Losing your health plan is never easy — especially when you’ve come to rely on the benefits, doctors, and care you’ve had for years. That’s why thousands of Californians are now asking: What happens next with Aetna CVS Health plans ending 2026?
If you’re currently enrolled with Aetna through the ACA marketplace, you’re not alone. The decision to discontinue these plans in 2026 affects individuals and families across the state — and understanding what to do next can save you time, money, and headaches.
Skyline Benefit works with all top carriers in California and can help you make a smooth, informed switch for 2026 coverage — before Open Enrollment catches you off guard.
Why Are Aetna CVS Health Plans Ending in 2026?
Aetna CVS Health has officially announced it will exit the ACA (Affordable Care Act) marketplace at the end of 2025. The reason? Their team determined they could no longer deliver the same level of value to members that they have in prior years.
- Your current 2025 plan will remain active through December 31, 2025.
- Around July 1, 2025, you’ll receive a letter from Aetna with more information.
- You’ll need to enroll in a new 2026 health insurance plan starting November 1, 2025, when Open Enrollment begins in California.
What Does This Mean for Your 2025 Coverage?
Let’s make this clear:
- There are no changes to your plan for the remainder of 2025.
- Your monthly premium must still be paid; otherwise, you risk losing your current-year coverage.
- You can continue seeing your doctors and accessing your plan benefits as usual.
However, you won’t be able to renew this plan for 2026. To stay covered into the new year, you must switch to another insurance provider.
How Will This Impact Covered California Enrollees?
If you enrolled in your Aetna CVS Health plan through Covered California, you’ll need to choose a different insurance provider during Open Enrollment. This transition is a big deal — but Skyline Benefit is here to make it simple.
We help Californians:
- Compare plans across Anthem, Blue Shield, Kaiser, and top insurance carriers.
- Check for updated subsidies and financial help
- Avoid gaps in coverage when Aetna CVS Health plans end in 2026
What Are the Best Alternatives for Aetna CVS Health Members?
Skyline Benefit can help you explore high-value alternatives that:
- Keep your doctors in-network
- Offer lower out-of-pocket costs
- Include dental, vision, mental health, and more
- Match your income level and coverage goals
Whether you need individual, family, or self-employed coverage — we’ve got the tools and expertise to help you find the best replacement for your Aetna CVS Health plan.
Will This Impact Medicare or Employer-Based Coverage?
No — this only impacts individual and family plans under the ACA exchange, not Medicare Advantage or group health coverage from employers.
Still unsure what your current plan type is? We can check that for you at no cost.
What Should You Do Now?
Here’s your action plan:
- Mark your calendar for Open Enrollment: November 1, 2025
- Watch for a letter from Aetna in early July with plan-ending details
- Call a licensed Skyline Benefit agent to begin comparing 2026 plans
Need Help Switching from Aetna CVS Health?
Skyline Benefit is a trusted California health insurance agency that works with Covered California, Medicare, and all major carriers. If you’re affected by Aetna CVS Health plans ending 2026, we’re ready to guide you — step by step — into a plan that fits your life.
Schedule a consultation today. Call us at: (714) 888-5112