{"id":17758,"date":"2026-04-13T11:37:50","date_gmt":"2026-04-13T18:37:50","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=17758"},"modified":"2026-04-13T11:37:50","modified_gmt":"2026-04-13T18:37:50","slug":"2026%eb%85%84-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%82%ac%ec%97%85%ec%9e%90%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%82%ac%ec%97%85%ec%9e%90%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98\/","title":{"rendered":"2026\ub144 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790\uac00 \uc54c\uc544\uc57c \ud560 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870"},"content":{"rendered":"<p><span data-contrast=\"auto\">2026\ub144 \uae30\uc900 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\ub098 \ud50c\ub79c\uc744 \ube44\uad50\ud558\ub294 \uc218\uc900\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub3d9\uc77c\ud55c \ubcf4\ud5d8\uc774\ub77c\ub3c4 \uc5b4\ub5a4 \uad6c\uc870\ub85c \uc6b4\uc601\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc2e4\uc81c \ube44\uc6a9<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0 \ub9cc\uc871\ub3c4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc7a5\uae30 \uc720\uc9c0 \ubd80\ub2f4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774 \uc644\uc804\ud788 \ub2ec\ub77c\uc9c0\ub294 \uad6c\uc870\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud2b9\ud788 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9, \ubcf4\ud5d8\uc0ac\ubcc4 \ub124\ud2b8\uc6cc\ud06c \ucc28\uc774, \uc9c1\uc6d0 \uad6c\uc131\uc758 \ub2e4\uc591\uc131 \ub4f1\uc774 \ub3d9\uc2dc\uc5d0 \uc791\uc6a9\ud558\uba74\uc11c \ub2e8\uc77c \uad6c\uc870\ub85c \ubaa8\ub4e0 \uc0c1\ud669\uc744 \ud574\uacb0\ud558\uae30 \uc5b4\ub824\uc6b4 \ud658\uacbd\uc774 \ud615\uc131\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8\uc758 4\uac00\uc9c0 \ud575\uc2ec \uad6c\uc870<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714 \uc804\ud1b5\uc801\uc778 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 (Traditional Group Plan<\/span><\/b><b><span data-contrast=\"auto\">)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uac00\uc7a5 \ubcf4\ud3b8\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc0ac\uc5c5\uc790\uac00 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac\uc640 \uc9c1\uc811 \uacc4\uc57d\ud558\uc5ec \ud558\ub098\uc758 \ud50c\ub79c\uc744 \uc9c1\uc6d0\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc6b4\uc601 \uad6c\uc870\uac00 \ub2e8\uc21c<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0\uc758 \uc120\ud0dd \ubd80\ub2f4\uc774 \uc801\uc74c<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubcf4\ud5d8\uc0ac \uae30\uc900\uc73c\ub85c \uac31\uc2e0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ubaa8\ub4e0 \uc9c1\uc6d0\uc5d0\uac8c \ub3d9\uc77c\ud55c \ubcf5\uc9c0 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uace0\uc790 \ud560 \ub54c \uc801\ud569\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 <\/span><\/b><b><span data-contrast=\"auto\">\ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \uae30\ubc18 \uad6c\uc870 (CCSB)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Covered<\/span><\/b> <b><span data-contrast=\"auto\">California<\/span><\/b> <b><span data-contrast=\"auto\">for<\/span><\/b> <b><span data-contrast=\"auto\">Small Business<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uacf5\uacf5 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac \ud50c\ub79c\uc744 \ube44\uad50\ud558\uace0 \uc120\ud0dd\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Bronze<\/span><span data-contrast=\"auto\"> \/ <\/span><span data-contrast=\"auto\">Silver<\/span><span data-contrast=\"auto\"> \/ <\/span><span data-contrast=\"auto\">Gold \/ Platinum \uad6c\uc870<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ub3d9\uc77c \ub4f1\uae09 \ub0b4 \ubcf5\uc218 \ubcf4\ud5d8\uc0ac \uc120\ud0dd \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc870\uac74 \ucda9\uc871 \uc2dc \uc138\uae08 \ud06c\ub808\ub527 \uc801\uc6a9 \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ucd5c\ub300 \uc57d 50% \uc218\uc900\uc758 <\/span><a href=\"https:\/\/skylinebenefit.com\/ko\/2026%eb%85%84-%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ec%8a%a4%eb%aa%b0-%eb%b9%84%ec%a6%88%eb%8b%88%ec%8a%a4-%ec%84%b8%ea%b8%88-%ed%81%ac%eb%a0%88%eb%94%a7-%ec%a1%b0\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">\uc5f0\ubc29 \uc138\uc561 \uacf5\uc81c(<\/span><span data-contrast=\"none\">Tax<\/span> <span data-contrast=\"none\">Credit<\/span><span data-contrast=\"none\">)<\/span><\/a><span data-contrast=\"auto\"> \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70, \uc138\uae08 \ud61c\ud0dd\uacfc \uacf5\uacf5 \uc2dc\uc2a4\ud15c\uc758 \uc548\uc815\uc131\uc744 \ud568\uaed8 \uace0\ub824\ud558\ub294 \uacbd\uc6b0 \uc801\ud569\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \uc120\ud0dd \uae30\ubc18 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870 (Defined<\/span><\/b> <b><span data-contrast=\"auto\">Contribution<\/span><\/b><b><span data-contrast=\"auto\">)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud68c\uc0ac\uac00 \uae30\uc900\uc774 \ub418\ub294 \ub798\ud37c\ub7f0\uc2a4 \ud50c\ub79c(Reference Plan)\uc744 \uc124\uc815\ud558\uace0 \uc9c1\uc6d0\uc774 \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac \uc911 \ubcf8\uc778\uc5d0\uac8c \ub9de\ub294 \ud50c\ub79c\uc744 \uc120\ud0dd\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0\uc774 \ubcf4\ud5d8\uc0ac \ubc0f \ud50c\ub79c \uc9c1\uc811 \uc120\ud0dd<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc5ec\ub7ec \ubcf4\ud5d8\uc0ac \ub3d9\uc2dc \uc81c\uacf5 \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud68c\uc0ac\ub294 \uc9c0\uc6d0 \uae08\uc561 \uae30\uc900\uc73c\ub85c \ube44\uc6a9 \uad00\ub9ac<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\ub9c8\ub2e4 \uc120\ud638\ud558\ub294 \ubcd1\uc6d0\uc774\ub098 \ubcf4\ud5d8\uc0ac\uac00 \ub2e4\ub978 \uacbd\uc6b0 \ub9cc\uc871\ub3c4\ub97c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uc0ac\uc5c5\uc790 \uc608\uc0b0\uc744 \ud1b5\uc81c\ud560 \uc218 \uc788\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub300\ud45c\uc801\uc73c\ub85c \uce98\ub9ac\ud3ec\ub2c8\uc544 \ucd08\uc774\uc2a4\uc640 \uac19\uc740 \uad6c\uc870\uac00 \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \ube44\uc6a9 \uc9c0\uc6d0 \uae30\ubc18 \uad6c\uc870 (ICHRA)<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud68c\uc0ac\uac00 \ubcf4\ud5d8\uc744 \uc9c1\uc811 \uc81c\uacf5\ud558\ub294 \ub300\uc2e0 \uc9c1\uc6d0\uc774 \uac1c\uc778 \uac74\uac15\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uba74 \uc0ac\uc5c5\uc790\uac00 \uc77c\uc815 \uae08\uc561\uc744 \ube44\uacfc\uc138\ub85c \ud658\uae09\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubcf4\ud5d8 \uc120\ud0dd\uc774 \uc9c1\uc6d0\uc5d0\uac8c \uc644\uc804\ud788 \uc704\uc784\ub428<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\ub294 \uc9c0\uc6d0 \uae08\uc561\ub9cc \uc124\uc815<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ube44\uc6a9 \uc608\uce21 \uac00\ub2a5\uc131 \ub192\uc74c<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ubcf4\ud5d8\ub8cc \ubcc0\ub3d9 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0 \uc608\uc0b0\uc744 \uc0ac\uc804\uc5d0 \ud655\uc815\ud574\uc57c \ud558\ub294 \uacbd\uc6b0 \uc720\ub9ac\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\uad6c\uc870\ubcc4 \ud575\uc2ec \ucc28\uc774<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\uac00 \ubcf4\ud5d8 \uc120\ud0dd<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubcf4\ud5d8\uc0ac \uae30\uc900\uc73c\ub85c \ube44\uc6a9 \uacb0\uc815<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">\u2714 \uc120\ud0dd \uae30\ubc18 \uad6c\uc870<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0\uc774 \ubcf4\ud5d8 \uc120\ud0dd<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uae30\uc900 \ud50c\ub79c \uae30\ubc18\uc73c\ub85c \ube44\uc6a9 \ud1b5\uc81c<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">\u2714 \ube44\uc6a9 \uc9c0\uc6d0 \uad6c\uc870<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0\uc774 \uac1c\uc778 \ubcf4\ud5d8 \uc120\ud0dd<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\uac00 \uc9c0\uc6d0 \uae08\uc561 \uc124\uc815<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774 \ucc28\uc774\ub294 \ub2e8\uc21c \ubcf4\ud5d8\ub8cc \uc218\uc900\uc774 \uc544\ub2c8\ub77c \uc6b4\uc601 \ubc29\uc2dd \uc790\uccb4\ub97c \uacb0\uc815\ud558\ub294 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\uad6c\uc870 \uc120\ud0dd \uc2dc \uace0\ub824\ud574\uc57c \ud560 \uae30\uc900<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><b><span data-contrast=\"auto\">\u2714 \uc9c1\uc6d0 \uad6c\uc131 \ubc0f \ubd84\ud3ec<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0\uc758 \uc5f0\ub839\ub300, \uac00\uc871 \uad6c\uc131, \uac70\uc8fc \uc9c0\uc5ed\uc740 \ubcf4\ud5d8 \uc120\ud0dd \uae30\uc900\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc608\ub97c \ub4e4\uc5b4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"10\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud2b9\uc815 \uc9c0\uc5ed \ubcd1\uc6d0 \uc774\uc6a9 \ube44\uc728\uc774 \ub192\uc740 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"10\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uac00\uc871 \ub2e8\uc704 \uac00\uc785\uc790\uac00 \ub9ce\uc740 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ub124\ud2b8\uc6cc\ud06c \uad6c\uc870(<\/span><span data-contrast=\"auto\">HMO\/ PPO<\/span><span data-contrast=\"auto\"> \ub4f1)\uc5d0 \ub530\ub77c \uccb4\uac10 \ub9cc\uc871\ub3c4\uac00 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub530\ub77c\uc11c \uc9c1\uc6d0 \uad6c\uc131 \ubd84\uc11d \uc5c6\uc774 \uad6c\uc870\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc740 \uc2e4\uc81c \uc0ac\uc6a9\uc131\uacfc \ub9de\uc9c0 \uc54a\ub294 \uc124\uacc4\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \uc758\ub8cc \uc774\uc6a9 \ud328\ud134<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc815\uae30\uc801\uc778 \uc9c4\ub8cc\uac00 \ud544\uc694\ud55c \uc9c1\uc6d0\uc774 \ub9ce\uc740 \uacbd\uc6b0 \u2192 \ub124\ud2b8\uc6cc\ud06c \uc548\uc815\uc131\uc774 \uc911\uc694<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc758\ub8cc \uc774\uc6a9\uc774 \uc801\uc740 \uacbd\uc6b0 \u2192 \ube44\uc6a9 \uc911\uc2ec \uad6c\uc870\uac00 \uc720\ub9ac<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774 \uc694\uc18c\ub294 \ub2e8\uc21c \ubcf4\ud5d8\ub8cc\ubcf4\ub2e4 \uc2e4\uc81c \ube44\uc6a9 \uccb4\uac10\uc5d0 \ub354 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \uc138\uae08 \uad6c\uc870 \ubc0f \ud06c\ub808\ub527 \uc801\uc6a9 \uc5ec\ubd80<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud2b9\uc815 \uad6c\uc870\uc5d0\uc11c\ub294 \uc138\uae08 \ud06c\ub808\ub527 \uc801\uc6a9 \uc5ec\ubd80\uac00 \uc804\uccb4 \ube44\uc6a9\uc744 \ud06c\uac8c \ubc14\uafc0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc608\ub97c \ub4e4\uc5b4 CCSB \uad6c\uc870\uc758 \uacbd\uc6b0 \uc870\uac74 \ucda9\uc871 \uc2dc \uc138\uae08 \ud06c\ub808\ub527\uc744 \ud1b5\ud574 \uc2e4\uc9c8\uc801\uc778 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub530\ub77c\uc11c \ub2e8\uc21c \ubcf4\ud5d8\ub8cc\uac00 \uc544\ub2c8\ub77c \uc138\ud6c4 \ube44\uc6a9 \uae30\uc900\uc73c\ub85c \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \ube44\uc6a9 \uc608\uce21 \uac00\ub2a5\uc131\uacfc \uc7ac\ubb34 \uacc4\ud68d<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uac74\uac15\ubcf4\ud5d8\uc740 \ub2e8\uae30 \ube44\uc6a9\ubcf4\ub2e4 \uc7a5\uae30 \ube44\uc6a9 \uad6c\uc870\uac00 \ub354 \uc911\uc694\ud55c \ud56d\ubaa9\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uadf8\ub8f9\ubcf4\ud5d8 \u2192 \uac31\uc2e0 \uc2dc\uc810\ub9c8\ub2e4 \ube44\uc6a9 \ubcc0\ub3d9<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc120\ud0dd \uad6c\uc870 \u2192 \uc77c\uc815 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc870\uc815 \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">ICHRA \u2192 \ube44\uc6a9 \uc0ac\uc804 \ud655\uc815<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc0ac\uc5c5\uc790\uc758 \uc7ac\ubb34 \uacc4\ud68d\uc5d0 \ub530\ub77c \uc608\uce21 \uac00\ub2a5\ud55c \uad6c\uc870\uac00 \ud544\uc694\ud55c\uc9c0 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 \ud5a5\ud6c4 \uc870\uc9c1 \ubcc0\ud654 \uac00\ub2a5\uc131<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc9c1\uc6d0 \uc218 \uc99d\uac00, \uc0ac\uc5c5 \ud655\uc7a5 \ub4f1\uc758 \ubcc0\ud654\ub294 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"13\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc18c\uaddc\ubaa8 \u2192 \uc911\uaddc\ubaa8\ub85c \uc131\uc7a5 \uc2dc \u2192 \uad6c\uc870 \ubcc0\uacbd \ud544\uc694 \ubc1c\uc0dd \uac00\ub2a5<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ub530\ub77c\uc11c \ud604\uc7ac \uc0c1\ud669\ubfd0 \uc544\ub2c8\ub77c \ud5a5\ud6c4 2~3\ub144\uc758 \ubcc0\ud654\uae4c\uc9c0 \uace0\ub824\ud55c \uc124\uacc4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3 class=\"\" data-fontsize=\"30\" data-lineheight=\"45px\"><span class=\"NormalTextRun SCXW130092143 BCX0\">2026\ub144 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc0c1\ub2f4<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc774<\/span><span class=\"NormalTextRun SCXW130092143 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\ud544\uc694\ud558<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW130092143 BCX0\">\uc138\uc694<\/span><span class=\"NormalTextRun SCXW130092143 BCX0\">?