Medicare can seem like a confusing web of options and it is no wonder that many consumers rely on licensed professionals for help.If you are among those who turn to an agent or broker, it’s worthwhile making sure the person has evaluated all of your 2021 options during Medicare’s open enrollment period, which begins October 15.

If you work with an agent, it is important to keep in mind that the broker might not have a relationship with all insurance companies that offer plans in your area. This means the broker might not automatically take a look at every coverage choice. That is why it is important to find an independent Medicare broker who works with all insurance companies.

Should you change your current Medicare plan?

You might be happy with your current Medicare plan, but still you must take advantage of the open enrollment period and consider various options you may have. Maybe new Medicare plans in your area can offer better coverages and provider network for your medical and financial needs.

All Medicare plans are similar in nature but quite different in price and coverage. Therefore, a thorough comparison of available plans depending on your medical and financial needs must be evaluated every year. This is also where the assistance of a Medicare insurance agent can come in handy.

How do I Select the Right Medicare Agent?

  1. License and certification

The Medicare agent you want to work with must have required state licenses and Medicare certification. Make sure you meet with a licensed broker who specializes in Medicare and has an American Health Insurance Plans (AHIP) certification.

  1. Access to plans

Independent brokers can provide you with options from an array of carriers. While contracting with different insurance companies, some insurance agents can help you compare thousands of plans from hundreds of carriers. Having a broker that contracts with different carriers helps eliminate bias as they help you research and compare.

  1. A good listener

Whether you communicate with Medicare agents online or in-person, the Medicare insurance agent must pay attention to your medical needs and preferences. You want to find an agent that understands the importance of tailored guidance.

Skyline Benefit Insurance is an AHIP certified independent agency with Medicare expertise and tailored health insurance options.  Call today at (714) 888-5116 for a free consultation and quote. Skyline Benefit’s Medicare team is here to help.