Congratulations on your new bundle of joy! Becoming a new parent is one of the most exciting experiences in life, but it can also be a bit overwhelming at times, especially when it comes to navigating healthcare. If you are a Covered California member, you might be wondering how to add your new baby to your insurance policy. Don’t worry; let our Expertise at Skyline Benefit guide you.
What Happens if I Give Birth after the Covered California Open Enrollment
Covered California’s open enrollment period runs from November 1st to January 31st. This is when you can enroll for health coverage through Covered California. If you miss this enrollment period, you cannot enroll in a health plan until the next enrollment period, unless you experience a qualifying life event, such as having a new child.
If you have a new child, you have a special enrollment period that lasts for 60 days from the date of your child’s arrival. During this period, you can enroll or update your existing health plan for your entire family.
How do I add my Newborn baby to my Covered California Plan?
It is important to note that a newborn child is covered under their mother’s health insurance plan for the first 30 days after Birth. However, to add your new baby to your Covered California plan, you need to inform the agency about the Birth. This can be done by logging into your account on the Covered California website or by calling their customer service line. In order to complete the process, you must provide your baby’s name, birth date, and social security number. If you need any assistance navigating the process, feel free to contact our experts at Skyline Benefit.
Do I need to Switch Plans after Giving Birth?
Once you have informed Covered California about the birth of your baby, you will need to select a plan that covers your newborn. You have two options available: you can either enroll your baby in your current plan or opt for a new plan that better suits your family’s requirements. To confirm your baby’s eligibility for coverage, Covered California will require proof of birth. Therefore, you can provide a birth certificate or hospital discharge papers to verify. Moreover, you have the convenience of uploading these documents directly to your Covered California account.
Do I get financial support from Covered California after Child’s Birth
It’s important to note that you may receive financial assistance to lower the cost of your health insurance when you apply for coverage for your newborn through Covered California. The amount of financial assistance you receive is based on your income and household size. Therefore, the chances of receiving premium assistance are quite high.
Takeaway
After you have completed the enrollment process and paid your premiums, it’s important to check your coverage to ensure that your baby is included. You can do this by logging into your Covered California account or calling their customer service line.
Becoming a parent is a momentous occasion, and we want to ensure you have the best possible support and guidance along the way. Adding your new bundle of joy to your Covered California plan is an important step in securing their healthcare needs, and we hope that this guide has provided you with valuable information and eased any concerns you may have had. Remember, our team of experts at Skyline Benefit is always here to help you navigate the process and answer any questions you may have. Congratulations again on your new addition to the family, and we wish you all the best!
Looking for Assistance with Covered California ?
Skyline Benefit is a certified insurance agency with Covered California. Act now and get the premium subsidy and coverage that you deserve.
Our agents can review your medical needs and budget, and tailor your health insurance options during Covered California Open Enrollment.
Call us now at (714) 888-5112