Health insurance is an essential part of our lives, and ensuring we have access to the right coverage that meets our needs is vital. However, navigating the complex world of health insurance can be a daunting task, especially when it comes to group health insurance. In California, group health insurance is regulated by the state government, and employers with more than 50 employees must provide health insurance coverage to their employees. This is where the role of brokers comes in. Our experienced Brokers at Skyline Benefit can help you navigate the complex world of health insurance and find the right plan for your business and your employees. 

Who are Brokers?

Brokers are licensed professionals who act as intermediaries between insurance companies and consumers. We help individuals and businesses find the right insurance coverage that meets their needs and budget. In California, Our experienced Brokers at Skyline Benefit play a vital role in helping businesses find affordable and flexible group health insurance options.

Why Work with a Broker?

Working with a broker can be highly beneficial for self-employed business owners. At Skyline Benefit, we can guide you in finding the most suitable plan for your business and employees. We can also help you understand different options, including traditional health insurance, high-deductible, and self-funded plans. Additionally, we offer valuable advice and guidance on plan management, such as controlling costs and complying with healthcare regulations.

Do I Pay an extra fee if I choose to consult a broker?

Firstly, when you purchase an insurance policy through a broker, they typically receive a commission directly from the insurance company.

Secondly, this commission is already included in the total premium, so it does not affect the price you pay. Even if you buy directly from the insurance company, you will usually pay the same price.

Therefore, our assistance comes at no extra cost to you. At Skyline Benefit, we work closely with businesses to gain a clear understanding of their specific requirements and budget constraints. Based on this information, we provide a range of options from different insurance providers, along with guidance and support to help you make informed decisions.

How many health insurance companies does a broker work with? 

Skyline Benefit works with several health insurance companies and can provide you with quotes that show pricing and coverage options side-by-side. This helps you weigh the pros and cons and narrow your options depending on your needs and budget. In addition, Skyline Benefit is a certified insurance broker for Covered California Small Business in Fullerton, CA.

Covered California for Small Business offers four health insurance companies that are available for year-round enrollment. Employees can compare and select small business health plans with various price points and coverage options. These available companies are Blue Shield of California, Kaiser, Sharp Health Plan, and Health Net.

Let Skyline Benefit help you find the right health insurance coverage for your business and employees today

Finding the right health insurance coverage can be a complex process, but it is crucial for our overall well-being. That’s why it’s important to work with a broker who can guide us through the different options available. At Skyline Benefit, our experienced brokers can provide valuable assistance and support to help you navigate the world of health insurance. We work with a variety of health insurance companies and offer a range of plans to meet your specific requirements and budget constraints. So, don’t hesitate to contact us today to learn more about how we can help you find the right plan for your business and employees.

Need Help with Group Health Insurance

Skyline Benefit is an independent health insurance broker in Fullerton, CA that offers affordable and flexible group health insurance options.  Selecting the best group health insurance plans can be overwhelming; our mission is to simplify the process and help our clients every step of the way.

Schedule a consultation today. Call us at: (714) 888-5112

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