A major shake-up is hitting Medicare Advantage members in Mission Hills. The UnitedHealthcare and Providence Holy Cross Termination 2026 officially ends their contract on December 31, 2025, leaving many patients scrambling to keep their doctors and care teams. Starting January 1, 2026, Holy Cross and its network of physicians will no longer participate in UnitedHealthcare’s Medicare Advantage HMO plans.
Skyline Benefit is an independent Medicare insurance broker helping Los Angeles County seniors navigate major network changes like this. Here’s what the termination means, how it impacts your 2026 coverage, and what steps to take before it disrupts your care.
Why Is UnitedHealthcare Ending Its Contract with Providence Holy Cross?
UnitedHealthcare and Providence could not reach a new contract agreement for 2026, ending a long-standing partnership that served the San Fernando Valley. The UnitedHealthcare and Providence Holy Cross Termination 2026 takes effect December 31, 2025, meaning Holy Cross doctors, hospitals, and clinics will be out of network for all UHC Medicare Advantage HMO members beginning January 1, 2026.
This contract loss affects all UnitedHealthcare Medicare Advantage HMO plans—not Medigap (supplement) plans or employer coverage.
What This Means for Mission Hills Medicare Advantage Members
If you currently get care at Holy Cross or from a Providence-affiliated provider:
- You’ll lose in-network access to Providence Holy Cross Medical Center after 12/31/25.
- UHC may automatically reassign members to non-Providence primary care doctors and facilities.
- Continuity-of-care requests may be available for certain ongoing treatments.
- UHC Medicare Supplement (Medigap) and commercial plans are not affected—only Medicare Advantage HMO plans.
- Contact a licensed Skyline Benefit Medicare broker today for personalized help finding a 2026 plan that still includes your preferred doctors.
I Already Re-Enrolled for 2026—What Now?
Even if you’ve already re-enrolled, you’re not stuck. You can change your plan during Medicare’s Annual Enrollment Period (AEP), October 15 – December 7, 2025.
If you miss that deadline, you’ll have another opportunity during the Medicare Advantage Open Enrollment (OEP), January 1 – March 31, 2026.
To keep your Holy Cross providers, you’ll need to switch to a 2026 Medicare Advantage plan that still contracts with Providence.
How Skyline Benefit Helps You Transition Smoothly
When network changes like the UnitedHealthcare and Providence Holy Cross Termination 2026 happen, our licensed brokers at Skyline Benefit step in to simplify your options:
- Identify 2026 plans that still include Providence and Holy Cross doctors.
- Compare premiums, copays, and MOOP limits across major carriers.
- Handle your plan transition from start to finish — at no extra cost.
What Should You Do Next?
- Check if your doctor or clinic is affiliated with Providence Holy Cross.
- Check if your 2026 plan will still include them in-network.
- Review and compare new plans before December 7 to avoid disruption.
- Contact Skyline Benefit for a free consultation and enrollment help.
Need Help Keeping Your Holy Cross Doctors in 2026??
If the UnitedHealthcare and Providence Holy Cross Termination in 2026 affects your coverage, you still have time to act. Skyline Benefit can help you find a Medicare Advantage plan that keeps your Providence network intact and your health care consistent.
Call us at: (714) 888-5112