<\/span><\/h3>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\" target=\"_blank\" rel=\"noopener\">\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc804\ubb38 \ube0c\ub85c\ucee4\uba70 <a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%a7%81%ec%9b%90-%ec%86%8c%ea%b0%9c\/\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uc5b4 \uc0c1\ub2f4 \uc5d0\uc774\uc804\ud2b8<\/a>\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc800\uc758 \ud68c\uc0ac \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \ud68c\uc0ac\uc640 \uc9c1\uc6d0\ub4e4\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758\u00a0<a href=\"https:\/\/skylinebenefit.com\/ko\/%ea%b7%b8%eb%a3%b9-%ea%b1%b4%ea%b0%95-%eb%b3%b4%ed%97%98\/\" target=\"_blank\" rel=\"noopener\">\ube44\uc9c0\ub2c8\uc2a4 \uac74\uac15\ubcf4\ud5d8<\/a>\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span data-contrast=\"none\">\uc0ac\uc5c5\uccb4 \uaddc\ubaa8\uc640 \uc9c1\uc6d0 \uad6c\uc131\uc5d0 \ub9de\ub294 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \ube44\uad50\ud558\uace0 \uac80\ud1a0\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<p>\uc624\ub298 \uc804\ud654\ud558\uc154\uc11c \uc18c\uaddc\ubaa8 \uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0 <a href=\"tel:7148885112\">(714) 888-5112<\/a><\/p>\n<h3 class=\"\" data-fontsize=\"30\" data-lineheight=\"45px\">\uadf8\ub8f9 \uac74\uac15 \ubcf4\ud5d8 \uc628\ub77c\uc778 \uacac\uc801 \ubc1b\uae30<\/h3>\n<div><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/www.quotit.net\/Quotit\/Apps\/EproV2\/ZipEntry?license_no=Z5CYX4&amp;brokerIdHash=110026659\" target=\"_blank\" rel=\"noopener\"><span class=\"fusion-button-text\"><strong>\uadf8\ub8f9 \uac74\uac15\ubcf4\ud5d8 \uacac\uc801 \ubc1b\uae30<\/strong><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>2026\ub144 \uae30\uc900 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790 \uac74\uac15\ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\ub098 \ud50c\ub79c\uc744 \ube44\uad50\ud558\ub294 \uc218\uc900\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ub3d9\uc77c\ud55c \ubcf4\ud5d8\uc774\ub77c\ub3c4 \uc5b4\ub5a4 \uad6c\uc870\ub85c \uc6b4\uc601\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c\u00a0<\/p>\n<p>\uc2e4\uc81c \ube44\uc6a9\u00a0<br \/>\n\uc9c1\uc6d0 \ub9cc\uc871\ub3c4\u00a0<br \/>\n\uc7a5\uae30 \uc720\uc9c0 \ubd80\ub2f4\u00a0<\/p>\n<p>\uc774 \uc644\uc804\ud788 \ub2ec\ub77c\uc9c0\ub294 \uad6c\uc870\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ud2b9\ud788 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9, \ubcf4\ud5d8\uc0ac\ubcc4 \ub124\ud2b8\uc6cc\ud06c \ucc28\uc774, \uc9c1\uc6d0 \uad6c\uc131\uc758 \ub2e4\uc591\uc131 \ub4f1\uc774 \ub3d9\uc2dc\uc5d0 \uc791\uc6a9\ud558\uba74\uc11c \ub2e8\uc77c \uad6c\uc870\ub85c \ubaa8\ub4e0 \uc0c1\ud669\uc744 \ud574\uacb0\ud558\uae30 \uc5b4\ub824\uc6b4 \ud658\uacbd\uc774 \ud615\uc131\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":17759,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[600],"tags":[601,2058,2055,2060,2050],"class_list":["post-17758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-600","tag-601","tag-2058","tag-2055","tag-2060","tag-2050"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2026\ub144 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790\uac00 \uc54c\uc544\uc57c \ud560 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870 - Skyline Benefit<\/title>\n<meta name=\"description\" content=\"\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8\uc740 \uc800\ub834\ud558\uace0 \ub2e4\uc591\ud55c \uadf8\ub8f9 \uac74\uac15 \ubcf4\ud5d8 \uc804\ubb38 \ube0c\ub85c\ucee4 \uc785\ub2c8\ub2e4. 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