If you’re worried about unpredictable healthcare bills in retirement, you’re not alone. Premiums keep changing, and Medicare doesn’t cover everything — which is where Medigap comes in. The 2026 Anthem Medicare Supplement plans (also known as Medigap) remain some of the strongest options in California and nationwide, helping seniors lock in stable coverage for the costs Original Medicare leaves behind.
Skyline Benefit is an independent Medicare insurance broker. We compare Anthem’s 2026 Medigap plans with other top carriers, explain rate differences, and help you enroll with confidence — at no extra cost.
What Do Anthem Medicare Supplement Plans Cover in 2026?
Anthem Medigap plans (like Plan F, Plan G, and Plan N) cover the “gaps” that Original Medicare doesn’t pay for. That includes:
- Medicare Part A coinsurance and hospital costs.
- Part B coinsurance and copayments.
- First three pints of blood.
- Skilled nursing facility coinsurance.
- Foreign travel emergency coverage.
Plan G is still the most popular choice for new enrollees in 2026, covering nearly everything except the Part B deductible ($288 in 2026).
How Much Do 2026 Anthem Medicare Supplement Plans Cost?
Anthem Medigap rates depend on your age, ZIP code, gender, tobacco use, and household discounts. While premiums vary, here’s the general trend in 2026:
- Plan F (only available if eligible before 2020): $190–$280/month.
- Plan G: $180–$260/month.
- Plan N: $110–$180/month.
Anthem also offers household discounts when two members in the same household enroll, plus rate savings for those who sign up as soon as they’re eligible.
Which Anthem Medicare Supplement Plan Should You Choose in 2026?
- Plan F – Best if you qualified for Medicare before 2020 and want the most comprehensive coverage (everything is covered).
- Plan G – Most popular for new enrollees, balances full coverage (after Part B deductible) with predictable costs.
- Plan N – Budget-friendly option with lower premiums but small copays at the doctor ($20) and ER ($50).
The right choice depends on your health needs, budget, and how often you expect to use care.
When Should You Enroll in Anthem Medicare Supplement Plans?
Timing matters:
- Medigap Open Enrollment – Your best window is the six months after you enroll in Part B at age 65. No health questions, no underwriting, and locked-in rates.
- California Birthday Rule – Each year around your birthday, you can switch to a plan of equal or lesser benefits with no underwriting. This gives Californians extra flexibility in 2026.
Why Anthem for Medigap in 2026?
Anthem stands out for:
- Large provider network — Anthem works with top hospitals and doctors nationwide.
- Rate stability — Competitive pricing with discounts that add up over time.
- Trusted brand — Anthem is one of the most recognized and reliable carriers in California.
Need Help Comparing 2026 Anthem Medicare Supplement Plans?
Skyline Benefit is an independent Medicare insurance broker specializing in Anthem Medicare Supplement plans. We compare rates, explain benefits, and confirm which plan fits your budget — all at no extra cost.
Call us at: (714) 888-5112