{"id":18215,"date":"2026-05-29T11:36:14","date_gmt":"2026-05-29T18:36:14","guid":{"rendered":"https:\/\/skylinebenefit.com\/?p=18215"},"modified":"2026-05-29T11:36:14","modified_gmt":"2026-05-29T18:36:14","slug":"%ea%b0%80%ec%a1%b1-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%84%a0%ed%83%9d-%eb%b0%b0%ec%9a%b0%ec%9e%90-%ec%a7%81%ec%9e%a5%eb%b3%b4%ed%97%98-vs-%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac","status":"publish","type":"post","link":"https:\/\/skylinebenefit.com\/ko\/%ea%b0%80%ec%a1%b1-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%84%a0%ed%83%9d-%eb%b0%b0%ec%9a%b0%ec%9e%90-%ec%a7%81%ec%9e%a5%eb%b3%b4%ed%97%98-vs-%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac\/","title":{"rendered":"\uac00\uc871 \uac74\uac15\ubcf4\ud5d8 \uc120\ud0dd: \ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8 vs \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544"},"content":{"rendered":"<p><span data-contrast=\"auto\">\ubbf8\uad6d\uc5d0\uc11c \uac00\uc871 \uac74\uac15\ubcf4\ud5d8\uc744 \uc54c\uc544\ubcfc \ub54c\u00a0\uac00\uc7a5 \ub9ce\uc774 \uace0\ubbfc\ud558\ub294 \ubd80\ubd84 \uc911 \ud558\ub098\uac00\u00a0\ubc14\ub85c\u00a0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8\uc5d0 \uac00\uc871\uc744 \ucd94\uac00\ud560\uc9c0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Covered\u00a0California\ub85c\u00a0\uac00\uc785\ud560\uc9c0<\/span> \uc785\ub2c8\ub2e4.<span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ud2b9\ud788 \uc790\ub140\uac00 \uc0dd\uae30\uac70\ub098 \uac00\uc871 \uad6c\uc131\uc6d0\uc774 \ub298\uc5b4\ub098\uae30 \uc2dc\uc791\ud558\uba74 \uac74\uac15\ubcf4\ud5d8 \ube44\uc6a9 \ucc28\uc774\uac00 \uac11\uc790\uae30 \ucee4\uc9c0\ub294 \uacbd\uc6b0\uac00 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ucc98\uc74c\uc5d0\ub294 \uc9c1\uc6d0 \ud63c\uc790 \uac00\uc785\ud560 \ub54c \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \ud06c\uc9c0 \uc54a\uc558\ub294\ub370, \ubc30\uc6b0\uc790\uc640 \uc790\ub140\ub97c \ucd94\uac00\ud558\ub294 \uc21c\uac04 \uc6d4 \ubcf4\ud5d8\ub8cc\uac00 \ud06c\uac8c \uc99d\uac00\ud558\ub294 \uc0c1\ud669\ub3c4 \ud754\ud558\uac8c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">2026\ub144\u00a0\ud604\uc7ac\ub294\u00a0\ub2e8\uc21c\ud788\u00a0\uc9c1\uc7a5\ubcf4\ud5d8\u00a0\uc5ec\ubd80\ubcf4\ub2e4\u00a0\uc2e4\uc81c\u00a0\uac00\uc871\u00a0\uc804\uccb4\u00a0\ubcf4\ud5d8\ub8cc\u00a0\ubd80\ub2f4\uacfc\u00a0\uc5f0\uac04\u00a0\uc758\ub8cc\ube44\u00a0\uad6c\uc870\uae4c\uc9c0\u00a0\ud568\uaed8\u00a0\ube44\uad50\ud558\ub294\u00a0\uacfc\uc815\uc774\u00a0\uc911\uc694\ud574\uc9c0\uace0\u00a0\uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8 \ucd94\uac00 \uc2dc \ubcf4\ud5d8\ub8cc\uac00 \uc624\ub974\ub294 \uc774\uc720<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">\ubbf8\uad6d \uc9c1\uc7a5 \uac74\uac15\ubcf4\ud5d8\uc740 \ud68c\uc0ac\uac00 \uc9c1\uc6d0(Employee) \ubcf8\uc778 \ubcf4\ud5d8\ub8cc \uc77c\ubd80\ub97c \uc9c0\uc6d0\ud558\ub294 \uad6c\uc870\uac00 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub2e4\ub9cc, \ubc30\uc6b0\uc790 \ubc0f \uc790\ub140 \ucd94\uac00, \uac00\uc871 \ud50c\ub79c \ubcc0\uacbd\uc774 \uc774\ub8e8\uc5b4\uc9c0\uba74 \ubcf4\ud5d8\ub8cc\uac00 \ud06c\uac8c \uc99d\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc2e4\uc81c\ub85c\ub294<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0 \ub2e8\ub3c5 \uac00\uc785\uc740 \uc800\ub834<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubc30\uc6b0\uc790 \ucd94\uac00\ub294 \ubcf4\ud5d8\ub8cc \uae09\ub4f1<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uac00\uc871 \ud50c\ub79c\uc740 \ub354 \uc0c1\uc2b9<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uad6c\uc870\uac00 \ub098\ud0c0\ub098\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ub610\ud55c \uc77c\ubd80 \ud68c\uc0ac\uc5d0\uc11c\ub294<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubc30\uc6b0\uc790 \ucd94\uac00 \ube44\uc6a9(Spouse\u00a0Surcharge)<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud761\uc5f0 \ucd94\uac00 \ube44\uc6a9(<\/span><span data-contrast=\"auto\">Tobacco\u00a0Surcharge)<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ub4f1 \ubcc4\ub3c4 \ube44\uc6a9\uc774 \ubd99\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uacb0\uad6d \uc9c1\uc7a5\ubcf4\ud5d8 \uc5ec\ubd80\ubcf4\ub2e4\ub294 \uc2e4\uc81c \uac00\uc871 \uc804\uccb4 \ubcf4\ud5d8\ub8cc\uac00 \uc5bc\ub9c8\uc778\uc9c0 \ud655\uc778\ud558\ub294 \uacfc\uc815\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\uac00 \ub354 \uc720\ub9ac\ud560 \uc218 \uc788\ub294 \uc0c1\ud669<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">\uac00\uc871 \uc0c1\ud669\uc5d0 \ub530\ub77c\uc11c\ub294\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \uac1c\uc778 \uac74\uac15\ubcf4\ud5d8\uc774 \ub354 \ud604\uc2e4\uc801\uc778 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc7a5\ubcf4\ud5d8 \uac00\uc871 \ubcf4\ud5d8\ub8cc\uac00 \ub108\ubb34 \ub192\uc740 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud68c\uc0ac \ubd80\ub2f4 \ube44\uc728\uc774 \ub0ae\uc740 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc790\ub140\u00a0Medi-Cal\u00a0\uac00\ub2a5\uc131\uc774 \uc788\ub294 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc815\ubd80 \ubcf4\uc870\uae08(Subsidy) \uc801\uc6a9\uc774 \uac00\ub2a5\ud55c \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc2e4\ubc84 CSR(\ube44\uc6a9 \ubd84\ub2f4 \ubcf4\uc870) \uc801\uc6a9 \uac00\ub2a5 \uad6c\uac04\uc778 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\ud2b9\ud788\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\ub294 \uc18c\ub4dd \uae30\uc900\uc5d0 \ub530\ub77c \uc815\ubd80 \ubcf4\uc870\uae08\uc774 \uc5f0\uacb0\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uac00\uc871 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4 \ucc28\uc774\uac00 \ud06c\uac8c \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">\uac00\uc871 \ubcf4\ud5d8\ub8cc \uae30\uc900 \ubcc0\ud654<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">\uac00\uc871 \uac74\uac15\ubcf4\ud5d8\uc5d0\uc11c \ucd5c\uadfc\u00a0\uac00\uc7a5 \uc911\uc694\ud558\uac8c \ubc14\ub010 \ubd80\ubd84 \uc911 \ud558\ub098\uac00\u00a0\ubc14\ub85c \uac00\uc871 \ubcf4\ud5d8\ub8cc \uae30\uc900 \ubcc0\ud654\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uacfc\uac70\uc5d0\ub294 \uc9c1\uc7a5\ubcf4\ud5d8\uc774 \uc788\uc73c\uba74 \ubc30\uc6b0\uc790\uc640 \uc790\ub140\ub3c4\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\uc870\uae08\uc744 \ubc1b\uae30\u00a0\uc5b4\ub824\uc6b4 \uad6c\uc870\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc608\ub97c \ub4e4\uc5b4<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ub0a8\ud3b8 \uc9c1\uc7a5\ubcf4\ud5d8 \ubcf8\uc778 \ubcf4\ud5d8\ub8cc\ub294 \uc800\ub834<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ud558\uc9c0\ub9cc \ubc30\uc6b0\uc790\uc640 \uc790\ub140\ub97c \ucd94\uac00\ud558\uba74 \ubcf4\ud5d8\ub8cc\uac00 \ub9e4\uc6b0 \ub192\uc544\uc9d0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uc774\ub7f0 \uc0c1\ud669\uc774\uc5b4\ub3c4 \uc815\ubd80\ub294 \u201c\uc9c1\uc7a5\ubcf4\ud5d8\uc774 \uc81c\uacf5\ub418\uace0\u00a0\uc788\ub2e4\u201d\ub294\u00a0\uc774\uc720\ub85c \uac00\uc871 \uc804\uccb4\uc758\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\uc870\uae08\uc744 \uc81c\ud55c\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc989, \uc2e4\uc81c\ub85c\ub294 \uac00\uc871 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \ub9e4\uc6b0 \ud070\ub370\ub3c4 \ubc30\uc6b0\uc790\uc640 \uc790\ub140\uac00 \uc815\ubd80 \ubcf4\uc870\uae08\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6e0\ub358 \uac83\uc785\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc774 \ubb38\uc81c\ub97c \ud754\ud788 \u201c\ud328\ubc00\ub9ac\u00a0\uae00\ub9ac\uce58<\/span><span data-contrast=\"auto\">(Family Glitch)\ub77c\uace0\u00a0\ubd88\ub800\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">2026\ub144\u00a0<\/span><span data-contrast=\"auto\">\ud604\uc7ac\ub294 \uac00\uc871 \ucd94\uac00 \ube44\uc6a9(Family Premium) \ubd80\ub2f4\uae4c\uc9c0 \ud568\uaed8 \uace0\ub824\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uc218\uc815\ub418\uba74\uc11c,\u00a0\uac00\uc871 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \uc77c\uc815 \uc218\uc900 \uc774\uc0c1 \ub192\uc740 \uacbd\uc6b0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc9c1\uc6d0 \ubcf8\uc778\uc740 \uc9c1\uc7a5\ubcf4\ud5d8 \uc720\uc9c0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">\ubc30\uc6b0\uc790\uc640 \uc790\ub140\ub294\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \uac00\uc785<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:800,&quot;335559991&quot;:400,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">\uc790\ub140\ub294\u00a0\uba54\ub514\uce7c\u00a0\uc5f0\uacb0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\uac19\uc740 \ud63c\ud569 \uad6c\uc870\ub3c4 \uc774\uc804\ubcf4\ub2e4 \ud6e8\uc52c \ud604\uc2e4\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Skyline<\/span><\/b><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><b><span data-contrast=\"auto\">Benefit\uc774\u00a0\uc9c0\uc6d0\ud558\ub294\u00a0\ubc29\uc2dd<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">\uac00\uc871 \uac74\uac15\ubcf4\ud5d8\uc740 \ub2e8\uc21c\ud788 \u201c\uac00\uc7a5 \uc800\ub834\ud55c\u00a0\ubcf4\ud5d8\u201d\uc744\u00a0\uc120\ud0dd\ud558\ub294 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \uac00\uc871 \uad6c\uc131\uc6d0\ubcc4 \uc0c1\ud669\uacfc \uc2e4\uc81c \uc758\ub8cc \uc774\uc6a9 \uad6c\uc870\uae4c\uc9c0 \ud568\uaed8 \uace0\ub824\ud558\ub294 \uacfc\uc815\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uc9c1\uc7a5\ubcf4\ud5d8\u00a0vs\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544\u00a0\ube44\uc6a9\u00a0\ube44\uad50<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc2e4\uc81c \uc6d4 \ubcf4\ud5d8\ub8cc\uc640 \uc608\uc0c1 \ubcf8\uc778 \ubd80\ub2f4 \uad6c\uc870\ub97c \ud568\uaed8 \ube44\uad50\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uac00\uc871\ubcc4\u00a0\ud63c\ud569\u00a0\uad6c\uc870\u00a0\uac80\ud1a0<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8, \uc790\ub140\u00a0\uba54\ub514\uce7c,\u00a0\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc870\ud569 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud568\uaed8 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714 HMO \/ PPO\u00a0\uad6c\uc870\u00a0\ube44\uad50<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ubcd1\uc6d0 \uc774\uc6a9 \ubc29\uc2dd\uacfc \ub124\ud2b8\uc6cc\ud06c \ucc28\uc774\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc548\ub0b4\ud569\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uc790\ub140\u00a0\ubcd1\uc6d0\u00a0\ubc0f\u00a0\uc18c\uc544\uacfc\u00a0\ub124\ud2b8\uc6cc\ud06c\u00a0\ud655\uc778<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\ud604\uc7ac \uc774\uc6a9 \uc911\uc778 \ubcd1\uc6d0\uacfc \uc18c\uc544\uacfc \uc804\ubb38\uc758 \uc5f0\uacb0 \uc5ec\ubd80\ub97c \ud568\uaed8 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">\u2714\u00a0\uac00\uc871\u00a0\uacf5\uc81c\uae08\u00a0\ubc0f\u00a0\uc5f0\uac04\u00a0\ucd5c\ub300\u00a0\ubcf8\uc778\u00a0\ubd80\ub2f4\u00a0\uad6c\uc870\u00a0\uc124\uba85<\/span><\/b><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\uc2e4\uc81c \uac00\uc871 \uae30\uc900 \uc758\ub8cc\ube44 \ubd80\ub2f4 \uad6c\uc870\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ed%95%9c%ec%9d%b8-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%eb%8f%84%ec%9b%80%eb%b0%9b%ea%b8%b0\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">\ucee4\ubc84\ub4dc\u00a0\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc804\ubb38 \uc5d0\uc774\uc804\ud2b8\u00a0<\/span><span data-contrast=\"none\">Skyline<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-contrast=\"none\">Benefi<\/span><span data-contrast=\"none\">t<\/span><\/a><span data-contrast=\"auto\">\uc740\u00a0<\/span><span data-contrast=\"auto\">\uac00\uc871 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uac74\uac15\ubcf4\ud5d8 \uad6c\uc870\ub97c \ube44\uad50\ud558\uace0 \uc2e4\uc81c \uc758\ub8cc \uc774\uc6a9 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ud63c\ub780\uc744 \uc904\uc77c \uc218 \uc788\ub3c4\ub85d \ud568\uaed8 \ub3c4\uc640\ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false}\">\u00a0<\/span><\/p>\n<hr data-start=\"1790\" data-end=\"1793\" \/>\n<h2 data-start=\"1795\" data-end=\"1829\"><strong data-start=\"1798\" data-end=\"1829\">2026\ub144 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc0c1\ub2f4\ud558\ub294 \ubc29\ubc95<\/strong><\/h2>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\/\" target=\"_blank\" rel=\"noopener\">\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uacf5\uc778 \ubcf4\ud5d8 \ube0c\ub85c\ucee4\uba70 \ud55c\uad6d\uc5b4 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84\/\">\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\ub294 \uac00\uc871\uc218 \ubc0f \uc5f0\uac04 \uc18c\ub4dd\uc5d0 \ub530\ub77c \uac74\uac15\ubcf4\ud5d8\uc744 \uc800\ub834\ud558\uac8c \uad6c\uc785 \ud560\uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc800\uc758 \ud68c\uc0ac \ud55c\uad6d \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 2026\ub144 \ubcc0\uacbd\ub41c\u00a0<a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%eb%b2%8c%ea%b8%88-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0\/\" target=\"_blank\" rel=\"noopener\">\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\u00a0\ubcf4\uc870\uae08 \ubc0f \uac00\uc871\ub4e4\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758 \uac74\uac15\ubcf4\ud5d8\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc624\ub298 \uc804\ud654\ud558\uc154\uc11c\u00a0<a href=\"https:\/\/skylinebenefit.com\/ko\/%ec%bb%a4%eb%b2%84%eb%93%9c-%ec%ba%98%eb%a6%ac%ed%8f%ac%eb%8b%88%ec%95%84-%ea%b0%80%ec%9e%85-%ec%9e%90%ea%b2%a9-%eb%b0%8f-%ec%8b%a0%ec%b2%ad-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0\/\" target=\"_blank\" rel=\"noopener\">\ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a>\u00a0 \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694.