What’s New in 2026 SCAN Medicare Plans: Costs, Doctors, and Extra Benefits

If you’re a SCAN member — or thinking about joining — 2026 brings changes you can’t ignore. The good news is that 2026 SCAN Medicare plans are rolling out with $0 premiums, but benefits are shifting, drug costs are capped in new ways, and some plans now give money back on your Part B. That means what worked for you in 2025 might not be your best choice going forward.

Skyline Benefit is a trusted, independent Medicare broker. We review SCAN Medicare plans alongside other carriers, confirm your doctors and prescriptions, and help you pick the right plan — at no extra cost. Here’s what stands out in SCAN’s 2026 lineup.

How Much Will 2026 SCAN Medicare Plans Cost?

The headline news: most SCAN Medicare plans remain $0 premium in 2026. But SCAN didn’t stop there. Some plans, like Venture and Essential Savings, now include a Part B giveback — putting cash back in your Social Security check each month. That’s a rare benefit, and it makes these plans especially attractive for cost-conscious seniors.

Are My Doctors Still Covered Under SCAN in 2026?

A plan isn’t worth much if you can’t see your doctor. For 2026, SCAN is maintaining wide provider networks across California, with continued access to local specialists and hospitals. In San Diego, the SCAN Select plan offers exclusive access to UCSD providers, making it a standout for members who want top-tier care without switching doctors.

What Extra Benefits Do SCAN Medicare Plans Include in 2026?

2026 SCAN Medicare plans continue to pile on real-world perks:

• $0 Tier 1 & 2 prescriptions at preferred pharmacies.
• $2,100 annual out-of-pocket cap on drugs — after that, covered prescriptions are free.
• Insulin capped at $35/month or less, with no deductible.
• Stronger dental coverage, now including implants and dentures on select plans.
• FlexEssentials card to help with groceries, OTC items, utilities, and transportation.
• Vision and hearing benefits that cover exams, eyewear, and hearing aids.

These updates make 2026 SCAN Medicare plans among the most benefit-rich options for California seniors.

How Do 2026 SCAN Plans Compare to Last Year?

The difference from 2025 is clear: while premiums remain stable, extras got bigger. Part B givebacks, enhanced dental, and capped drug spending all add up to stronger value. Even though the number of SCAN plans dropped slightly, nearly every Medicare-eligible Californian still has multiple options to choose from.

When Can You Sign Up for a 2026 SCAN Plan?

You can enroll or switch into SCAN during Medicare Open Enrollment (October 15 – December 7, 2025). This is the annual chance to review your coverage, confirm your doctors, and lock in benefits for the new year. Any changes you make take effect January 1, 2026.

Need Help Choosing the Right 2026 SCAN Medicare plan?

Skyline Benefit is an independent Medicare broker that helps seniors review 2026 SCAN Medicare Advantage updates, compare costs and benefits, and make smart enrollment choices. We work for you — not the carriers — to ensure your coverage fits your health and financial needs.

Schedule a consultation today. Call us at: (714) 888-5112