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Do you know the number one reason for personal bankruptcy in the United States? It is medical expenses. In the US, medical expenses are so high that you often cannot afford hospital bills without health insurance. Even if you have
When shopping for a new health insurance plan, one of the main challenges a lot of people face is to understand insurance terminology. As you know, medical expenses are so high in the U.S. that you cannot afford hospital bills
President Joe Biden signed the American Rescue Plan (ARP) into law last Friday. It expands eligibility for Affordable Care Act (ACA) premium subsidies for those people who have enrolled in Covered California plans. The $1.9 trillion COVID-19 spending package represents
You have worked hard to build your business, and it is time for you to reinvest in your employees. There are many factors to consider when you select a health insurance plan for your small business. Health insurance laws and
What is IRMAA? The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is a surcharge that high earners may have to pay. The Medicare IRMAA for Part B went into effect in 2007. The IRMAA for Part D was implemented as part of
Medicare seems like a confusing web of options for those who are turning 65. For that reason, many consumers rely on licensed Medicare agents for assistance. Turning 65 brings a sense of freedom from work but with new healthcare options.
Covered California has launched a special enrollment until May 15, 2021 as part of President Joe Biden's executive order. Covered California expects of the 2.7 million Californians without health insurance, about 1.2 million are either eligible for subsidies or qualify
For those who have been without health insurance during the pandemic, your second chance is here. In January 2021, President Joe Biden signed an executive order to open the federal health insurance marketplace for three months starting February 15, 2021
Covered California Covered California is a state health insurance exchange that allows individuals or small businesses to find the ideal health insurance that fits their needs and budget. In 2021, Californians need to be aware of two crucial facts: individual
Medicare Advantage Open Enrollment If you recently switched to a new Medicare Advantage plan during fall open enrollment period, or decided to keep the same plan, and you are unhappy with that decision already, you have an option now. This especially
