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Small business owners across California are bracing for another blow as California small-group health insurance premiums in 2026 are projected to climb by 10.67%. For employers already stretched by tight margins, another double-digit increase sparks a critical question — how can
If you own a business, the 2026 group health insurance changes are too big to ignore. From premium increases to the possible end of federal subsidies, the rules shifting in 2026 could directly raise your costs — or reduce your employees’ benefits.
Many small business owners assume they don’t qualify for group coverage because they only have one employee. The truth is, you can still provide group health insurance with one employee in California—and it may be simpler (and more affordable) than you
