Now that it’s time for open enrollment for Covered California (between now and January 31, 2020), you might find yourself searching online ” Covered CA office near me.” Good news: we can help. Skyline Benefit can guide you through every tier of Covered California coverages, as well as other insurance options.

Did you know that there are four different tiers of Covered California Silver Coverage? Here’s an overview of what you can expect if you qualify for either the basic or enhanced Silver plans:

What are the income requirements for cost-sharing reductions?

If your income is under 250% of the federal poverty level, you can qualify for cost-sharing reductions (CSR). This can also mean better benefits for the same premiums. If you would typically pay $40 for a doctor visit, you can pay as little as $5.

CSRs are designed to save you money at the point of service based on your income level. If you want to take advantage of these, it would be ideal to choose a Covered California Silver plan that you qualify for. Though Bronze plans offer the lowest monthly premium of all the plans, the Silver plan offers better benefits, especially in conjunction with CSRs.

Available Tiers of Covered California Silver Coverage

While the standard silver plan can cover 70% of your average out-of-pocket medical costs, there are various types of cost-sharing reduction plans that you can qualify for. The Silver 73 plan covers 73% of your average out-of-pocket expenses; meanwhile, the Silver 87 and 94 plans include 87% and 94% of these costs, respectively. If you choose Covered California Silver, you could potentially save much more at the point of service for your healthcare. The Silver 94 plan offers more than Covered California Platinum, which covers 90%, but with a higher premium.

If you want to find out if you are eligible for affordable health insurance at a Covered CA office near you, Skyline Benefit is a phone call away from helping you choose the best plan. For more information about health insurance coverage through Covered California, call us today at (714) 888-5112.