Not all Medicare Supplement plans are created equal — especially when it comes to what’s included beyond basic coverage. Many seniors comparing the 2026 Blue Shield Plan G vs Plan G Extra in Los Angeles are wondering whether the added perks of “Extra” truly justify the higher premium. From dental and vision benefits to hearing aids and discounts, understanding the difference can save you hundreds every year.
Skyline Benefit is an independent Medicare insurance broker helping California seniors compare the 2026 Blue Shield Plan G vs Plan G Extra in Los Angeles side by side — so you can make a confident, cost-effective choice for 2026 without overpaying for benefits you don’t use.
What’s the Difference Between the 2026 Blue Shield Plan G vs Plan G Extra in Los Angeles?
Both plans offer the same core Medigap coverage — 100% coverage for Part A and Part B coinsurance, skilled nursing, and foreign travel emergencies (after the deductible). The difference lies in added benefits:
- Plan G covers the basics — ideal for those who only want to supplement Original Medicare without extra add-ons.
- Plan G Extra adds dental, vision, Acupuncture and chiropractic services, hearing, and SilverSneakers fitness membership, plus an enhanced version of the hearing aid benefit through TruHearing®.
In short: Plan G covers what you need; Plan G Extra adds what you’ll use.
How Much Do Blue Shield Plan G and Plan G Extra Cost in Los Angeles?
Premiums vary based on age, ZIP code, and discounts, but Blue Shield 2026 rate sheet shows a consistent pattern: Plan G Extra typically costs $15–$30 more per month than standard Plan G. However, Blue Shield offers multiple savings opportunities, including:
- $25/month “Welcome to Medicare” discount (for new Part B enrollees)
- $3/month AutoPay discount
- 7% household discount (if two members enroll under the same address)
For many seniors, those savings offset the price difference between Plan G and Plan G Extra — especially if you use dental or hearing services regularly.
Is Blue Shield Plan G Extra Worth It in 2026?
That depends on how much value you place on built-in extras. If you already have a separate dental or vision plan, regular Plan G may be enough. Many seniors reviewing the 2026 Blue Shield Plan G vs Plan G Extra in Los Angeles discover that the added dental and hearing benefits make the higher premium worth it.
Think of it this way: the added $15–$30 premium can easily pay for itself in preventive dental care or annual hearing device credits.
Who Should Choose Plan G vs Plan G Extra?
- Choose Plan G if you prefer lower premiums and already have separate dental/vision coverage.
- Choose Plan G Extra if you want everything bundled under one Medigap policy with minimal out-of-pocket add-ons.
- Both plans offer strong coverage and the same nationwide provider access, making them two of California’s most popular Medigap options.
How to Enroll in Blue Shield Medigap Plans for 2026
You can apply anytime if you qualify for Guaranteed Issue, or during your Medigap Open Enrollment Period (the first six months after enrolling in Part B). Enrolling early can lock in lower rates and guaranteed acceptance with no medical underwriting.
Need Help Choosing Between the Blue Shield Plan G vs Plan G Extra in Los Angeles?
Skyline Benefit is a trusted, independent Medicare broker helping seniors across California compare Medigap options from Blue Shield and all top-rated carriers. We’ll review your budget, benefits, and provider needs to help you pick the plan that fits your life — at no extra cost to you.
Call us at: (714) 888-5112