If you’re a small business owner in Honolulu, finding the right group health insurance plan is critical for employee satisfaction and your company’s overall success. With Kaiser health plans in Honolulu, you’re not just getting a health plan — you’re getting a full system of care that’s integrated and focused on quality healthcare and cost savings for your employees.
Whether you’re running a tech startup in Kaka’ako or managing a restaurant in Waikiki, Kaiser Permanente Hawaii offers tailored health insurance plans that fit the needs of small businesses just like yours.
At Skyline Benefit, we specialize in helping local Honolulu businesses navigate the complexities of health insurance. As trusted independent brokers, we partner with Kaiser Permanente to ensure your small business gets the best possible plan for your employees.
Why Kaiser health plans in Honolulu a top choice
Kaiser Permanente is one of Hawaii’s most widely used providers, offering integrated care, a strong provider network, and comprehensive benefits for individuals and families. For many employees, it’s the only option their employer offers — and for good reason.
What Makes Kaiser health plans in Honolulu Different?
- Coordinated care model with doctors, specialists, and hospitals under one system
- No deductibles and low copays in most plans
- Extensive benefits like routine maternity care and child wellness visits at no cost
- Supplemental riders available for dental, vision, chiropractic, and more
Kaiser Permanente Plan Summary for Honolulu Employees
Kaiser Permanente’s 2025 Platinum health plans available to Hawaii-based employees. These options offer strong coverage with low out-of-pocket costs, making them ideal for both employers and workers seeking comprehensive care.
Can I Get Dental, Vision, and Alternative Care Through Kaiser in Honolulu?
Yes, employers can offer supplemental riders for a more complete benefits package.
Dental Coverage (via Hawaii Dental Service – HDS)
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- Two exams, two cleanings, bitewing X-rays per year
- 70%–100% coverage on services like crowns, fillings, and oral surgery
- Orthodontic benefits for children under 18
Vision Benefits
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- Annual allowance for glasses or contacts
- Coverage for contact lens exams and fittings
Alternative Care Options
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- Chiropractic
- Acupuncture
- Massage therapy
- Naturopathy
These riders are optional but highly valued by employees, often improving satisfaction and retention.
What if I Have a Family? Are They Covered Too?
Yes — one of the major benefits of Kaiser Permanente Honolulu health plans is the family-friendly structure of their plans.
Family Benefits Include:
- $0 copays for routine maternity services
- $0 primary care visits for children under 18 (first two visits)
- Pediatric dental and orthodontia available with riders
- Flexibility to cover dependents under employer-sponsored plans
Why Hawaii’s Health Insurance Laws Make Kaiser Coverage Even More Important
Hawaii is the only state in the U.S. that requires employers to provide health insurance to all employees who work 20+ hours per week (under the Hawaii Prepaid Health Care Act).
This means:
- Employees are entitled to comprehensive coverage from Day 1
- Employers must meet ACA compliance and local mandates
- Kaiser plans are often the most seamless way to meet these requirements
Need Help with Kaiser Permanente Honolulu health plans?
Skyline Benefit is an independent health insurance broker in Fullerton, CA that offers affordable and flexible group health insurance options. We specialize in Kaiser Permanente health plans for Hawaii businesses, offering hands-on support and expert guidance to help you offer the right coverage. Whether you’re launching a new benefits package or switching providers, we make it simple.
Schedule a consultation today. Call us at: (714) 888-5112