Medicare is a health insurance program for people aged 65 or older in California. But, specific people younger than age 65 can qualify for this plan too. Persons with disabilities and those who have permanent kidney failure can apply for these medicare benefits even if they have not crossed the age requirement.
You must remember several things before you sign up for Medicare. The benefits of Medicare plans do not cover all medical expenses or the cost of most long-term care. There are different plans with different benefits and premiums. According to your requirement and budget, you may choose the best coverage for your family and you.
How to Sign up for Medicare with ease and Confidence?
- You should apply for Medicare three months before your 65th birthday if you are eligible. You have to go for it even before you start receiving retirement benefits.
- You may sign up during the Special Enrollment Period (SEP) if you want to enroll in Part B later on and your circumstances qualify as an eligible life event. However, if there is any problem or you are not eligible, you may wait for the General or Open Enrollment Period and receive delayed benefits.
Medicare Enrollment for Beginners
After completion of the legwork, you should know whether you are eligible for the coverage or not. Also, you may know which plan to enroll in based on your needs. After examining and comparing all the available Medicare health insurance options, you can confidently choose the best options and make up your mind.
Well! Here comes a big task for you- going through the complex process of Medicare enrollment. The key to successfully tackling the complex process of Medicare enrollment is being well-informed and prepared, especially when you’re a first-time enrollee.
However, you may take help from our independent health insurance agency to sign up for Medicare. Our certified and well-trained agents will help you acquire more knowledge comprehensively. So, you may also contact us to know more about the plans or coverage. We will help you in choosing the best options and enrolling. You may visit our Twitter page and get the latest updates for more details.
How to Apply for Medicare?
There are different ways for applying for medicare plans and enjoying their benefits. But, they vary depending on the plan you want to enroll in, so you have to be efficient at this while choosing the correct options. It has four parts (Parts A, B, C, and D) and supplement plans. But for a beginner, the entire procedure is complex and time-consuming. If you want to make this task as hassle-free as possible, you must need our experienced agents. You can check out our Instagram page for further details.
The Medicare Plans
Keep scrolling down to know more about the original Medicare (Parts A and B) before you sign up for Medicare. Here you go!
- Medicare Part A, known as Hospital Insurance, will help you pay for a limited time at a skilled nursing facility or inpatient care in a hospital (following a hospital stay). It also bears some expenses of home health care and hospice care.
- Part B pays for services from doctors and other health care providers, durable medical equipment, outpatient care, home health care, and some preventive services.
As independent health insurance companies, we run the other parts of Medicare.
- Supplemental (Medigap) policies assist in paying medicare out-of-pocket copayments, deductible expenses, and coinsurance.
- Part C or Medicare advantage plan covers all benefits and services, including prescription drugs and additional benefits such as vision, hearing, dental, etc.
- Medicare prescription drug coverage helps to pay the expenses of prescription drugs.
However, many people younger than 65 years may apply for Part A if they worked and paid Medicare taxes long enough. You can enroll in Part B by paying a monthly premium. If you want to get more info, you may directly ask our professionals.
In a Nutshell
So, if you ever want to get professional help to sign up for Medicare, you must contact us at our agency. Our certified agents would love to help you throughout the process. If you want to acquire more information about our services, you may also take a virtual tour of our Facebook page now!