\u00a0<a href=\"tel:7148885112\">(714) 888-5112<\/a><\/p>\n<h3 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"30\" data-lineheight=\"45px\">\uc628\ub77c\uc778 \uacac\uc801\ubc1b\uae30<\/h3>\n<div class=\"fusion-aligncenter\"><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type fusion-animated\" href=\"https:\/\/www.healthsherpa.com\/?_agent_id=azhealthcare\" target=\"_blank\" rel=\"noopener\" data-animationtype=\"zoomInLeft\" data-animationduration=\"0.3\" data-animationoffset=\"100%\"><span class=\"fusion-button-text\">\ubb34\ub8cc \uacac\uc801 \ubc1b\uae30<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uc5d0\uc11c \uac00\uc871 \uac74\uac15\ubcf4\ud5d8\uc744 \uc54c\uc544\ubcfc \ub54c \uac00\uc7a5 \ub9ce\uc774 \uace0\ubbfc\ud558\ub294 \ubd80\ubd84 \uc911 \ud558\ub098\uac00 \ubc14\ub85c\u00a0\u00a0<\/p>\n<p>\ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8\uc5d0 \uac00\uc871\uc744 \ucd94\uac00\ud560\uc9c0\u00a0<br \/>\nCovered California\ub85c \uac00\uc785\ud560\uc9c0\u00a0<\/p>\n<p>\uc785\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ud2b9\ud788 \uc790\ub140\uac00 \uc0dd\uae30\uac70\ub098 \uac00\uc871 \uad6c\uc131\uc6d0\uc774 \ub298\uc5b4\ub098\uae30 \uc2dc\uc791\ud558\uba74 \uac74\uac15\ubcf4\ud5d8 \ube44\uc6a9 \ucc28\uc774\uac00 \uac11\uc790\uae30 \ucee4\uc9c0\ub294 \uacbd\uc6b0\uac00 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n<p>\ucc98\uc74c\uc5d0\ub294 \uc9c1\uc6d0 \ud63c\uc790 \uac00\uc785\ud560 \ub54c \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \ud06c\uc9c0 \uc54a\uc558\ub294\ub370, \ubc30\uc6b0\uc790\uc640 \uc790\ub140\ub97c \ucd94\uac00\ud558\ub294 \uc21c\uac04 \uc6d4 \ubcf4\ud5d8\ub8cc\uac00 \ud06c\uac8c \uc99d\uac00\ud558\ub294 \uc0c1\ud669\ub3c4 \ud754\ud558\uac8c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.\u00a0<\/p>\n<p>2026\ub144 \ud604\uc7ac\ub294 \ub2e8\uc21c\ud788 \uc9c1\uc7a5\ubcf4\ud5d8 \uc5ec\ubd80\ubcf4\ub2e4 \uc2e4\uc81c \uac00\uc871 \uc804\uccb4 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uacfc \uc5f0\uac04 \uc758\ub8cc\ube44 \uad6c\uc870\uae4c\uc9c0 \ud568\uaed8 \ube44\uad50\ud558\ub294 \uacfc\uc815\uc774 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":18216,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[608],"tags":[1960,595,2068,1872,1895],"class_list":["post-18215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-608","tag-2026--","tag---ko","tag-2068","tag-1872","tag-1895"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uac00\uc871 \uac74\uac15\ubcf4\ud5d8 \uc120\ud0dd: \ubc30\uc6b0\uc790 \uc9c1\uc7a5\ubcf4\ud5d8 vs \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 - Skyline Benefit<\/title>\n<meta name=\"description\" content=\"\uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8\uc740 \uc800\ub834\ud55c \uac74\uac15\ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc5d0\uc774\uc804\ud2b8 \uc785\ub2c8\ub2e4. \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\ud5d8\uc0ac\ub4e4\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uac74\uac15\ubcf4\ud5d8\uacfc \uac00\uaca9\ub300\uc5d0 \ub9de\ub294 \uac74\uac15\ubcf4\ud5d8\uc744 \ucc3e\uc544\ub4dc\ub9bd\ub2c8\ub2e4. \ud55c\uad6d\uc5b4 \uc5d0\uc774\uc804\ud2b8\uc640 \ubb34\ub8cc \uc0c1\ub2f4\ud558\uc138\uc694. 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