Santa Monica seniors will soon feel the impact of the UnitedHealthcare and Saint John’s Health Center Termination 2026, which officially ends their Medicare Advantage HMO contract after December 31, 2025. Starting January 1, 2026, Saint John’s Health Center and its Providence-affiliated physicians will no longer be in-network for UnitedHealthcare Medicare Advantage HMO members — a major change for local patients who rely on Saint John’s doctors and specialists for care.
Skyline Benefit is an independent Medicare broker helping California seniors navigate major network changes like this. If you currently have UnitedHealthcare Medicare Advantage, here’s what the termination means and how you can protect your coverage before the deadline.
Why Is UnitedHealthcare Ending Its Contract with Saint John’s?
UnitedHealthcare and Saint John’s Health Center (under the Providence system) were unable to reach a renewal agreement for 2026. As a result, the UnitedHealthcare and Saint John’s Health Center Termination 2026 takes effect on December 31, 2025, ending a long-standing network relationship in the Santa Monica area.
Starting January 1, 2026, Saint John’s Hospital and affiliated medical groups will be out-of-network for UnitedHealthcare Medicare Advantage HMO plans, which means members may face higher out-of-pocket costs or need to switch plans to keep their current doctors.
How This Change Affects Saint John’s Patients
If you see Saint John’s Health Center doctors or specialists, here’s what you should know:
- Saint John’s and its affiliated clinics will no longer be in UnitedHealthcare’s Medicare Advantage network after 12/31/25.
- UHC may automatically reassign members to non-Providence primary care doctors and facilities.
- Continuity-of-care rules allow approved ongoing treatments to continue temporarily.
- Continuity-of-care requests may be approved for ongoing treatment through a transition period.
- Contact a licensed Skyline Benefit Medicare broker today for personalized help finding a 2026 plan that still includes your preferred doctors in Los Angeles.
I Already Re-Enrolled for 2026—What Now?
Even if you’ve already re-enrolled, you’re not stuck. You can change your plan during Medicare’s Annual Enrollment Period (AEP), October 15 – December 7, 2025.
If you miss that deadline, you’ll have another opportunity during the Medicare Advantage Open Enrollment (OEP), January 1 – March 31, 2026.
To keep your Saint John’s doctors, consider moving to a 2026 Medicare Advantage plan that retains Providence facilities in-network.
How Skyline Benefit Can Help You Make the Right Move
When the UnitedHealthcare and Saint John’s Health Center Termination in 2026 takes effect, many seniors aren’t sure what their next step should be. Skyline Benefit makes the transition simple and stress-free.
Our licensed brokers can:
- Confirm which 2026 plans still include Saint John’s or Providence doctors.
- Compare premiums, copays, and MOOP limits across carriers.
- Assist with plan switching and paperwork — at no extra cost.
What Should You Do Next?
- Verify if your doctor or clinic is part of Saint John’s Health Center.
- Check if your 2026 UnitedHealthcare plan still lists them as in-network.
- Review and compare new plans before December 7 to avoid disruption.
- Contact Skyline Benefit for a free consultation and enrollment help.
Need Help Keeping Your Saint John’s Doctors in 2026?
If the UnitedHealthcare and Saint John’s Health Center Termination in 2026 affects your coverage, you still have time to act. Skyline Benefit can help you explore Medicare Advantage plans that include Providence and Saint John’s providers, ensuring your care continues without interruption.
Call us at: (714) 888-5112