2026 Anthem Medicare Advantage Plans: Doctors, Drugs, and Extra Benefits

Premiums are rising, networks are shifting, and drug coverage is changing again in 2026 — which means the Medicare plan you had last year might not protect you the same way this year. The good news is that 2026 Anthem Medicare Advantage plans are bringing $0 premiums in many counties, stronger prescription savings, and extra benefits that stretch beyond the doctor’s office.

Skyline Benefit is an independent Medicare insurance broker. We specialize in helping seniors compare Anthem with other major carriers, confirm doctors and prescriptions, and lock in the right coverage at no extra cost. Here’s exactly what’s new with Anthem in 2026 and how it could impact your care and your wallet.

Why Anthem 2026 Medicare Advantage Plans Stand Out

Anthem isn’t just keeping premiums at $0 — it’s doubling down on value. In 2026, members get $0 primary care visits, $0 labs and X-rays, worldwide emergency coverage up to $100,000, dental and vision allowances worth hundreds of dollars, and hearing aid benefits up to $3,000. With stable premiums and expanded extras, Anthem positions itself as one of the most benefit-rich Medicare Advantage choices in California this year.

How Much Do 2026 Anthem Medicare Advantage Plans Cost?

Anthem is keeping most plans at $0 monthly premiums for 2026, but the real difference is in how much you’ll pay when you actually use care. Always check:

• MOOP (Maximum Out-of-Pocket): Your financial ceiling for the year.
• Copays for specialists and hospital stays: Where costs add up quickly.
• Prescription deductible: Standard Part D deductible in 2026 is $615.

$0 premium does not mean $0 cost — and that’s where comparing Anthem Prime vs. Anthem Select really matters.

Will Your Doctors Be Covered in 2026?

Anthem’s provider networks are one of its biggest draws, but they vary:

• Anthem Select (HMO): Smaller network, good if you’re staying strictly in-network.
• Anthem Prime (HMO-POS): Broader flexibility, including limited out-of-network access.

The right plan isn’t just about low premiums — it’s about keeping your doctors and hospitals in-network.

What’s New in Anthem Prescription Drug Coverage?

Drug costs are one of the biggest concerns for seniors. Anthem’s 2026 updates include:

• $0 copays on Tier 1 and Tier 2 generics at preferred pharmacies.
• $2,100 drug out-of-pocket cap — once you hit it, covered prescriptions are free.
• Insulin capped at $35/month or less, with no deductible.
• $0 vaccines for shingles, pneumonia, flu, and more.

These updates give Anthem members predictable drug costs and stronger financial protection.

What Extra Benefits Do 2026 Anthem Medicare Advantage Plans Include?

Anthem is leaning harder on extras in 2026, including:

• Dental coverage (cleanings, exams, implants, dentures).
• Vision & hearing benefits (exams, glasses, hearing aids).
• OTC allowance (credits for health products, groceries, and sometimes utilities).
• Transportation (rides to medical appointments in select areas).

For many seniors, these perks can save hundreds a year if used fully.

When Can You Enroll?

You can enroll in or switch to an Anthem Medicare Advantage plan during Medicare Open Enrollment, October 15 – December 7, 2025. New coverage begins January 1, 2026.

Need Help With 2026 Anthem Medicare Advantage Plans?

Skyline Benefit is an independent Medicare insurance broker that specializes in helping seniors compare Anthem’s 2026 Medicare Advantage plans, confirm their doctors and prescriptions, and enroll with confidence — at no extra cost to you.

Schedule a consultation today. Call us at: (714) 888-5112