Covered California Insurance Companies

More than 99 percent of consumers will have at least two health insurance companies to choose from and 87 percent of consumers will be able to choose from three or more insurance companies. Quality providers such as Hill Physicians, UCSF Health and others remain available in 2021. In addition, consumers have access to 91 percent of the general acute care hospitals in California through Covered California plan networks.

Health Insurance Companies for 2021

1. Anthem Blue Cross of California.
2. Blue Shield of California.
3. Chinese Community Health Plan.
4. Health Net.
5. Kaiser.
6. L.A. Care Health Plan.
7. Molina Healthcare.
8. Oscar Health Plan of California.
9. Sharp Health Plan.
10. Valley Health Plan.
11. Western Health Advantage.

These health insurance companies represent a mix of major and smaller companies, regional and statewide doctor and hospital networks, and for-profit and nonprofit plans. They deliver exceptional value and choice with affordable premiums, a wide choice of benefit levels and good access to doctors and hospitals.

Anthem Blue Cross of California

Anthem Blue Cross is one of the largest managed health care companies in California. It is an independent licensee of the Blue Cross Blue Shield Association based in Thousand Oaks, California. Anthem and its affiliates serve over 8 million Californians and have offered Covered California plans since 2014.

Blue Shield of CA

Blue Shield is a nonprofit health plan dedicated to ensuring that you – and all Californians – have access to high-quality health care at an affordable price. It is committed to partnering with Covered California and collaborating with providers to improve access and the cost and quality of individual coverage.

CCHP Health Plan

CCHP is a community-based health plan started in San Francisco more than 30 years ago. While CCHP began by providing health plan coverage to an underserved Chinese community, it has evolved to serve the broader community needs in San Francisco and northern San Mateo County. The mission of CCHP is to improve the health of the community by delivering high-quality, affordable health care through culturally competent
and linguistically appropriate services. Today, CCHP is proud to offer coverage to a diverse membership of individuals, families and employer groups. CCHP serves Covered California enrollees in the San Francisco County and San Mateo County.

Health Net

Based in Woodland Hills, California, Health Net of California, Inc. offers HMO and HSP plans and Health Net Life Insurance Company underwrites PPO and EPO insurance plans.


Kaiser is a nonprofit, group-practice health plan with headquarters in Oakland, California.  It is composed of Kaiser Foundation Health Plans (nonprofit, public-benefit corporations), Kaiser Foundation Hospitals (a nonprofit, public benefit corporation) and the Permanente Medical Groups (for-profit professional organizations). Kaiser Permanente has offerings in all rating regions in 2019.

L.A. Care Health Plan

As the nation’s largest community-inspired health plan, L.A. Care has been elevating healthcare across Los Angeles County for over 20 years. L.A. Care is here to provide coverage for all phases of life to Angelenos and it is a proud Covered California partner since 2014. Our mission will always be to provide access to quality healthcare while uplifting and reinvesting in our communities. L.A. Care provides the necessary assistance for multi-cultural translation services, health plan information, interpreters at doctor’s appointments, and staff that is trained on cultural competency.

Molina Healthcare

Since 1985, Molina Healthcare of California has been providing care for low-income individuals. Its mission is to bring high-quality and cost-effective health care to children, adults, seniors, families and people with disabilities. The company serves approximately 600,000 members through Medi-Cal, Medicare, Medicare-Medicaid (Duals) and Covered California. Molina’s service areas include: Sacramento, Los Angeles, San Bernardino,
Riverside, San Diego, Orange and Imperial counties.

Oscar Health Plan of California

Oscar’s approach to health care puts members first and empowers them with simple, intuitive tools, and personalized care. Oscar members have a dedicated Concierge team, a carefully curated network of health providers, and an easy-to-use app and website that make it easy to find providers, understand benefits, and connect with doctors in minutes.

Sharp Health Plan

Sharp Health Plan is a not-for-profit health plan serving San Diegans of all ages. A subsidiary of Sharp HealthCare, Sharp Health Plan is available to Covered California enrollees in the San Diego areas. Sharp Health Plan is the highest member-rated health plan in California for the fourth year in a row.

Valley Health Plan

Valley Health Plan (VHP) is a Knox-Keene licensed, not for profit, AAAHC-Accredited health maintenance organization (HMO), and the only locally based commercial health plan in Santa Clara County. VHP has proudly served the community for over 30 years and currently provides health coverage to more than 160,000 members.

Western Health Advantage

Headquartered in Sacramento, Western Health Advantage is a non-profit HMO health plan founded in 1996 with a community-based mission by doctors and health care providers. WHA is consistently recognized for quality and delivering value to our members. With a focus on being a market leader in affordability since its inception, WHA serves Sacramento, El Dorado, Placer, Yolo, Colusa, Solano, Napa, and Sonoma counties. The WHA provider network includes Mercy Medical Group, Hill Physicians, Woodland Healthcare, NorthBay Healthcare, St. Joseph Health Medical Network, and Meritage Medical Network.