744 \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\uac70\ub098 \uc608\uc0c1\ubcf4\ub2e4 \ub192\uc740 \ube44\uc6a9\uc744 \ubd80\ub2f4\ud558\uac8c \ub418\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70 \uc774\ub294 \uacb0\uacfc\uc801\uc73c\ub85c \uc9c1\uc6d0 \ub9cc\uc871\ub3c4 \ubc0f \uc6b4\uc601\uad00\ub9ac \uce21\uba74\uc5d0\uc11c \ucd94\uac00\uc801\uc778 \uace0\ub824 \uc694\uc18c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">ICHRA\uac00<\/span><\/b><b><span data-contrast=\"auto\">\u00a0\uc801\ud569\ud55c \uc0ac\uc5c5\uc790 \uc720\ud615<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/h3>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0 \uc704\uce58\uac00 \ubd84\uc0b0\ub41c \uc870\uc9c1<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc6d0\uaca9\uadfc\ubb34 \ube44\uc911\uc774 \ub192\uc740 \uae30\uc5c5<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubcf4\ud5d8 \ube44\uc6a9 \ubcc0\ub3d9\uc131\uc744 \uc904\uc774\uace0\uc790 \ud558\ub294 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0\ubcc4\u00a0\ubcf4\uc7a5 \uc694\uad6c\uac00 \uc0c1\uc774\ud55c \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">ICHRA\uc758\u00a0\ud575\uc2ec\u00a0\uac00\uce58\ub294\u00a0\ube44\uc6a9\u00a0\uc808\uac10\u00a0\uc790\uccb4\uac00\u00a0\uc544\ub2c8\ub77c\u00a0\uc608\uce21\u00a0\uac00\ub2a5\ud55c\u00a0\ube44\uc6a9\u00a0\uad6c\uc870\ub97c\u00a0\ud655\ubcf4\ud558\ub294\u00a0\ub370\u00a0\uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\ub294 \uc774\ub97c \ud1b5\ud574 \uc5f0\uac04 \ubcf4\ud5d8 \uc608\uc0b0\uc744 \uc0ac\uc804\uc5d0 \uc124\uacc4\ud560 \uc218 \uc788\uc73c\uba70 \uc678\ubd80 \ubcf4\ud5d8 \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245417&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240,&quot;335559745&quot;:0,&quot;335559746&quot;:0,&quot;335559796&quot;:0}\">\u00a0<\/span><\/p>\n<h3 class=\"\" data-fontsize=\"30\" data-lineheight=\"45px\"><span class=\"NormalTextRun SCXW130092143 BCX0\">2026\ub144 \uc0ac\uc5c5\uc790 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 ICHRA <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc0c1\ub2f4<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc774<\/span><span class=\"NormalTextRun SCXW130092143 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\ud544\uc694\ud558<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc138\uc694<\/span><span class=\"NormalTextRun SCXW130092143 BCX0\">?<\/span><\/h3>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\" target=\"_blank\" rel=\"noopener\">\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc804\ubb38 \ube0c\ub85c\ucee4\uba70 <a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%a7%81%ec%9b%90-%ec%86%8c%ea%b0%9c\/\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uc5b4 \uc0c1\ub2f4 \uc5d0\uc774\uc804\ud2b8<\/a>\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc800\uc758 \ud68c\uc0ac \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \ud68c\uc0ac\uc640 \uc9c1\uc6d0\ub4e4\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758\u00a0<a href=\"https:\/\/skylinebenefit.com\/ko\/%ea%b7%b8%eb%a3%b9-%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98\/\" target=\"_blank\" rel=\"noopener\">\ube44\uc9c0\ub2c8\uc2a4 \uac74\uac15\ubcf4\ud5d8<\/a>\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span data-contrast=\"none\">\uc0ac\uc5c5\uccb4 \uaddc\ubaa8\uc640 \uc9c1\uc6d0 \uad6c\uc131\uc5d0 \ub9de\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \ube44\uad50\ud558\uace0 \uac80\ud1a0\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<p>\uc624\ub298 \uc804\ud654\ud558\uc154\uc11c \uc0ac\uc5c5\uc790 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0 <a href=\"tel:7148885112\">(714) 888-5112<\/a><\/p>\n<h3 class=\"\" data-fontsize=\"30\" data-lineheight=\"45px\">\uadf8\ub8f9 \uac74\uac15 \ubcf4\ud5d8 \uc628\ub77c\uc778 \uacac\uc801 \ubc1b\uae30<\/h3>\n<div><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/www.quotit.net\/Quotit\/Apps\/EproV2\/ZipEntry?license_no=Z5CYX4&amp;brokerIdHash=110026659\" target=\"_blank\" rel=\"noopener\"><span class=\"fusion-button-text\"><strong>\uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uacac\uc801 \ubc1b\uae30<\/strong><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>2026\ub144\uc744\u00a0\uae30\uc900\uc73c\ub85c\u00a0\uc0ac\uc5c5\uc790\u00a0\uadf8\ub8f9\u00a0\uac74\uac15\ubcf4\ud5d8\u00a0\ud658\uacbd\uc740\u00a0\ube44\uc6a9\u00a0\uad6c\uc870\uc640\u00a0\uc120\ud0dd\u00a0\ubc29\uc2dd\u00a0\uce21\uba74\uc5d0\uc11c\u00a0\uc810\ucc28\u00a0\ubcc0\ud654\ud558\uace0\u00a0\uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ubcf4\ud5d8\ub8cc \uc0c1\uc2b9 \ucd94\uc138\ub294 \uc5ec\uc804\ud788 \uc9c0\uc18d\ub418\uace0 \uc788\uc73c\uba70 \ubcf4\ud5d8\uc0ac \uc911\uc2ec\uc73c\ub85c \uacb0\uc815\ub418\ub294 \uac31\uc2e0 \uad6c\uc870 \uc5ed\uc2dc \ud070 \ubcc0\ud654\ub97c \ubcf4\uc774\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.\u00a0<\/p>\n<p>\uc774\ub7ec\ud55c \uad6c\uc870\uc5d0\uc11c\ub294 \uc0ac\uc5c5\uc790\uac00 \uc7a5\uae30\uc801\uc778 \ube44\uc6a9\uc744 \uc608\uce21\ud558\uace0 \uc548\uc815\uc801\uc73c\ub85c \uc608\uc0b0\uc744 \uc124\uacc4\ud558\ub294 \ub370 \ud55c\uacc4\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n<p>\uc774\uc640 \uac19\uc740 \ud750\ub984 \uc18d\uc5d0\uc11c \uc0ac\uc5c5\uc790\uac00 \ube44\uc6a9\uc744 \uc9c1\uc811 \uc124\uacc4\ud558\uace0 \uc9c1\uc6d0 \uc120\ud0dd\uc744 \ubc18\uc601\ud560 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c ICHRA \uae30\ubc18 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870\uac00 \ud558\ub098\uc758 \ub300\uc548\uc73c\ub85c \uac80\ud1a0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":17728,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[600],"tags":[601,2061,2060,2050],"class_list":["post-17727","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-600","tag-601","tag---ichra","tag-2060","tag-2050"],"acf":[],"yoast_head":"<!-- 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